Mercury General Corporation (FRA:MCG)

Mercury General Statistics

Total Valuation

Mercury General has a market cap or net worth of EUR 4.41 billion. The enterprise value is 3.84 billion.

Market Cap	4.41B
Enterprise Value	3.84B

Important Dates

The next estimated earnings date is Tuesday, February 10, 2026.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	Sep 11, 2025

Share Statistics

Current Share Class	55.39M
Shares Outstanding	n/a
Shares Change (YoY)	+0.03%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	52.03%
Owned by Institutions (%)	46.35%
Float	26.56M

Valuation Ratios

The trailing PE ratio is 11.77 and the forward PE ratio is 10.75.

PE Ratio	11.77
Forward PE	10.75
PS Ratio	0.89
PB Ratio	2.32
P/TBV Ratio	2.37
P/FCF Ratio	5.22
P/OCF Ratio	4.94
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.97, with an EV/FCF ratio of 4.55.

EV / Earnings	10.25
EV / Sales	0.77
EV / EBITDA	6.97
EV / EBIT	7.98
EV / FCF	4.55

Financial Position

The company has a current ratio of 1.01, with a Debt / Equity ratio of 0.26.

Current Ratio	1.01
Quick Ratio	0.92
Debt / Equity	0.26
Debt / EBITDA	0.92
Debt / FCF	0.59
Interest Coverage	19.22

Financial Efficiency

Return on equity (ROE) is 21.47% and return on invested capital (ROIC) is 13.26%.

Return on Equity (ROE)	21.47%
Return on Assets (ROA)	3.99%
Return on Invested Capital (ROIC)	13.26%
Return on Capital Employed (ROCE)	8.48%
Revenue Per Employee	1.18M
Profits Per Employee	89,210
Employee Count	4,200
Asset Turnover	0.66
Inventory Turnover	n/a

Taxes

In the past 12 months, Mercury General has paid 84.08 million in taxes.

Income Tax	84.08M
Effective Tax Rate	18.33%

Stock Price Statistics

The stock price has increased by +9.46% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+9.46%
50-Day Moving Average	71.40
200-Day Moving Average	59.55
Relative Strength Index (RSI)	77.69
Average Volume (20 Days)	6

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	8.93

Income Statement

In the last 12 months, Mercury General had revenue of EUR 4.96 billion and earned 374.68 million in profits. Earnings per share was 6.76.

Revenue	4.96B
Gross Profit	814.94M
Operating Income	476.66M
Pretax Income	458.77M
Net Income	374.68M
EBITDA	539.14M
EBIT	476.66M
Earnings Per Share (EPS)	6.76

Balance Sheet

The company has 1.47 billion in cash and 501.27 million in debt, giving a net cash position of 566.30 million.

Cash & Cash Equivalents	1.47B
Total Debt	501.27M
Net Cash	566.30M
Net Cash Per Share	n/a
Equity (Book Value)	1.90B
Book Value Per Share	34.35
Working Capital	20.43M

Cash Flow

In the last 12 months, operating cash flow was 892.90 million and capital expenditures -48.36 million, giving a free cash flow of 844.54 million.

Operating Cash Flow	892.90M
Capital Expenditures	-48.36M
Free Cash Flow	844.54M
FCF Per Share	n/a

Margins

Gross margin is 16.44%, with operating and profit margins of 9.62% and 7.56%.

Gross Margin	16.44%
Operating Margin	9.62%
Pretax Margin	9.26%
Profit Margin	7.56%
EBITDA Margin	10.88%
EBIT Margin	9.62%
FCF Margin	17.04%

Dividends & Yields

This stock pays an annual dividend of 1.14, which amounts to a dividend yield of 1.41%.

Dividend Per Share	1.14
Dividend Yield	1.41%
Dividend Growth (YoY)	-2.13%
Years of Dividend Growth	n/a
Payout Ratio	16.00%
Buyback Yield	-0.03%
Shareholder Yield	1.38%
Earnings Yield	8.49%
FCF Yield	19.14%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5