Mercury General Corporation (FRA:MCG)

Mercury General Statistics

Total Valuation

Mercury General has a market cap or net worth of EUR 4.06 billion. The enterprise value is 3.45 billion.

Market Cap	4.06B
Enterprise Value	3.45B

Important Dates

The last earnings date was Tuesday, February 17, 2026.

Earnings Date	Feb 17, 2026
Ex-Dividend Date	Dec 10, 2025

Share Statistics

Current Share Class	55.39M
Shares Outstanding	n/a
Shares Change (YoY)	+0.02%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	52.03%
Owned by Institutions (%)	46.60%
Float	26.56M

Valuation Ratios

The trailing PE ratio is 8.82 and the forward PE ratio is 10.29.

PE Ratio	8.82
Forward PE	10.29
PS Ratio	0.80
PB Ratio	1.97
P/TBV Ratio	2.02
P/FCF Ratio	4.64
P/OCF Ratio	4.39
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.25, with an EV/FCF ratio of 3.93.

EV / Earnings	7.48
EV / Sales	0.68
EV / EBITDA	5.25
EV / EBIT	5.89
EV / FCF	3.93

Financial Position

The company has a current ratio of 0.56, with a Debt / Equity ratio of 0.24.

Current Ratio	0.56
Quick Ratio	0.52
Debt / Equity	0.24
Debt / EBITDA	0.76
Debt / FCF	0.57
Interest Coverage	24.09

Financial Efficiency

Return on equity (ROE) is 24.80% and return on invested capital (ROIC) is 19.30%.

Return on Equity (ROE)	24.80%
Return on Assets (ROA)	4.82%
Return on Invested Capital (ROIC)	19.30%
Return on Capital Employed (ROCE)	14.45%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.19M
Profits Per Employee	107,174
Employee Count	4,300
Asset Turnover	0.67
Inventory Turnover	n/a

Taxes

In the past 12 months, Mercury General has paid 104.38 million in taxes.

Income Tax	104.38M
Effective Tax Rate	18.47%

Stock Price Statistics

The stock price has increased by +44.55% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+44.55%
50-Day Moving Average	76.61
200-Day Moving Average	67.05
Relative Strength Index (RSI)	41.99
Average Volume (20 Days)	0

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	7.73

Income Statement

In the last 12 months, Mercury General had revenue of EUR 5.10 billion and earned 460.85 million in profits. Earnings per share was 8.32.

Revenue	5.10B
Gross Profit	950.33M
Operating Income	587.31M
Pretax Income	565.23M
Net Income	460.85M
EBITDA	651.18M
EBIT	587.31M
Earnings Per Share (EPS)	8.32

Balance Sheet

The company has 1.41 billion in cash and 500.80 million in debt, with a net cash position of 619.67 million.

Cash & Cash Equivalents	1.41B
Total Debt	500.80M
Net Cash	619.67M
Net Cash Per Share	n/a
Equity (Book Value)	2.06B
Book Value Per Share	37.17
Working Capital	-1.81B

Cash Flow

In the last 12 months, operating cash flow was 925.96 million and capital expenditures -49.77 million, giving a free cash flow of 876.19 million.

Operating Cash Flow	925.96M
Capital Expenditures	-49.77M
Free Cash Flow	876.19M
FCF Per Share	n/a

Margins

Gross margin is 18.63%, with operating and profit margins of 11.51% and 9.03%.

Gross Margin	18.63%
Operating Margin	11.51%
Pretax Margin	11.08%
Profit Margin	9.03%
EBITDA Margin	12.76%
EBIT Margin	11.51%
FCF Margin	17.18%

Dividends & Yields

This stock pays an annual dividend of 1.11, which amounts to a dividend yield of 1.52%.

Dividend Per Share	1.11
Dividend Yield	1.52%
Dividend Growth (YoY)	-5.40%
Years of Dividend Growth	n/a
Payout Ratio	13.35%
Buyback Yield	-0.02%
Shareholder Yield	1.50%
Earnings Yield	11.34%
FCF Yield	21.56%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4