Banca Mediolanum Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	320.35	684.44	188.13	2,352	519.03	385.84
Investment Securities	48,636	3,529	3,605	3,428	3,733	4,414
Trading Asset Securities	1,188	41,831	34,720	30,339	31,318	24,263
Total Investments	49,824	45,360	38,326	33,768	35,052	28,677
Gross Loans	35,351	37,257	36,981	35,317	31,634	28,327
Allowance for Loan Losses	-	-198.01	-183.01	-161.34	-144.92	-128.9
Net Loans	35,351	37,059	36,798	35,156	31,489	28,198
Property, Plant & Equipment	208.71	156.35	153.82	167.99	167.8	177.94
Goodwill	125.63	125.63	125.63	125.63	132.93	132.93
Other Intangible Assets	89.59	87.29	81.24	82.16	77.99	72.28
Investments in Real Estate	-	53.34	58.7	61.26	81.29	82.36
Accrued Interest Receivable	-	10.47	6.17	4.77	5.16	4.84
Other Receivables	511.47	1,894	1,632	1,252	1,021	720.83
Restricted Cash	296.4	282.34	26.65	265.79	4,651	305.76
Other Current Assets	-	245.61	232.44	70.27	55.82	47.75
Long-Term Deferred Tax Assets	177.37	-	-	152.33	94.54	98.02
Other Long-Term Assets	1,255	195.56	202.45	161.04	175.72	125.3
Total Assets	88,159	86,154	77,831	73,618	73,522	59,029
Accounts Payable	-	114.88	107.55	110.37	93.39	86.45
Accrued Expenses	-	583.07	333.88	233.09	484.01	273.38
Interest Bearing Deposits	23,042	22,439	17,289	13,613	14,220	10,087
Non-Interest Bearing Deposits	27,268	24,894	24,402	26,068	25,012	22,385
Total Deposits	50,310	47,333	41,691	39,681	39,231	32,472
Short-Term Borrowings	3,917	6,537	8,167	9,345	6,823	3,033
Current Income Taxes Payable	250.04	307.09	229.61	115.33	133.61	87.67
Other Current Liabilities	-	290.32	392.8	307.12	255.82	213.35
Long-Term Debt	322.89	329.82	327.41	303.41	1,038	947.21
Long-Term Leases	68.59	69.83	63.15	70.05	66.76	73.44
Long-Term Unearned Revenue	-	1.16	1.67	2.41	3.09	3.64
Pension & Post-Retirement Benefits	0.03	0.11	0.11	0.5	0.55	0.66
Long-Term Deferred Tax Liabilities	98.45	103.84	80.32	65.42	30.56	33.47
Other Long-Term Liabilities	28,758	26,459	22,981	20,437	22,479	19,066
Total Liabilities	83,725	82,129	74,376	70,670	70,640	56,291
Common Stock	600.7	600.69	600.56	600.45	600.37	600.3
Additional Paid-In Capital	9.25	9.08	7.04	5.3	4.36	3.63
Retained Earnings	3,799	3,292	2,758	2,336	2,247	2,129
Treasury Stock	-60.62	-77.41	-19.78	-33.15	-38.64	-43.57
Comprehensive Income & Other	85.9	201.1	109.2	39.6	69.25	48.85
Total Common Equity	4,434	4,026	3,455	2,948	2,883	2,739
Shareholders' Equity	4,434	4,026	3,455	2,948	2,883	2,739
Total Liabilities & Equity	88,159	86,154	77,831	73,618	73,522	59,029
Total Debt	4,309	6,937	8,558	9,719	7,928	4,054
Net Cash (Debt)	-2,523	35,772	26,401	23,056	23,965	20,661
Net Cash Growth	-	35.50%	14.51%	-3.79%	15.99%	18.51%
Net Cash Per Share	-3.39	47.86	35.50	30.98	32.43	28.01
Filing Date Shares Outstanding	739.21	737.39	741.14	738.06	736.44	734.99
Total Common Shares Outstanding	739.21	737.39	741.14	738.06	736.44	734.99
Book Value Per Share	6.00	5.46	4.66	3.99	3.91	3.73
Tangible Book Value	4,219	3,813	3,248	2,740	2,672	2,533
Tangible Book Value Per Share	5.71	5.17	4.38	3.71	3.63	3.45

Source: S&P Global Market Intelligence. Banks template. Financial Sources.