MONETA Money Bank, a.s. Balance Sheet

Financials in millions CZK. Fiscal year is January - December.

Millions CZK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	20,898	6,731	3,858	5,108	5,358
Investment Securities	120,115	191,969	171,041	94,136	63,349
Trading Asset Securities	2,525	3,176	3,422	3,684	1,856
Total Investments	122,640	195,145	174,463	97,820	65,205
Gross Loans	357,251	279,435	267,746	273,860	261,348
Allowance for Loan Losses	-3,652	-4,052	-4,682	-5,108	-5,728
Net Loans	353,599	275,383	263,064	268,752	255,620
Property, Plant & Equipment	2,383	2,260	2,400	2,318	2,631
Other Intangible Assets	3,498	3,365	3,332	3,379	3,184
Other Receivables	20	838	665	617	460
Restricted Cash	-	10,645	9,903	8,991	7,238
Other Current Assets	-	615	499	525	526
Other Long-Term Assets	1,511	-	-	-	-
Total Assets	504,549	494,982	458,184	387,510	340,222
Accounts Payable	-	206	267	306	265
Accrued Expenses	-	1,386	1,234	1,104	995
Interest Bearing Deposits	440,602	430,119	399,308	333,566	288,238
Non-Interest Bearing Deposits	-	765	787	1,019	944
Total Deposits	440,602	430,884	400,095	334,585	289,182
Short-Term Borrowings	3,978	4,869	7,665	1,154	4,899
Current Portion of Long-Term Debt	-	6,344	152	2,098	643
Current Portion of Leases	-	339	322	305	301
Current Income Taxes Payable	242	47	54	482	26
Other Current Liabilities	-	1,525	1,184	4,639	2,651
Long-Term Debt	23,719	15,406	12,991	9,797	8,203
Long-Term Leases	-	1,050	1,179	1,010	1,238
Long-Term Unearned Revenue	-	40	33	38	58
Long-Term Deferred Tax Liabilities	435	469	462	496	384
Other Long-Term Liabilities	4,347	538	343	405	1,896
Total Liabilities	473,323	463,103	425,981	356,419	310,741
Common Stock	10,220	10,220	10,220	10,220	10,220
Retained Earnings	21,005	21,658	21,982	20,870	19,260
Comprehensive Income & Other	1	1	1	1	1
Shareholders' Equity	31,226	31,879	32,203	31,091	29,481
Total Liabilities & Equity	504,549	494,982	458,184	387,510	340,222
Total Debt	27,697	28,008	22,309	14,364	15,284
Net Cash (Debt)	-4,274	57,267	51,711	30,681	6,139
Net Cash Growth	-	10.74%	68.54%	399.77%	-57.48%
Net Cash Per Share	-8.35	112.07	101.20	60.04	12.01
Filing Date Shares Outstanding	511	511	511	511	511
Total Common Shares Outstanding	511	511	511	511	511
Book Value Per Share	61.11	62.39	63.02	60.84	57.69
Tangible Book Value	27,728	28,514	28,871	27,712	26,297
Tangible Book Value Per Share	54.26	55.80	56.50	54.23	51.46

Source: S&P Global Market Intelligence. Banks template. Financial Sources.