MONETA Money Bank, a.s. Balance Sheet

Financials in millions CZK. Fiscal year is January - December.

Millions CZK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	20,922	6,731	3,858	5,108	5,358	5,467
Investment Securities	179,312	191,969	171,041	94,136	63,349	57,426
Trading Asset Securities	2,718	3,176	3,422	3,684	1,856	1,295
Total Investments	182,030	195,145	174,463	97,820	65,205	58,721
Gross Loans	290,975	279,435	267,746	273,860	261,348	232,081
Allowance for Loan Losses	-3,872	-4,052	-4,682	-5,108	-5,728	-5,970
Net Loans	287,103	275,383	263,064	268,752	255,620	226,111
Property, Plant & Equipment	2,314	2,260	2,400	2,318	2,631	2,696
Other Intangible Assets	3,407	3,365	3,332	3,379	3,184	2,957
Other Receivables	24	838	665	617	460	930
Restricted Cash	1,962	10,645	9,903	8,991	7,238	3,634
Other Current Assets	-	615	499	525	526	394
Long-Term Deferred Tax Assets	-	-	-	-	-	48
Other Long-Term Assets	1,468	-	-	-	-	-
Total Assets	499,230	494,982	458,184	387,510	340,222	300,958
Accounts Payable	-	206	267	306	265	300
Accrued Expenses	-	1,386	1,234	1,104	995	948
Interest Bearing Deposits	327,703	430,119	399,308	333,566	288,238	256,997
Non-Interest Bearing Deposits	106,637	765	787	1,019	944	499
Total Deposits	434,340	430,884	400,095	334,585	289,182	257,496
Short-Term Borrowings	3,610	4,869	7,665	1,154	4,899	3,455
Current Portion of Long-Term Debt	-	6,344	152	2,098	643	414
Current Portion of Leases	-	339	322	305	301	327
Current Income Taxes Payable	154	47	54	482	26	53
Other Current Liabilities	693	1,525	1,184	4,639	2,651	181
Long-Term Debt	23,661	15,406	12,991	9,797	8,203	8,479
Long-Term Leases	-	1,050	1,179	1,010	1,238	1,202
Long-Term Unearned Revenue	-	40	33	38	58	63
Long-Term Deferred Tax Liabilities	504	469	462	496	384	199
Other Long-Term Liabilities	4,599	538	343	405	1,896	791
Total Liabilities	467,561	463,103	425,981	356,419	310,741	273,908
Common Stock	10,220	10,220	10,220	10,220	10,220	10,220
Retained Earnings	21,448	21,658	21,982	20,870	19,260	16,809
Comprehensive Income & Other	1	1	1	1	1	21
Shareholders' Equity	31,669	31,879	32,203	31,091	29,481	27,050
Total Liabilities & Equity	499,230	494,982	458,184	387,510	340,222	300,958
Total Debt	27,271	28,008	22,309	14,364	15,284	13,877
Net Cash (Debt)	51,286	57,267	51,711	30,681	6,139	14,437
Net Cash Growth	-28.84%	10.74%	68.54%	399.77%	-57.48%	23.08%
Net Cash Per Share	100.36	112.07	101.20	60.04	12.01	28.25
Filing Date Shares Outstanding	511	511	511	511	511	511
Total Common Shares Outstanding	511	511	511	511	511	511
Book Value Per Share	61.97	62.39	63.02	60.84	57.69	52.94
Tangible Book Value	28,262	28,514	28,871	27,712	26,297	24,093
Tangible Book Value Per Share	55.31	55.80	56.50	54.23	51.46	47.15

Source: S&P Global Market Intelligence. Banks template. Financial Sources.