MONETA Money Bank, a.s. (FRA:MM0)

MONETA Money Bank, a.s. Cash Flow Statement

Financials in millions CZK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	7,055	6,391	5,380	5,187	3,984	2,601
Depreciation & Amortization	505	542	565	608	634	608
Other Amortization	683	683	668	641	562	521
Gain (Loss) on Sale of Assets	4	1	3	2	9	15
Gain (Loss) on Sale of Investments	1,312	849	539	120	278	127
Provision for Credit Losses	364	364	294	223	962	3,436
Change in Other Net Operating Assets	-14,533	-14,545	2,675	-19,307	-19,425	-20,802
Other Operating Activities	-61	185	545	397	737	-1,648
Operating Cash Flow	-4,675	-5,533	10,666	-12,133	-12,262	-15,143
Capital Expenditures	-1,076	-916	-794	-1,028	-1,358	-1,653
Sale of Property, Plant and Equipment	12	14	38	12	11	23
Cash Acquisitions	-	-	-	-	-	3,093
Investment in Securities	-22,379	-13,642	-43,503	-10,144	-15,616	-5,436
Income (Loss) Equity Investments	-4	-3	-3	-4	-3	-1
Other Investing Activities	4	3	3	4	3	2
Investing Cash Flow	-23,439	-14,541	-44,256	-11,156	-16,960	-3,971
Long-Term Debt Issued	-	7,474	2,922	3,827	-	2,582
Long-Term Debt Repaid	-	-309	-2,199	-903	-300	-2,471
Net Debt Issued (Repaid)	2,083	7,165	723	2,924	-300	111
Common Dividends Paid	-6,643	-6,132	-4,088	-5,110	-	-
Net Increase (Decrease) in Deposit Accounts	11,745	30,944	65,073	49,106	26,239	18,554
Financing Cash Flow	7,185	31,977	61,708	46,920	25,939	18,665
Foreign Exchange Rate Adjustments	-94	65	44	-6	-40	92
Net Cash Flow	-21,023	11,968	28,162	23,625	-3,323	-357
Free Cash Flow	-5,751	-6,449	9,872	-13,161	-13,620	-16,796
Free Cash Flow Margin	-42.61%	-51.07%	85.42%	-109.44%	-130.05%	-226.79%
Free Cash Flow Per Share	-11.25	-12.62	19.32	-25.75	-26.65	-32.87
Cash Interest Paid	16,432	18,694	16,180	6,467	1,159	1,206
Cash Income Tax Paid	906	989	1,445	672	481	1,028

Source: S&P Global Market Intelligence. Banks template. Financial Sources.