Multitude AG (FRA:MULT)

Multitude AG Income Statement

Financials in millions EUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest and Dividend Income	253.77	261.1	230.46	212.47	200.86	230.47
Total Interest Expense	44.05	40.86	22.24	14.03	17.8	17.47
Net Interest Income	209.72	220.24	208.22	198.45	183.06	213.01
Commissions and Fees	11.87	2.61	0.06	0.03	3.33	-
Other Revenue	2.11	-0.09	0.01	-	-	-
Revenue Before Loan Losses	223.7	222.76	208.29	198.48	186.39	213.01
Provision for Loan Losses	84.27	96.39	89.25	84.65	71.95	90.97
Revenue	139.43	126.37	119.04	113.83	114.44	122.04
Revenue Growth (YoY)	17.11%	6.16%	4.57%	-0.53%	-6.22%	-28.77%
Salaries & Employee Benefits	39.69	37.61	34.08	33.96	33.01	33.12
Cost of Services Provided	53.05	49.66	46.16	44.32	56.08	64.97
Total Operating Expenses	105.77	99.74	95.25	95.8	104.42	111.44
Operating Income	33.66	26.63	23.79	18.04	10.02	10.59
Currency Exchange Gain (Loss)	-3.82	-3.53	-4.33	-3.85	-2.75	-4.35
EBT Excluding Unusual Items	29.56	23.1	19.46	14.19	6.69	6.24
Other Unusual Items	0.32	0.26	0.03	-	-	-
Pretax Income	31.94	23.24	18.99	13.59	4.69	6.21
Income Tax Expense	4.16	3.01	2.55	1.82	2.38	1.22
Earnings From Continuing Ops.	27.77	20.23	16.44	11.77	2.3	5
Earnings From Discontinued Ops.	-	-	-	-	-5.81	-4.51
Net Income	27.77	20.23	16.44	11.77	-3.5	0.48
Preferred Dividends & Other Adjustments	4.3	5.97	5.39	3.67	3.34	-
Net Income to Common	23.48	14.27	11.05	8.1	-6.85	0.48
Net Income Growth	67.15%	23.09%	39.63%	-	-	-97.90%
Shares Outstanding (Basic)	22	22	22	22	22	22
Shares Outstanding (Diluted)	22	22	22	22	22	22
Shares Change (YoY)	2.71%	1.42%	0.31%	0.49%	-	-
EPS (Basic)	1.09	0.66	0.51	0.38	-0.32	0.02
EPS (Diluted)	1.05	0.65	0.51	0.37	-0.32	0.02
EPS Growth	105.12%	27.45%	37.84%	-	-	-97.90%
Free Cash Flow	76.07	-25.35	157.52	-34.82	-85.26	127.86
Free Cash Flow Per Share	3.38	-1.15	7.24	-1.61	-3.95	5.92
Dividend Per Share	0.240	0.240	0.190	0.120	-	-
Dividend Growth	26.32%	26.32%	58.33%	-	-	-
Operating Margin	24.14%	21.07%	19.98%	15.85%	8.76%	8.68%
Profit Margin	16.84%	11.29%	9.28%	7.12%	-5.98%	0.40%
Free Cash Flow Margin	54.56%	-20.06%	132.33%	-30.59%	-74.50%	104.77%
Effective Tax Rate	13.03%	12.95%	13.44%	13.37%	50.85%	19.56%
Revenue as Reported	-	-	-	-	204.19	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.