FRA:N1V2 Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	4,372	1,175	1,200	962.52	899.99
Investment Securities	7,095	6,329	4,825	4,902	5,230
Trading Asset Securities	6.5	89.76	53.13	57.18	15.33
Total Investments	7,102	6,419	4,878	4,959	5,245
Gross Loans	19,498	16,965	14,217	13,477	11,077
Allowance for Loan Losses	-388	-358	-328.93	-324.27	-316.17
Other Adjustments to Gross Loans	-	-190.41	-57.81	-23.82	-10.16
Net Loans	19,110	16,417	13,831	13,129	10,750
Property, Plant & Equipment	331.3	310.02	278.03	251.32	247.01
Goodwill	-	8.07	3.53	3.53	3.53
Other Intangible Assets	115.9	92.43	58.59	54.71	55.55
Investments in Real Estate	24.4	26.13	31.12	35.64	47.62
Accrued Interest Receivable	-	-	-	3.39	1.72
Other Receivables	-	77.29	60.61	79.72	56.13
Restricted Cash	-	3,322	5,435	4,537	4,133
Other Current Assets	-	30.13	14.63	25.25	12.48
Long-Term Deferred Tax Assets	-	120.7	111.31	55.53	38.98
Other Real Estate Owned & Foreclosed	-	20.6	27.64	51.59	75.45
Other Long-Term Assets	419.5	-	-	-	-
Total Assets	31,475	28,035	25,942	24,160	21,577
Accounts Payable	-	30.47	22.87	19.61	17.51
Accrued Expenses	-	139.66	80.06	69.11	61.86
Interest Bearing Deposits	24,609	3,966	3,298	2,661	2,337
Non-Interest Bearing Deposits	-	18,376	17,530	17,473	15,376
Total Deposits	24,609	22,342	20,828	20,134	17,713
Short-Term Borrowings	-	10.59	16.76	23.71	42.96
Current Portion of Long-Term Debt	-	-	-	-	767.04
Current Portion of Leases	-	7.66	5.49	6.78	5.58
Current Income Taxes Payable	-	18.03	35.88	12.42	5.88
Other Current Liabilities	-	124.99	211.31	144.18	85.26
Long-Term Debt	2,379	1,834	1,578	1,097	454.06
Long-Term Leases	-	28.27	23.46	17.06	18.74
Long-Term Unearned Revenue	-	8.94	11.38	11.18	11.37
Pension & Post-Retirement Benefits	-	20.9	17.89	18.03	21.45
Long-Term Deferred Tax Liabilities	-	17.69	1.43	2.57	3.05
Other Long-Term Liabilities	626.5	153.74	161.11	182.06	153.98
Total Liabilities	27,614	24,737	22,994	21,738	19,361
Common Stock	3,782	200	200	200	200
Additional Paid-In Capital	-	871.38	871.38	871.38	871.38
Retained Earnings	-	2,090	1,803	1,371	1,018
Comprehensive Income & Other	-	64.54	8.06	-76.4	-10.55
Total Common Equity	3,782	3,226	2,883	2,366	2,079
Minority Interest	78.8	72.09	65.14	56.74	137.39
Shareholders' Equity	3,860	3,298	2,948	2,422	2,216
Total Liabilities & Equity	31,475	28,035	25,942	24,160	21,577
Total Debt	2,379	1,881	1,624	1,145	1,288
Net Cash (Debt)	1,999	-615.45	-370.56	-124.93	-373.07
Net Cash Per Share	99.95	-30.77	-18.53	-6.25	-18.65
Filing Date Shares Outstanding	20	20	20	20	20
Total Common Shares Outstanding	20	20	20	20	20
Book Value Per Share	189.08	161.30	144.14	118.28	103.94
Tangible Book Value	3,666	3,125	2,821	2,307	2,020
Tangible Book Value Per Share	183.28	156.27	141.04	115.37	100.98

Source: S&P Global Market Intelligence. Banks template. Financial Sources.