FRA:N1V2 Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,150	1,175	1,200	962.52	899.99	985.76
Investment Securities	6,893	6,329	4,825	4,902	5,230	5,060
Trading Asset Securities	70.62	89.76	53.13	57.18	15.33	98.7
Total Investments	6,963	6,419	4,878	4,959	5,245	5,159
Gross Loans	18,746	16,965	14,217	13,477	11,077	10,093
Allowance for Loan Losses	-376.73	-358	-328.93	-324.27	-316.17	-372.42
Other Adjustments to Gross Loans	-	-190.41	-57.81	-23.82	-10.16	-4.13
Net Loans	18,369	16,417	13,831	13,129	10,750	9,716
Property, Plant & Equipment	311.56	310.02	278.03	251.32	247.01	249.12
Goodwill	8.07	8.07	3.53	3.53	3.53	3.53
Other Intangible Assets	94.85	92.43	58.59	54.71	55.55	58.14
Investments in Real Estate	22.11	26.13	31.12	35.64	47.62	54.84
Accrued Interest Receivable	17.62	-	-	3.39	1.72	1.33
Other Receivables	68.44	77.29	60.61	79.72	56.13	53.29
Restricted Cash	3,204	3,322	5,435	4,537	4,133	3,150
Other Current Assets	39.74	30.13	14.63	25.25	12.48	18.12
Long-Term Deferred Tax Assets	102.77	120.7	111.31	55.53	38.98	31.79
Other Real Estate Owned & Foreclosed	19.73	20.6	27.64	51.59	75.45	76.02
Total Assets	30,393	28,035	25,942	24,160	21,577	19,566
Accounts Payable	14.37	30.47	22.87	19.61	17.51	20.99
Accrued Expenses	201.29	139.66	80.06	69.11	61.86	55.09
Interest Bearing Deposits	4,370	3,966	3,298	2,661	2,337	2,784
Non-Interest Bearing Deposits	19,398	18,376	17,530	17,473	15,376	13,686
Total Deposits	23,769	22,342	20,828	20,134	17,713	16,470
Short-Term Borrowings	9.56	10.59	16.76	23.71	42.96	76.65
Current Portion of Long-Term Debt	-	-	-	-	767.04	37.12
Current Portion of Leases	-	7.66	5.49	6.78	5.58	7
Current Income Taxes Payable	19.4	18.03	35.88	12.42	5.88	1
Other Current Liabilities	155.93	124.99	211.31	144.18	85.26	69.28
Long-Term Debt	2,423	1,834	1,578	1,097	454.06	500.99
Long-Term Leases	37.65	28.27	23.46	17.06	18.74	19.36
Long-Term Unearned Revenue	9.86	8.94	11.38	11.18	11.37	12.36
Pension & Post-Retirement Benefits	21.81	20.9	17.89	18.03	21.45	20.71
Long-Term Deferred Tax Liabilities	3.4	17.69	1.43	2.57	3.05	4.48
Other Long-Term Liabilities	140.84	153.74	161.11	182.06	153.98	148
Total Liabilities	26,806	24,737	22,994	21,738	19,361	17,443
Common Stock	200	200	200	200	200	200
Additional Paid-In Capital	871.38	871.38	871.38	871.38	871.38	871.38
Retained Earnings	2,362	2,090	1,803	1,371	1,018	860.28
Comprehensive Income & Other	79.24	64.54	8.06	-76.4	-10.55	21.13
Total Common Equity	3,512	3,226	2,883	2,366	2,079	1,953
Minority Interest	75.31	72.09	65.14	56.74	137.39	170.25
Shareholders' Equity	3,588	3,298	2,948	2,422	2,216	2,123
Total Liabilities & Equity	30,393	28,035	25,942	24,160	21,577	19,566
Total Debt	2,470	1,881	1,624	1,145	1,288	641.11
Net Cash (Debt)	-1,249	-615.45	-370.56	-124.93	-373.07	443.35
Net Cash Growth	-	-	-	-	-	134.24%
Net Cash Per Share	-62.43	-30.77	-18.53	-6.25	-18.65	22.17
Filing Date Shares Outstanding	20	20	20	20	20	20
Total Common Shares Outstanding	20	20	20	20	20	20
Book Value Per Share	175.62	161.30	144.14	118.28	103.94	97.64
Tangible Book Value	3,410	3,125	2,821	2,307	2,020	1,891
Tangible Book Value Per Share	170.48	156.27	141.04	115.37	100.98	94.56

Source: S&P Global Market Intelligence. Banks template. Financial Sources.