FRA:NFPH Cash Flow Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	7,284	6,646	6,603	5,220	5,287	6,669
Depreciation & Amortization	126.54	174.6	172.08	184.78	184.11	164.26
Other Amortization	57	57	59	56	44	31
Gain (Loss) on Sale of Assets	26.1	184.12	-37.17	54.42	-770.38	-69.54
Gain (Loss) on Sale of Investments	-162.52	-74.08	-62.68	-277.39	-137.73	-37.82
Total Asset Writedown	-72.88	13.17	8.34	17.42	-18.62	-8.72
Provision for Credit Losses	1,173	1,316	1,016	493.03	482.87	606.1
Change in Trading Asset Securities	-1,069	-738.37	979.52	222.45	531.67	2,513
Change in Other Net Operating Assets	6,272	-787.58	-6,367	-2,839	-4,789	3,725
Other Operating Activities	1,351	1,298	1,407	2,046	1,704	1,853
Operating Cash Flow	9,218	2,524	-884.14	1,944	531.88	13,292
Operating Cash Flow Growth	253.60%	-	-	265.55%	-96.00%	18.28%
Capital Expenditures	-53.1	-61.83	-90.7	-137.12	-219.2	-95.32
Sale of Property, Plant and Equipment	0.86	0.59	4.96	2.46	3.84	2.01
Cash Acquisitions	-770.45	-113.56	-	-6,278	-4,206	-1,475
Investment in Securities	-1,790	-684.37	-2,838	-5,649	7,781	11,974
Income (Loss) Equity Investments	-5,666	-5,565	-4,663	-3,233	-1,986	-2,154
Divestitures	2,063	-	-	-	-	-
Other Investing Activities	2,656	4,083	3,553	1,797	1,268	839.59
Investing Cash Flow	2,105	3,224	629.19	-10,264	4,628	11,245
Long-Term Debt Issued	-	21,161	22,183	28,125	7,486	18,162
Long-Term Debt Repaid	-	-21,740	-16,692	-14,819	-7,183	-29,164
Net Debt Issued (Repaid)	-6,007	-578.38	5,490	13,305	302.61	-11,002
Repurchase of Common Stock	-	-	-	-	-	-4,863
Common Dividends Paid	-3,511	-3,406	-3,249	-3,143	-3,145	-7,727
Total Dividends Paid	-3,511	-3,406	-3,249	-3,143	-3,145	-7,727
Other Financing Activities	-1,806	-1,768	-1,985	-1,843	-2,316	-945.76
Financing Cash Flow	-11,324	-5,753	256.96	8,320	-5,158	-24,538
Net Cash Flow	-1.06	-4.59	2.01	0.08	2.01	-0.5
Free Cash Flow	9,165	2,462	-974.84	1,807	312.69	13,197
Free Cash Flow Growth	260.90%	-	-	477.95%	-97.63%	18.54%
Free Cash Flow Margin	76.95%	22.55%	-8.62%	17.25%	2.92%	107.25%
Free Cash Flow Per Share	8.74	2.35	-0.93	1.72	0.30	12.38
Cash Interest Paid	1,786	1,932	1,878	1,458	1,366	1,635
Cash Income Tax Paid	484.24	697.84	852.14	954.98	1,216	1,754

Source: S&P Global Market Intelligence. Banks template. Financial Sources.