Northwest Bancshares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	100.28	134.96	133.67	154.32
Depreciation & Amortization	21.34	24.5	6.45	6.63
Gain (Loss) on Sale of Assets	-5.17	-6.09	0.1	-26.36
Gain (Loss) on Sale of Investments	40.09	11.4	4.81	7.76
Provision for Credit Losses	24.51	22.87	28.32	-15.79
Net Decrease (Increase) in Loans Originated / Sold - Operating	-61.43	5.01	21.02	51.86
Change in Other Net Operating Assets	6	-96.04	-13.98	30.09
Other Operating Activities	-0.41	-5.82	-9.02	-7.81
Operating Cash Flow	127.67	92.89	175.43	205.46
Operating Cash Flow Growth	37.44%	-47.05%	-14.62%	46.30%
Capital Expenditures	-2.31	-8.56	-4.32	-17.52
Investment in Securities	-14.5	246.74	15.36	-786.52
Divestitures	-	-	-	28.24
Purchase / Sale of Intangibles	-	13.12	-	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	180.74	-517.01	-909.54	528.27
Other Investing Activities	11.04	26.04	-18.93	14.55
Investing Cash Flow	174.97	-239.68	-917.42	-232.97
Short-Term Debt Issued	-	-	542.07	1.43
Total Debt Issued	-	-	542.07	1.43
Short-Term Debt Repaid	-198.56	-282.27	-	-
Long-Term Debt Repaid	-	-	-10.09	-22.11
Total Debt Repaid	-198.56	-282.27	-10.09	-22.11
Net Debt Issued (Repaid)	-198.56	-282.27	531.98	-20.67
Issuance of Common Stock	2.46	0.63	5.17	14.01
Repurchase of Common Stock	-	-	-	-23.85
Common Dividends Paid	-101.85	-101.67	-101.47	-100.27
Net Increase (Decrease) in Deposit Accounts	164.65	515.35	-836.62	701.93
Other Financing Activities	-3.21	-2.36	3.03	-0.65
Financing Cash Flow	-136.52	129.69	-397.9	570.49
Net Cash Flow	166.12	-17.11	-1,140	542.98
Free Cash Flow	125.36	84.33	171.11	187.94
Free Cash Flow Growth	48.66%	-50.72%	-8.96%	46.62%
Free Cash Flow Margin	25.17%	16.01%	34.00%	34.17%
Free Cash Flow Per Share	0.98	0.66	1.35	1.48
Cash Income Tax Paid	27.79	48	39.37	33.58

Source: S&P Global Market Intelligence. Banks template. Financial Sources.