Hope Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	837.23	837.16	892.56	660.73	528.17
Interest Income on Investments	103.94	116.82	156.32	55.38	38.36
Total Interest Income	941.16	953.98	1,049	716.12	566.53
Interest Paid on Deposits	457.25	495.45	441.23	114.84	42.01
Interest Paid on Borrowings	11.68	30.68	81.79	22.86	11.75
Total Interest Expense	468.93	526.13	523.02	137.69	53.76
Net Interest Income	472.23	427.85	525.86	578.42	512.77
Net Interest Income Growth (YoY)	10.37%	-18.64%	-9.09%	12.80%	9.68%
Gain (Loss) on Sale of Assets	-	1.01	-	-	-
Gain (Loss) on Sale of Investments	-48.24	-8.12	-8.2	-8.74	-
Other Non-Interest Income	39.18	26.64	32.01	26.12	23.44
Total Non-Interest Income	15.92	38.03	37.38	42.66	43.59
Non-Interest Income Growth (YoY)	-58.13%	1.72%	-12.36%	-2.15%	-18.41%
Revenues Before Loan Losses	488.16	465.88	563.24	621.08	556.36
Provision for Loan Losses	31.8	17.28	31.59	9.85	-12.2
Revenue	456.35	448.6	531.65	611.23	568.56
Revenue Growth (YoY)	1.73%	-15.62%	-13.02%	7.50%	33.49%
Salaries and Employee Benefits	214.11	168.94	195.53	192.46	166.75
Federal Deposit Insurance	10.98	11.5	17.27	6.25	5.11
Selling, General & Administrative	78.7	79.01	80.66	76.96	77.87
Other Non-Interest Expense	54.44	50.55	48.73	39.51	30.34
Total Non-Interest Expense	358.23	310.01	342.19	315.18	291.15
EBT Excluding Unusual Items	98.12	138.59	189.46	296.05	277.42
Asset Writedown	-	-	-	-	-2.15
Other Unusual Items	0.69	-	-	-	-
Pretax Income	77.28	132.96	177.89	296.05	275.27
Income Tax Expense	15.69	33.33	44.21	77.77	70.7
Net Income	61.59	99.63	133.67	218.28	204.57
Net Income to Common	61.59	99.63	133.67	218.28	204.57
Net Income Growth	-38.18%	-25.47%	-38.76%	6.70%	83.45%
Basic Shares Outstanding	127	121	120	120	122
Diluted Shares Outstanding	127	121	120	120	123
Shares Change (YoY)	4.68%	0.59%	-0.07%	-2.16%	-0.61%
EPS (Basic)	0.49	0.83	1.11	1.82	1.67
EPS (Diluted)	0.49	0.82	1.11	1.81	1.66
EPS Growth	-40.76%	-26.13%	-38.67%	9.04%	84.44%
Dividend Per Share	0.560	0.560	0.560	0.560	0.560
Effective Tax Rate	20.30%	25.07%	24.86%	26.27%	25.68%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.