OFG Bancorp (FRA:OFP)

OFG Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	740.35	591.14	748.17	550.31	2,023	2,154
Investment Securities	99.04	91.6	570.2	531.58	31.98	25.74
Trading Asset Securities	0.02	0.02	0.01	0.01	0.02	0.02
Mortgage-Backed Securities	2,840	2,629	2,117	1,440	863.82	432.94
Total Investments	2,939	2,720	2,687	1,972	895.82	458.7
Gross Loans	8,117	7,792	7,534	6,835	6,403	6,662
Allowance for Loan Losses	-197.78	-175.86	-161.11	-152.67	-155.94	-204.81
Net Loans	7,919	7,616	7,373	6,683	6,247	6,457
Property, Plant & Equipment	123.45	123.71	125.83	132.18	120.97	115.17
Goodwill	84.24	84.24	84.24	84.24	86.07	86.07
Other Intangible Assets	11.09	14.78	20.69	27.59	36.09	45.9
Loans Held for Sale	15.93	17.73	28.35	40.59	82.66	43.94
Accrued Interest Receivable	-	71.67	71.4	62.4	56.56	65.55
Other Receivables	162.87	70.19	47.86	61.42	88.76	78.85
Restricted Cash	-	-	-	0.16	0.18	1.38
Other Current Assets	150.46	103.62	88.62	83.48	96.39	94.68
Long-Term Deferred Tax Assets	7.47	6.25	4.92	55.49	99.06	162.48
Other Real Estate Owned & Foreclosed	8.03	10.6	14.81	15.83	16.98	13.41
Other Long-Term Assets	67.44	70.44	49.52	50.92	50.06	48.38
Total Assets	12,230	11,501	11,344	9,819	9,900	9,826
Accrued Expenses	136.77	145.77	115.05	124.13	95.44	153.69
Interest Bearing Deposits	4,217	2,925	2,961	5,553	5,740	5,527
Institutional Deposits	-	1,049	747.2	384.4	360.8	628.4
Non-Interest Bearing Deposits	5,792	5,627	6,050	2,630	2,502	2,259
Total Deposits	10,009	9,602	9,759	8,568	8,602	8,414
Short-Term Borrowings	100.79	345.22	-	26.61	29.28	31.97
Current Portion of Leases	-	7.43	-	-	-	-
Accrued Interest Payable	-	3.23	3.07	0.74	0.8	1.57
Other Current Liabilities	29.98	31.53	25.58	28.61	35.33	33.35
Long-Term Debt	-	-	0	0.32	-	0.71
Federal Home Loan Bank Debt, Long-Term	456.53	55.95	200.77	0.1	0.01	35.3
Long-Term Leases	24.68	13.95	24.03	27.37	30.5	32.57
Trust Preferred Securities	-	-	-	-	36.08	36.08
Long-Term Deferred Tax Liabilities	50.3	40.72	22.44	-	-	-
Other Long-Term Liabilities	46.72	1.01	0.94	0.87	0.8	0.73
Total Liabilities	10,854	10,246	10,151	8,776	8,831	8,740
Preferred Stock, Redeemable	-	-	-	-	-	92
Total Preferred Equity	-	-	-	-	-	92
Common Stock	59.89	59.89	59.89	59.89	59.89	59.89
Additional Paid-In Capital	641.35	639.79	638.67	636.79	637.06	622.65
Retained Earnings	1,050	941.53	790.29	650.27	517.63	403.37
Treasury Stock	-348.96	-296.99	-228.35	-211.14	-150.57	-102.95
Comprehensive Income & Other	-27.3	-89.84	-67.01	-93.41	5.16	11.02
Total Common Equity	1,375	1,254	1,193	1,042	1,069	993.98
Shareholders' Equity	1,375	1,254	1,193	1,042	1,069	1,086
Total Liabilities & Equity	12,230	11,501	11,344	9,819	9,900	9,826
Total Debt	582	422.56	224.8	54.4	95.87	136.63
Net Cash (Debt)	158.37	168.59	523.39	495.91	1,928	2,018
Net Cash Growth	-59.10%	-67.79%	5.54%	-74.27%	-4.46%	299.50%
Net Cash Per Share	3.49	3.59	11.01	10.24	37.52	39.13
Filing Date Shares Outstanding	44.27	45.39	47.08	47.6	48.95	51.39
Total Common Shares Outstanding	44.27	45.44	47.07	47.58	49.64	51.39
Book Value Per Share	31.07	27.60	25.36	21.91	21.54	19.34
Tangible Book Value	1,280	1,155	1,089	930.57	947	862.01
Tangible Book Value Per Share	28.92	25.43	23.13	19.56	19.08	16.77

Source: S&P Global Market Intelligence. Banks template. Financial Sources.