OFG Bancorp Statistics

Total Valuation

OFG Bancorp has a market cap or net worth of EUR 1.57 billion.

Market Cap	1.57B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Monday, April 20, 2026.

Earnings Date	Apr 20, 2026
Ex-Dividend Date	Dec 31, 2025

Share Statistics

Current Share Class	43.26M
Shares Outstanding	n/a
Shares Change (YoY)	-4.57%
Shares Change (QoQ)	-1.70%
Owned by Insiders (%)	1.10%
Owned by Institutions (%)	97.06%
Float	42.75M

Valuation Ratios

The trailing PE ratio is 8.97 and the forward PE ratio is 10.25.

PE Ratio	8.97
Forward PE	10.25
PS Ratio	2.95
PB Ratio	1.32
P/TBV Ratio	1.42
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.51%.

Return on Equity (ROE)	15.51%
Return on Assets (ROA)	1.71%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	243,204
Profits Per Employee	79,948
Employee Count	2,185
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OFG Bancorp has paid 24.71 million in taxes.

Income Tax	24.71M
Effective Tax Rate	12.39%

Stock Price Statistics

The stock price has decreased by -10.95% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-10.95%
50-Day Moving Average	34.92
200-Day Moving Average	36.05
Relative Strength Index (RSI)	59.31
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.58

Income Statement

In the last 12 months, OFG Bancorp had revenue of EUR 531.40 million and earned 174.69 million in profits. Earnings per share was 3.90.

Revenue	531.40M
Gross Profit	531.40M
Operating Income	200.27M
Pretax Income	199.40M
Net Income	174.69M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	3.90

Full Income Statement

Balance Sheet

The company has 886.07 million in cash and 494.38 million in debt, with a net cash position of 391.69 million.

Cash & Cash Equivalents	886.07M
Total Debt	494.38M
Net Cash	391.69M
Net Cash Per Share	n/a
Equity (Book Value)	1.18B
Book Value Per Share	27.37
Working Capital	-7.92B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	37.69%
Pretax Margin	37.52%
Profit Margin	32.87%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.04, which amounts to a dividend yield of 2.92%.

Dividend Per Share	1.04
Dividend Yield	2.92%
Dividend Growth (YoY)	12.31%
Years of Dividend Growth	5
Payout Ratio	n/a
Buyback Yield	4.57%
Shareholder Yield	7.48%
Earnings Yield	11.15%
FCF Yield	n/a

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2