Plumas Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	101.65	61.45	55	45.7	43.31
Interest Income on Investments	-	23.42	20.01	14.35	4.76
Total Interest Income	101.65	84.87	75.01	60.05	48.07
Interest Paid on Deposits	13.88	5.92	3.73	0.82	0.78
Interest Paid on Borrowings	-	4.72	1.07	0.43	0.36
Total Interest Expense	13.88	10.63	4.8	1.25	1.14
Net Interest Income	87.77	74.24	70.21	58.8	46.93
Net Interest Income Growth (YoY)	18.23%	5.73%	19.40%	25.29%	22.24%
Gain (Loss) on Sale of Assets	5.54	19.85	-	-	-
Gain (Loss) on Sale of Investments	-5.81	-19.82	-	-	-0.21
Other Non-Interest Income	7.66	8.16	10.07	8.06	7.92
Total Non-Interest Income	10.53	8.23	10.3	10.76	8.72
Non-Interest Income Growth (YoY)	27.84%	-20.09%	-4.21%	23.42%	2.99%
Revenues Before Loan Losses	98.3	82.47	80.52	69.56	55.65
Provision for Loan Losses	6.85	1.2	2.78	1.3	1.13
Revenue	91.45	81.28	77.74	68.26	54.53
Revenue Growth (YoY)	12.51%	4.55%	13.89%	25.19%	24.82%
Salaries and Employee Benefits	26.02	21.24	20	17.19	12.57
Occupancy Expenses	9.15	4.57	4.7	4.03	3.49
Federal Deposit Insurance	0.87	-	-	-	-
Amortization of Goodwill & Intangibles	1.3	-	-	-	-
Selling, General & Administrative	10.11	5.25	2.48	2.03	1.49
Other Non-Interest Expense	2.44	11.21	10.35	9.35	8.49
Total Non-Interest Expense	49.89	42.27	37.53	32.59	26.04
EBT Excluding Unusual Items	41.56	39	40.21	35.67	28.49
Pretax Income	39.59	39	40.21	35.67	28.49
Income Tax Expense	9.98	10.38	10.44	9.23	7.48
Net Income	29.62	28.62	29.78	26.44	21.01
Net Income to Common	29.62	28.62	29.78	26.44	21.01
Net Income Growth	3.49%	-3.89%	12.60%	25.87%	45.14%
Basic Shares Outstanding	6	6	6	6	6
Diluted Shares Outstanding	7	6	6	6	6
Shares Change (YoY)	9.20%	0.57%	0.37%	5.89%	6.75%
EPS (Basic)	4.60	4.85	5.08	4.53	3.82
EPS (Diluted)	4.54	4.80	5.02	4.47	3.76
EPS Growth	-5.42%	-4.38%	12.30%	18.88%	35.74%
Dividend Per Share	1.200	1.080	1.000	0.640	0.560
Dividend Growth	11.11%	8.00%	56.25%	14.29%	55.56%
Effective Tax Rate	25.19%	26.62%	25.95%	25.86%	26.25%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.