First BanCorp. Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	657.15	158.82	662.76	479.71	1,343
Investment Securities	4,862	2,012	2,565	2,665	2,590
Trading Asset Securities	-	0.19	0.34	0.63	1.51
Mortgage-Backed Securities	2.7	2,889	3,032	3,376	4,044
Total Investments	4,865	4,900	5,597	6,042	6,635
Gross Loans	13,142	12,877	12,318	11,656	11,140
Allowance for Loan Losses	-249.04	-243.94	-261.84	-260.46	-269.03
Other Adjustments to Gross Loans	-	-130.4	-132.6	-103.4	-79
Net Loans	12,893	12,503	11,924	11,292	10,792
Property, Plant & Equipment	126.92	196.6	210.51	221.79	236.74
Goodwill	38.61	38.61	38.61	38.61	38.61
Other Intangible Assets	3.46	6.97	13.38	21.12	29.93
Loans Held for Sale	-	15.28	7.37	12.31	35.16
Accrued Interest Receivable	71.35	71.88	77.72	69.73	61.51
Other Receivables	-	5.2	16.6	23.5	22.2
Restricted Cash	-	1,001	0.4	0.8	1,200
Long-Term Deferred Tax Assets	149.01	136.36	150.13	155.58	208.48
Other Real Estate Owned & Foreclosed	21.53	30.79	42.2	39.22	47.39
Other Long-Term Assets	307.05	194.73	134.25	195.06	113.58
Total Assets	19,133	19,293	18,910	18,634	20,785
Accounts Payable	205.88	124.74	122.52	149.15	119.9
Interest Bearing Deposits	11,121	9,824	9,752	9,031	9,757
Institutional Deposits	-	1,500	1,400	1,000	1,000
Non-Interest Bearing Deposits	5,549	5,548	5,404	6,113	7,028
Total Deposits	16,670	16,871	16,556	16,143	17,785
Short-Term Borrowings	-	0.15	0.32	75.61	1.18
Current Portion of Long-Term Debt	-	210	-	475	200
Current Portion of Leases	-	17.47	-	-	-
Long-Term Debt	-	-	-	-	300
Federal Home Loan Bank Debt, Long-Term	290	290	500	200	-
Long-Term Leases	-	48.34	71.42	81.95	93.77
Trust Preferred Securities	-	61.7	161.7	183.76	183.76
Total Liabilities	17,166	17,624	17,412	17,309	18,684
Common Stock	22.37	22.37	22.37	22.37	22.37
Additional Paid-In Capital	963.54	964.96	965.71	970.72	972.55
Retained Earnings	2,268	2,039	1,846	1,644	1,427
Treasury Stock	-932.51	-790.35	-697.41	-506.98	-236.44
Comprehensive Income & Other	-354.55	-566.56	-639.17	-804.78	-84
Total Common Equity	1,967	1,669	1,498	1,326	2,102
Shareholders' Equity	1,967	1,669	1,498	1,326	2,102
Total Liabilities & Equity	19,133	19,293	18,910	18,634	20,785
Total Debt	290	627.65	733.44	1,016	778.71
Net Cash (Debt)	367.9	-468.65	-70.33	-535.99	565.85
Net Cash Per Share	2.29	-2.84	-0.40	-2.79	2.68
Filing Date Shares Outstanding	155.58	162.86	166.43	179.65	197.27
Total Common Shares Outstanding	155.58	162.86	168.41	181.77	200.68
Book Value Per Share	12.64	10.25	8.89	7.29	10.47
Tangible Book Value	1,925	1,624	1,446	1,266	2,033
Tangible Book Value Per Share	12.37	9.97	8.58	6.96	10.13

Source: S&P Global Market Intelligence. Banks template. Financial Sources.