First BanCorp. (FRA:OLWN)

First BanCorp. Statistics

Total Valuation

First BanCorp. has a market cap or net worth of EUR 2.90 billion.

Market Cap	2.90B
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, January 27, 2026.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Nov 28, 2025

Share Statistics

Current Share Class	155.58M
Shares Outstanding	n/a
Shares Change (YoY)	-2.74%
Shares Change (QoQ)	-1.51%
Owned by Insiders (%)	2.31%
Owned by Institutions (%)	99.20%
Float	151.91M

Valuation Ratios

The trailing PE ratio is 9.86 and the forward PE ratio is 10.30.

PE Ratio	9.86
Forward PE	10.30
PS Ratio	3.72
PB Ratio	1.73
P/TBV Ratio	1.77
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.97%.

Return on Equity (ROE)	18.97%
Return on Assets (ROA)	1.79%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	250,300
Profits Per Employee	94,353
Employee Count	3,113
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First BanCorp. has paid 61.21 million in taxes.

Income Tax	61.21M
Effective Tax Rate	17.25%

Stock Price Statistics

The stock price has decreased by -10.10% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-10.10%
50-Day Moving Average	17.62
200-Day Moving Average	17.88
Relative Strength Index (RSI)	51.51
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.98

Income Statement

In the last 12 months, First BanCorp. had revenue of EUR 779.18 million and earned 293.72 million in profits. Earnings per share was 1.83.

Revenue	779.18M
Gross Profit	779.18M
Operating Income	360.16M
Pretax Income	354.93M
Net Income	293.72M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.83

Balance Sheet

The company has 560.33 million in cash and 246.99 million in debt, with a net cash position of 313.34 million.

Cash & Cash Equivalents	560.33M
Total Debt	246.99M
Net Cash	313.34M
Net Cash Per Share	n/a
Equity (Book Value)	1.68B
Book Value Per Share	10.77
Working Capital	-13.73B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	46.22%
Pretax Margin	45.55%
Profit Margin	37.70%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.64, which amounts to a dividend yield of 3.61%.

Dividend Per Share	0.64
Dividend Yield	3.61%
Dividend Growth (YoY)	8.51%
Years of Dividend Growth	7
Payout Ratio	n/a
Buyback Yield	2.74%
Shareholder Yield	6.35%
Earnings Yield	10.14%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 7, 2011. It was a reverse split with a ratio of 0.0666666667.

Last Split Date	Jan 7, 2011
Split Type	Reverse
Split Ratio	0.0666666667

Scores

Altman Z-Score	n/a
Piotroski F-Score	2