First BanCorp. Statistics

Total Valuation

First BanCorp. has a market cap or net worth of EUR 2.86 billion.

Market Cap	2.86B
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, July 22, 2025.

Earnings Date	Jul 22, 2025
Ex-Dividend Date	May 29, 2025

Share Statistics

Current Share Class	160.45M
Shares Outstanding	n/a
Shares Change (YoY)	-5.50%
Shares Change (QoQ)	-0.09%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	156.66M

Valuation Ratios

The trailing PE ratio is 10.22 and the forward PE ratio is 10.81.

PE Ratio	10.22
Forward PE	10.81
PS Ratio	3.49
PB Ratio	1.74
P/TBV Ratio	1.78
P/FCF Ratio	7.99
P/OCF Ratio	7.84
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.86
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.55%.

Return on Equity (ROE)	18.55%
Return on Assets (ROA)	1.59%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	262,977
Profits Per Employee	89,853
Employee Count	3,113
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, First BanCorp. has paid 84.90 million in taxes.

Income Tax	84.90M
Effective Tax Rate	23.29%

Stock Price Statistics

The stock price has increased by +1.20% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+1.20%
50-Day Moving Average	17.51
200-Day Moving Average	18.15
Relative Strength Index (RSI)	60.06
Average Volume (20 Days)	200

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.00

Income Statement

In the last 12 months, First BanCorp. had revenue of EUR 818.65 million and earned 279.71 million in profits. Earnings per share was 1.70.

Revenue	818.65M
Gross Profit	818.65M
Operating Income	367.73M
Pretax Income	364.61M
Net Income	279.71M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	1.70

Full Income Statement

Balance Sheet

The company has 1.23 billion in cash and 306.37 million in debt, giving a net cash position of 922.55 million.

Cash & Cash Equivalents	1.23B
Total Debt	306.37M
Net Cash	922.55M
Net Cash Per Share	n/a
Equity (Book Value)	1.65B
Book Value Per Share	10.16
Working Capital	-14.51B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 364.64 million and capital expenditures -6.80 million, giving a free cash flow of 357.84 million.

Operating Cash Flow	364.64M
Capital Expenditures	-6.80M
Free Cash Flow	357.84M
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	44.92%
Pretax Margin	44.54%
Profit Margin	34.17%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	43.71%

Dividends & Yields

This stock pays an annual dividend of 0.63, which amounts to a dividend yield of 3.71%.

Dividend Per Share	0.63
Dividend Yield	3.71%
Dividend Growth (YoY)	13.34%
Years of Dividend Growth	6
Payout Ratio	35.81%
Buyback Yield	5.50%
Shareholder Yield	9.21%
Earnings Yield	9.78%
FCF Yield	12.51%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on January 7, 2011. It was a reverse split with a ratio of 0.0666666667.

Last Split Date	Jan 7, 2011
Split Type	Reverse
Split Ratio	0.0666666667

Scores

Altman Z-Score	n/a
Piotroski F-Score	4