Eleving Group Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest and Dividend Income	227.75	203.75	176.3	162.52	139.86	73.69
Total Interest Expense	43.12	41.52	37.5	31.13	29.02	24.88
Net Interest Income	184.63	162.23	138.8	131.39	110.83	48.81
Commissions and Fees	8.58	10.08	8.97	7.74	7.32	-
Gain (Loss) on Sale of Investments	1.76	1.76	1.16	1.99	3.75	0.58
Other Revenue	8.22	9.82	6	5.6	6.67	11.34
Revenue Before Loan Losses	203.19	183.89	154.93	146.72	128.57	60.72
Revenue	203.19	183.89	154.93	146.72	128.57	60.72
Revenue Growth (YoY)	16.82%	18.69%	5.60%	14.11%	111.73%	2.92%
Cost of Services Provided	93.87	89.27	72.45	66.24	60.08	34.46
Other Operating Expenses	9.07	10.57	7.14	8.39	5.65	5.11
Total Operating Expenses	102.94	99.84	79.59	74.63	65.73	39.57
Operating Income	100.24	84.04	75.34	72.09	62.85	21.15
Earnings From Equity Investments	-0.49	-0.49	-0.62	0.08	0.02	0.01
Currency Exchange Gain (Loss)	-8.11	-3.71	-6.39	-7.42	1.1	-11.06
EBT Excluding Unusual Items	91.64	79.84	68.33	64.74	63.96	10.11
Other Unusual Items	-	-	-	-	-5.67	11.47
Pretax Income	42.34	37.74	28.48	21.46	17.32	1.34
Income Tax Expense	11.04	8.94	6.57	6.85	6.12	-0.3
Earnings From Continuing Ops.	31.3	28.8	21.92	14.61	11.21	1.65
Earnings From Discontinued Ops.	-0.03	0.77	2.54	3.97	-4.09	-0.03
Net Income to Company	31.27	29.57	24.46	18.58	7.12	1.62
Minority Interest in Earnings	-5.97	-6.07	-4.36	-3.31	-5	0.43
Net Income	25.3	23.5	20.1	15.26	2.12	2.05
Net Income to Common	25.3	23.5	20.1	15.26	2.12	2.05
Net Income Growth	15.55%	16.94%	31.68%	621.56%	3.42%	-67.01%
Shares Outstanding (Basic)	130	117	100	100	100	-
Shares Outstanding (Diluted)	130	117	100	100	100	-
Shares Change (YoY)	29.50%	17.05%	-	0.05%	-	-
EPS (Basic)	0.19	0.20	0.20	0.15	0.02	-
EPS (Diluted)	0.19	0.20	0.20	0.15	0.02	-
EPS Growth	-10.78%	-0.10%	31.68%	621.22%	-	-
Free Cash Flow	-44.1	10.1	8.08	-10.6	-31.73	5.38
Free Cash Flow Per Share	-0.34	0.09	0.08	-0.11	-0.32	-
Dividend Per Share	-	0.127	-	-	-	-
Operating Margin	49.34%	45.70%	48.63%	49.13%	48.88%	34.84%
Profit Margin	12.45%	12.78%	12.97%	10.40%	1.65%	3.37%
Free Cash Flow Margin	-21.70%	5.49%	5.22%	-7.22%	-24.68%	8.87%
Effective Tax Rate	26.07%	23.68%	23.05%	31.93%	35.31%	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.