Eleving Group Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	241.6	203.75	176.3	162.52	139.86
Total Interest Expense	46	41.52	37.5	31.13	29.02
Net Interest Income	195.6	162.23	138.8	131.39	110.83
Commissions and Fees	7.5	10.08	8.97	7.74	7.32
Gain (Loss) on Sale of Investments	-	1.76	1.16	1.99	3.75
Other Revenue	1	9.82	6	5.6	6.67
Revenue Before Loan Losses	204.1	183.89	154.93	146.72	128.57
Revenue	204.1	183.89	154.93	146.72	128.57
Revenue Growth (YoY)	10.99%	18.69%	5.60%	14.11%	111.73%
Cost of Services Provided	95.6	89.27	72.45	66.24	60.08
Other Operating Expenses	3.9	10.57	7.14	8.39	5.65
Total Operating Expenses	99.5	99.84	79.59	74.63	65.73
Operating Income	104.6	84.04	75.34	72.09	62.85
Earnings From Equity Investments	-	-0.49	-0.62	0.08	0.02
Currency Exchange Gain (Loss)	-11.7	-3.71	-6.39	-7.42	1.1
EBT Excluding Unusual Items	92.9	79.84	68.33	64.74	63.96
Other Unusual Items	-1.2	-	-	-	-5.67
Pretax Income	41.9	37.74	28.48	21.46	17.32
Income Tax Expense	12.8	8.94	6.57	6.85	6.12
Earnings From Continuing Ops.	29.1	28.8	21.92	14.61	11.21
Earnings From Discontinued Ops.	-	0.77	2.54	3.97	-4.09
Net Income to Company	29.1	29.57	24.46	18.58	7.12
Minority Interest in Earnings	-6.2	-6.07	-4.36	-3.31	-5
Net Income	22.9	23.5	20.1	15.26	2.12
Net Income to Common	22.9	23.5	20.1	15.26	2.12
Net Income Growth	-2.57%	16.94%	31.68%	621.56%	3.42%
Shares Outstanding (Basic)	115	117	100	100	100
Shares Outstanding (Diluted)	115	117	100	100	100
Shares Change (YoY)	-2.23%	17.05%	-	0.05%	-
EPS (Basic)	0.20	0.20	0.20	0.15	0.02
EPS (Diluted)	0.20	0.20	0.20	0.15	0.02
EPS Growth	-0.34%	-0.10%	31.68%	621.22%	-
Free Cash Flow	-67.5	10.1	8.08	-10.6	-31.73
Free Cash Flow Per Share	-0.59	0.09	0.08	-0.11	-0.32
Dividend Per Share	-	0.127	-	-	-
Operating Margin	51.25%	45.70%	48.63%	49.13%	48.88%
Profit Margin	11.22%	12.78%	12.97%	10.40%	1.65%
Free Cash Flow Margin	-33.07%	5.49%	5.22%	-7.22%	-24.68%
Effective Tax Rate	30.55%	23.68%	23.05%	31.93%	35.31%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.