Eleving Group Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	261.5	241.6	203.75	176.3	162.52	139.86
Total Interest Expense	49.11	46.01	41.52	37.5	31.13	29.02
Net Interest Income	212.39	195.59	162.23	138.8	131.39	110.83
Commissions and Fees	6.89	7.39	10.08	8.97	7.74	7.32
Gain (Loss) on Sale of Investments	2.59	2.59	1.76	1.16	1.99	3.75
Other Revenue	31.71	31.91	9.82	6	5.6	6.67
Revenue Before Loan Losses	253.59	237.49	183.89	154.93	146.72	128.57
Provision for Loan Losses	42.57	42.57	24.23	-	-	-
Revenue	211.02	194.92	159.66	154.93	146.72	128.57
Revenue Growth (YoY)	27.00%	22.09%	3.05%	5.60%	14.11%	111.73%
Salaries & Employee Benefits	0.4	0.4	-	-	-	-
Cost of Services Provided	130.32	124.72	89.7	72.45	66.24	60.08
Other Operating Expenses	15.69	16.09	27.91	7.14	8.39	5.65
Total Operating Expenses	146.4	141.2	117.61	79.59	74.63	65.73
Operating Income	64.62	53.72	42.05	75.34	72.09	62.85
Earnings From Equity Investments	-0.03	-0.03	-0.49	-0.62	0.08	0.02
Currency Exchange Gain (Loss)	-13.67	-11.67	-3.71	-6.39	-7.42	1.1
EBT Excluding Unusual Items	50.92	42.02	37.85	68.33	64.74	63.96
Other Unusual Items	-	-	-	-	-	-5.67
Pretax Income	42.71	41.91	37.74	28.48	21.46	17.32
Income Tax Expense	14.03	12.73	8.94	6.57	6.85	6.12
Earnings From Continuing Ops.	28.68	29.18	28.8	21.92	14.61	11.21
Earnings From Discontinued Ops.	-	-	0.77	2.54	3.97	-4.09
Net Income to Company	28.68	29.18	29.57	24.46	18.58	7.12
Minority Interest in Earnings	-5.39	-6.29	-6.07	-4.36	-3.31	-5
Net Income	23.29	22.89	23.5	20.1	15.26	2.12
Net Income to Common	23.29	22.89	23.5	20.1	15.26	2.12
Net Income Growth	5.39%	-2.59%	16.94%	31.68%	621.56%	3.42%
Shares Outstanding (Basic)	119	116	116	100	100	100
Shares Outstanding (Diluted)	119	117	117	100	100	100
Shares Change (YoY)	8.29%	-	16.56%	-	0.05%	-
EPS (Basic)	0.20	0.20	0.20	0.20	0.15	0.02
EPS (Diluted)	0.20	0.20	0.20	0.20	0.15	0.02
EPS Growth	-1.71%	-1.67%	-0.44%	31.68%	621.22%	-
Free Cash Flow	-86.62	-64.22	10.1	8.08	-10.6	-31.73
Free Cash Flow Per Share	-0.73	-0.55	0.09	0.08	-0.11	-0.32
Dividend Per Share	0.079	0.079	0.127	-	-	-
Dividend Growth	-38.17%	-38.17%	-	-	-	-
Operating Margin	30.62%	27.56%	26.34%	48.63%	49.13%	48.88%
Profit Margin	11.04%	11.75%	14.72%	12.97%	10.40%	1.65%
Free Cash Flow Margin	-41.05%	-32.95%	6.33%	5.22%	-7.22%	-24.68%
Effective Tax Rate	32.85%	30.37%	23.68%	23.05%	31.93%	35.31%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.