Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (FRA:P9O)
Germany · Delayed Price · Currency is EUR 22.50
+0.45 (2.04%)
At close: Jan 30, 2026
FRA:P9O Income Statement
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Interest Income on Loans | 33,742 | 32,139 | 31,217 | 19,751 | 10,568 | 11,801 |
Interest Income on Investments | 17 | 26 | 14 | 51 | 12 | 15 |
Total Interest Income | 33,759 | 32,165 | 31,231 | 19,802 | 10,580 | 11,816 |
Interest Paid on Deposits | 9,365 | 9,986 | 12,899 | 8,327 | 686 | 1,455 |
Net Interest Income | 24,394 | 22,179 | 18,332 | 11,475 | 9,894 | 10,361 |
Net Interest Income Growth (YoY) | 15.76% | 20.98% | 59.76% | 15.98% | -4.51% | 0.55% |
Gain (Loss) on Sale of Assets | 60 | 60 | 87 | 97 | 68 | 4 |
Gain (Loss) on Sale of Investments | -66 | -74 | -11 | - | -31 | -205 |
Other Non-Interest Income | 6,310 | 6,465 | 5,689 | 5,615 | 5,088 | -2,395 |
Total Non-Interest Income | 6,304 | 6,451 | 5,765 | 5,712 | 5,125 | -2,596 |
Non-Interest Income Growth (YoY) | -1.11% | 11.90% | 0.93% | 11.45% | - | - |
Revenues Before Loan Losses | 30,698 | 28,630 | 24,097 | 17,187 | 15,019 | 7,765 |
Provision for Loan Losses | 1,309 | 1,292 | 1,265 | 1,501 | 1,309 | 2,174 |
| 29,389 | 27,338 | 22,832 | 15,686 | 13,710 | 5,591 | |
Revenue Growth (YoY) | 11.79% | 19.73% | 45.56% | 14.41% | 145.22% | -56.31% |
Salaries and Employee Benefits | 6.73 | 9.74 | 9.79 | 0.44 | 11.04 | - |
Selling, General & Administrative | 9,115 | 8,391 | 7,546 | 7,614 | 5,981 | 5,900 |
Other Non-Interest Expense | 1,426 | 1,356 | 1,310 | 1,421 | 1,185 | 1,122 |
Total Non-Interest Expense | 10,419 | 9,634 | 8,767 | 8,964 | 7,146 | 7,006 |
EBT Excluding Unusual Items | 18,970 | 17,704 | 14,065 | 6,722 | 6,564 | -1,415 |
Asset Writedown | -53 | -59 | -45 | -21 | -15 | -64 |
Legal Settlements | -4,960 | -4,899 | -5,444 | -1,919 | -7 | -54 |
Other Unusual Items | -18 | -18 | -14 | -15 | -10 | - |
Pretax Income | 13,939 | 12,728 | 8,562 | 4,767 | 6,513 | -1,696 |
Income Tax Expense | 3,526 | 3,424 | 3,057 | 1,455 | 1,640 | 865 |
Earnings From Continuing Operations | 10,413 | 9,304 | 5,505 | 3,312 | 4,873 | -2,561 |
Minority Interest in Earnings | - | - | -3 | - | 1 | 4 |
Net Income | 10,413 | 9,304 | 5,502 | 3,312 | 4,874 | -2,557 |
Net Income to Common | 10,413 | 9,304 | 5,502 | 3,312 | 4,874 | -2,557 |
Net Income Growth | 38.14% | 69.10% | 66.12% | -32.05% | - | - |
Basic Shares Outstanding | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 |
Diluted Shares Outstanding | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 | 1,250 |
EPS (Basic) | 8.33 | 7.44 | 4.40 | 2.65 | 3.90 | -2.05 |
EPS (Diluted) | 8.33 | 7.44 | 4.40 | 2.65 | 3.90 | -2.05 |
EPS Growth | 38.18% | 69.09% | 66.06% | -32.05% | - | - |
Dividend Per Share | 5.480 | 5.480 | 2.590 | 1.280 | 1.830 | - |
Dividend Growth | 111.58% | 111.58% | 102.34% | -30.05% | - | - |
Effective Tax Rate | 25.30% | 26.90% | 35.70% | 30.52% | 25.18% | - |
Source: S&P Global Market Intelligence. Banks template. Financial Sources.