FRA:P9O Balance Sheet

Financials in millions PLN. Fiscal year is January - December.

Millions PLN. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	19,115	27,289	30,207	31,506	20,369	9,558
Investment Securities	223,591	202,821	187,382	126,358	125,583	104,206
Trading Asset Securities	2,181	2,459	5,107	14,397	12,084	7,637
Total Investments	225,772	205,280	192,489	140,755	137,667	111,843
Gross Loans	273,142	278,177	258,561	245,519	244,550	232,837
Allowance for Loan Losses	-9,586	-9,185	-10,207	-9,748	-8,688	-8,824
Other Adjustments to Gross Loans	-	-2,834	-2,578	-2,847	-1,587	-1,081
Net Loans	263,556	266,158	245,776	232,924	234,275	222,932
Property, Plant & Equipment	2,771	5,973	5,320	4,681	4,479	4,329
Goodwill	-	1,053	1,053	1,053	1,053	1,053
Other Intangible Assets	3,315	3,100	2,865	2,459	2,410	2,228
Other Receivables	11,498	1,712	1,511	590	506	642
Restricted Cash	-	5	5	489	253	144
Other Current Assets	3	2,965	1,128	895	630	687
Long-Term Deferred Tax Assets	925	3,056	4,000	5,187	4,116	2,543
Other Long-Term Assets	3,058	8,634	11,035	10,908	12,328	21,007
Total Assets	530,013	525,225	495,389	431,447	418,086	376,966
Accounts Payable	-	310	226	205	222	132
Accrued Expenses	-	868	1,319	712	477	272
Interest Bearing Deposits	118,814	201,278	206,887	170,393	140,823	128,827
Non-Interest Bearing Deposits	319,961	220,650	194,972	171,312	184,083	154,621
Total Deposits	438,775	421,928	401,859	341,705	324,906	283,448
Short-Term Borrowings	1,888	2,692	6,438	22,842	19,992	11,175
Current Portion of Long-Term Debt	-	8,168	9,046	5,043	8,995	9,126
Current Portion of Leases	-	262	264	221	252	256
Current Income Taxes Payable	419	899	1,117	765	18	193
Other Current Liabilities	96	1,359	4,267	1,429	1,187	887
Long-Term Debt	20,173	20,848	12,418	13,156	15,884	23,262
Long-Term Leases	-	883	824	675	707	834
Long-Term Unearned Revenue	-	701	620	560	651	663
Pension & Post-Retirement Benefits	-	649	470	56	49	56
Long-Term Deferred Tax Liabilities	-	809	712	77	356	372
Other Long-Term Liabilities	16,021	12,479	10,582	8,294	6,697	6,379
Total Liabilities	477,372	472,855	450,162	395,740	380,393	337,055
Common Stock	1,250	1,250	1,250	1,250	1,250	1,250
Additional Paid-In Capital	22,468	22,858	22,860	23,085	23,003	29,519
Retained Earnings	18,314	21,698	17,382	13,302	12,214	4,655
Comprehensive Income & Other	10,609	6,575	3,746	-1,916	1,240	4,500
Total Common Equity	52,641	52,381	45,238	35,721	37,707	39,924
Minority Interest	-	-11	-11	-14	-14	-13
Shareholders' Equity	52,641	52,370	45,227	35,707	37,693	39,911
Total Liabilities & Equity	530,013	525,225	495,389	431,447	418,086	376,966
Total Debt	22,061	32,853	28,990	41,937	45,830	44,653
Net Cash (Debt)	-159	-2,213	6,696	3,973	-13,377	-27,458
Net Cash Growth	-	-	68.54%	-	-	-
Net Cash Per Share	-0.13	-1.77	5.36	3.18	-10.70	-21.97
Filing Date Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Total Common Shares Outstanding	1,250	1,250	1,250	1,250	1,250	1,250
Book Value Per Share	42.11	41.90	36.19	28.58	30.17	31.94
Tangible Book Value	49,326	48,228	41,320	32,209	34,244	36,643
Tangible Book Value Per Share	39.46	38.58	33.06	25.77	27.40	29.31

Source: S&P Global Market Intelligence. Banks template. Financial Sources.