Park National Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	500.28	467.6	399.8	323.11	317.21
Interest Income on Investments	44.26	55.36	71.88	55.14	28.65
Total Interest Income	544.54	522.97	471.67	378.25	345.85
Interest Paid on Deposits	99.78	112.38	84.45	20.96	6.31
Interest Paid on Borrowings	7.45	12.56	14.1	10.23	9.65
Total Interest Expense	107.23	124.95	98.56	31.19	15.96
Net Interest Income	437.31	398.02	373.11	347.06	329.89
Net Interest Income Growth (YoY)	9.87%	6.68%	7.51%	5.20%	0.69%
Trust Income	45.77	42.49	35.47	34.09	34.45
Gain (Loss) on Sale of Investments	2.41	2.55	-6.9	2.96	5.01
Other Non-Interest Income	61.65	68.47	55.56	71.15	81.59
Total Non-Interest Income	119.88	122.59	92.63	135.94	129.94
Non-Interest Income Growth (YoY)	-2.21%	32.34%	-31.85%	4.61%	3.41%
Revenues Before Loan Losses	557.19	520.61	465.75	482.99	459.84
Provision for Loan Losses	11.49	14.54	2.9	4.56	-11.92
Revenue	545.7	506.06	462.84	478.44	471.75
Revenue Growth (YoY)	7.83%	9.34%	-3.26%	1.42%	6.92%
Salaries and Employee Benefits	193.1	183.81	175.94	169.23	162.52
Occupancy Expenses	13.38	-	-	-	-
Federal Deposit Insurance	6.36	6.74	7.64	5.41	5.92
Amortization of Goodwill & Intangibles	1.04	1.22	1.32	1.49	1.8
Selling, General & Administrative	96.08	110.15	107.4	103.02	96.2
Other Non-Interest Expense	13.43	19.43	16.94	18.83	17.09
Total Non-Interest Expense	324.38	321.34	309.24	297.98	283.52
EBT Excluding Unusual Items	221.32	184.73	153.6	180.46	188.24
Pretax Income	221.32	184.73	153.6	180.46	188.24
Income Tax Expense	41.25	33.31	26.87	32.11	34.29
Net Income	180.07	151.42	126.73	148.35	153.95
Net Income to Common	180.07	151.42	126.73	148.35	153.95
Net Income Growth	18.92%	19.48%	-14.57%	-3.63%	20.34%
Basic Shares Outstanding	16	16	16	16	16
Diluted Shares Outstanding	16	16	16	16	16
Shares Change (YoY)	-0.26%	-0.03%	-0.70%	-0.36%	0.11%
EPS (Basic)	11.18	9.38	7.84	9.13	9.45
EPS (Diluted)	11.11	9.32	7.80	9.06	9.37
EPS Growth	19.21%	19.49%	-13.91%	-3.31%	20.13%
Dividend Per Share	4.280	4.240	4.200	4.160	4.120
Dividend Growth	0.94%	0.95%	0.96%	0.97%	0.98%
Effective Tax Rate	18.64%	18.03%	17.49%	17.79%	18.22%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.