Park National Corporation (FRA:PAZ)

Park National Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	487.26	467.6	399.8	323.11	317.21	328.73
Interest Income on Investments	48.85	55.36	71.88	55.14	28.65	28.99
Total Interest Income	536.12	522.97	471.67	378.25	345.85	357.72
Interest Paid on Deposits	107.38	112.38	84.45	20.96	6.31	21.33
Interest Paid on Borrowings	10.81	12.56	14.1	10.23	9.65	8.76
Total Interest Expense	118.19	124.95	98.56	31.19	15.96	30.09
Net Interest Income	417.93	398.02	373.11	347.06	329.89	327.63
Net Interest Income Growth (YoY)	9.18%	6.68%	7.51%	5.20%	0.69%	10.04%
Trust Income	44.35	42.49	35.47	34.09	34.45	28.87
Gain (Loss) on Sale of Investments	4.9	2.55	-6.9	2.96	5.01	5.47
Other Non-Interest Income	66.92	68.47	55.56	71.15	81.59	81.57
Total Non-Interest Income	125.53	122.59	92.63	135.94	129.94	125.66
Non-Interest Income Growth (YoY)	27.79%	32.34%	-31.85%	4.61%	3.41%	29.29%
Revenues Before Loan Losses	543.45	520.61	465.75	482.99	459.84	453.29
Provision for Loan Losses	12.86	14.54	2.9	4.56	-11.92	12.05
Revenue	530.59	506.06	462.84	478.44	471.75	441.24
Revenue Growth (YoY)	11.58%	9.34%	-3.26%	1.42%	6.92%	13.50%
Salaries and Employee Benefits	185.09	183.81	175.94	169.23	162.52	155.99
Occupancy Expenses	0.63	-	-	-	-	-
Federal Deposit Insurance	6.59	6.74	7.64	5.41	5.92	6.42
Amortization of Goodwill & Intangibles	1.12	1.22	1.32	1.49	1.8	2.26
Selling, General & Administrative	114.73	110.15	107.4	103.02	96.2	90.21
Other Non-Interest Expense	17.89	19.43	16.94	18.83	17.09	27.27
Total Non-Interest Expense	326.06	321.34	309.24	297.98	283.52	282.15
EBT Excluding Unusual Items	204.53	184.73	153.6	180.46	188.24	159.09
Pretax Income	204.53	184.73	153.6	180.46	188.24	154.65
Income Tax Expense	37.41	33.31	26.87	32.11	34.29	26.72
Net Income	167.12	151.42	126.73	148.35	153.95	127.92
Net Income to Common	167.12	151.42	126.73	148.35	153.95	127.92
Net Income Growth	22.89%	19.48%	-14.57%	-3.63%	20.34%	24.56%
Basic Shares Outstanding	16	16	16	16	16	16
Diluted Shares Outstanding	16	16	16	16	16	16
Shares Change (YoY)	0.21%	-0.03%	-0.70%	-0.36%	0.11%	0.48%
EPS (Basic)	10.35	9.38	7.84	9.13	9.45	7.85
EPS (Diluted)	10.28	9.32	7.80	9.06	9.37	7.80
EPS Growth	22.66%	19.49%	-13.91%	-3.31%	20.13%	24.01%
Dividend Per Share	4.260	4.240	4.200	4.160	4.120	4.080
Dividend Growth	0.95%	0.95%	0.96%	0.97%	0.98%	0.99%
Effective Tax Rate	18.29%	18.03%	17.49%	17.79%	18.22%	17.28%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.