FRA:PCR Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 20, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	25,939	19,418	16,979	14,702	19,658	12,840
Market Cap Growth	35.13%	14.37%	15.49%	-25.21%	53.09%	30.50%
Enterprise Value	43,660	39,469	38,211	34,870	39,709	31,857
PE Ratio	13.69	10.55	11.29	9.69	9.70	10.04
PS Ratio	1.10	0.80	0.76	0.67	0.41	0.31
PB Ratio	0.94	0.66	0.60	0.52	0.65	0.52
P/FCF Ratio	7.84	5.70	5.35	6.16	2.70	2.06
P/OCF Ratio	6.77	4.86	4.18	5.00	2.56	1.98
EV/Sales Ratio	1.84	1.62	1.71	1.60	0.82	0.77
EV/EBITDA Ratio	9.13	8.66	11.36	8.66	9.61	10.41
EV/EBIT Ratio	10.42	9.86	13.33	9.92	10.82	11.78
EV/FCF Ratio	13.19	11.58	12.03	14.62	5.45	5.11
Debt / Equity Ratio	0.47	0.61	0.59	0.52	0.45	0.56
Debt / EBITDA Ratio	2.99	3.91	4.87	3.57	3.22	4.41
Debt / FCF Ratio	3.90	5.31	5.27	6.14	1.86	2.22
Net Debt / Equity Ratio	0.15	0.33	0.37	0.30	0.26	0.37
Net Debt / EBITDA Ratio	0.99	2.12	3.12	2.11	1.91	3.03
Net Debt / FCF Ratio	1.28	2.84	3.30	3.57	1.08	1.49
Quick Ratio	63.92	16.08	18.28	28.50	19.66	18.10
Current Ratio	70.24	19.74	22.37	34.16	23.65	22.05
Asset Turnover	0.04	0.05	0.05	0.05	0.11	0.12
Return on Equity (ROE)	11.26%	10.79%	8.94%	8.80%	11.33%	9.38%
Return on Assets (ROA)	0.44%	0.47%	0.36%	0.46%	0.51%	0.48%
Return on Invested Capital (ROIC)	7.96%	7.26%	6.13%	6.93%	7.51%	7.17%
Earnings Yield	7.31%	9.66%	9.07%	10.57%	10.49%	10.22%
FCF Yield	12.76%	17.55%	18.71%	16.22%	37.07%	48.53%
Dividend Yield	3.78%	5.23%	6.11%	7.28%	5.34%	7.93%
Payout Ratio	49.70%	53.27%	63.46%	61.55%	42.54%	55.38%
Buyback Yield / Dilution	0.72%	1.67%	1.54%	1.19%	-5.25%	-47.89%
Total Shareholder Return	4.50%	6.91%	7.66%	8.47%	0.09%	-39.96%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.