ProCredit Holding AG (FRA:PCZ)

ProCredit Holding AG Statistics

Total Valuation

FRA:PCZ has a market cap or net worth of EUR 544.22 million.

Market Cap	544.22M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, August 14, 2025.

Earnings Date	Aug 14, 2025
Ex-Dividend Date	Jun 5, 2025

Share Statistics

Current Share Class	58.90M
Shares Outstanding	n/a
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	35.63M

Valuation Ratios

The trailing PE ratio is 5.81 and the forward PE ratio is 5.41.

PE Ratio	5.81
Forward PE	5.41
PS Ratio	1.21
PB Ratio	0.52
P/TBV Ratio	0.52
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.18%.

Return on Equity (ROE)	9.18%
Return on Assets (ROA)	0.90%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	95,911
Profits Per Employee	19,985
Employee Count	4,689
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:PCZ has paid 41.37 million in taxes.

Income Tax	41.37M
Effective Tax Rate	30.63%

Stock Price Statistics

The stock price has increased by +16.46% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+16.46%
50-Day Moving Average	9.34
200-Day Moving Average	9.11
Relative Strength Index (RSI)	50.18
Average Volume (20 Days)	585

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:PCZ had revenue of EUR 449.73 million and earned 93.71 million in profits.

Revenue	449.73M
Gross Profit	449.73M
Operating Income	136.76M
Pretax Income	135.08M
Net Income	93.71M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 1.92 billion in cash and 1.36 billion in debt, giving a net cash position of 557.00 million.

Cash & Cash Equivalents	1.92B
Total Debt	1.36B
Net Cash	557.00M
Net Cash Per Share	n/a
Equity (Book Value)	1.04B
Book Value Per Share	n/a
Working Capital	-6.30B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	30.41%
Pretax Margin	30.04%
Profit Margin	20.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.59, which amounts to a dividend yield of 6.22%.

Dividend Per Share	0.59
Dividend Yield	6.22%
Dividend Growth (YoY)	-7.81%
Years of Dividend Growth	3
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	6.22%
Earnings Yield	17.22%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2