Principal Financial Group, Inc. (FRA:PG4)

Principal Financial Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	17,625	16,505	17,102	16,968	19,213	16,858
Market Cap Growth	-0.37%	-3.49%	0.79%	-11.68%	13.97%	51.31%
Enterprise Value	17,966	16,050	15,542	17,218	19,879	18,348
PE Ratio	17.46	16.35	11.27	30.10	4.32	12.13
PS Ratio	1.32	1.24	1.10	1.37	1.17	1.33
PB Ratio	1.67	1.56	1.54	1.67	2.00	1.17
P/FCF Ratio	4.66	4.37	3.91	5.08	6.72	6.14
P/OCF Ratio	4.56	4.27	3.85	4.95	6.47	5.89
EV/Sales Ratio	1.35	1.21	1.00	1.39	1.21	1.45
EV/EBITDA Ratio	11.84	10.89	7.39	18.29	3.32	9.13
EV/EBIT Ratio	14.31	12.74	8.38	24.78	3.48	10.39
EV/FCF Ratio	4.75	4.25	3.55	5.16	6.95	6.68
Debt / Equity Ratio	0.35	0.35	0.41	0.41	0.48	0.28
Debt / EBITDA Ratio	2.42	2.42	2.08	4.16	0.76	1.99
Debt / FCF Ratio	0.98	0.98	1.03	1.25	1.60	1.50
Net Debt / Equity Ratio	-0.01	-0.01	0.04	-0.01	0.01	0.14
Net Debt / EBITDA Ratio	-0.06	-0.06	0.21	-0.10	0.01	1.03
Net Debt / FCF Ratio	-0.02	-0.02	0.10	-0.03	0.02	0.76
Quick Ratio	0.34	0.34	0.30	0.32	0.46	1.43
Current Ratio	1.51	1.51	1.45	1.44	1.45	2.10
Asset Turnover	0.05	0.05	0.05	0.05	0.06	0.05
Return on Equity (ROE)	10.52%	10.52%	14.09%	6.24%	35.88%	9.76%
Return on Assets (ROA)	0.28%	0.28%	0.39%	0.16%	1.28%	0.42%
Return on Invested Capital (ROIC)	7.95%	7.99%	10.17%	4.50%	26.96%	8.01%
Earnings Yield	5.73%	6.12%	8.87%	3.32%	23.17%	8.24%
FCF Yield	21.45%	22.90%	25.61%	19.68%	14.89%	16.30%
Dividend Yield	3.47%	3.50%	3.86%	3.56%	3.38%	3.90%
Payout Ratio	57.72%	57.72%	41.91%	100.37%	13.50%	41.39%
Buyback Yield / Dilution	4.08%	4.08%	3.80%	4.19%	6.45%	1.34%
Total Shareholder Return	7.55%	7.58%	7.67%	7.75%	9.83%	5.24%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.