Principal Financial Group Statistics

Total Valuation

FRA:PG4 has a market cap or net worth of EUR 15.02 billion. The enterprise value is 15.96 billion.

Market Cap	15.02B
Enterprise Value	15.96B

Important Dates

The next estimated earnings date is Thursday, July 24, 2025.

Earnings Date	Jul 24, 2025
Ex-Dividend Date	Jun 2, 2025

Share Statistics

Current Share Class	224.19M
Shares Outstanding	n/a
Shares Change (YoY)	-4.50%
Shares Change (QoQ)	-1.04%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	222.70M

Valuation Ratios

The trailing PE ratio is 14.94 and the forward PE ratio is 9.32.

PE Ratio	14.94
Forward PE	9.32
PS Ratio	1.03
PB Ratio	1.40
P/TBV Ratio	1.94
P/FCF Ratio	3.30
P/OCF Ratio	3.25
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 11.07, with an EV/FCF ratio of 3.50.

EV / Earnings	15.87
EV / Sales	1.18
EV / EBITDA	11.07
EV / EBIT	13.62
EV / FCF	3.50

Financial Position

The company has a current ratio of 1.45, with a Debt / Equity ratio of 0.40.

Current Ratio	1.45
Quick Ratio	0.30
Debt / Equity	0.40
Debt / EBITDA	2.72
Debt / FCF	0.93
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.73% and return on invested capital (ROIC) is 5.33%.

Return on Equity (ROE)	9.73%
Return on Assets (ROA)	0.28%
Return on Invested Capital (ROIC)	5.33%
Return on Capital Employed (ROCE)	0.47%
Revenue Per Employee	740,644
Profits Per Employee	51,032
Employee Count	19,700
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:PG4 has paid 150.44 million in taxes.

Income Tax	150.44M
Effective Tax Rate	12.59%

Stock Price Statistics

The stock price has decreased by -12.75% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-12.75%
50-Day Moving Average	67.27
200-Day Moving Average	75.07
Relative Strength Index (RSI)	45.50
Average Volume (20 Days)	9

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	3.69

Income Statement

In the last 12 months, FRA:PG4 had revenue of EUR 14.59 billion and earned 1.01 billion in profits. Earnings per share was 4.33.

Revenue	14.59B
Gross Profit	6.28B
Operating Income	1.27B
Pretax Income	1.19B
Net Income	1.01B
EBITDA	1.50B
EBIT	1.27B
Earnings Per Share (EPS)	4.33

Full Income Statement

Balance Sheet

The company has 4.82 billion in cash and 4.25 billion in debt, giving a net cash position of -661.24 million.

Cash & Cash Equivalents	4.82B
Total Debt	4.25B
Net Cash	-661.24M
Net Cash Per Share	n/a
Equity (Book Value)	10.73B
Book Value Per Share	46.13
Working Capital	8.69B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 4.62 billion and capital expenditures -63.28 million, giving a free cash flow of 4.56 billion.

Operating Cash Flow	4.62B
Capital Expenditures	-63.28M
Free Cash Flow	4.56B
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 43.01%, with operating and profit margins of 8.69% and 6.89%.

Gross Margin	43.01%
Operating Margin	8.69%
Pretax Margin	8.19%
Profit Margin	6.89%
EBITDA Margin	10.29%
EBIT Margin	8.69%
FCF Margin	31.25%

Dividends & Yields

This stock pays an annual dividend of 2.70, which amounts to a dividend yield of 4.15%.

Dividend Per Share	2.70
Dividend Yield	4.15%
Dividend Growth (YoY)	7.81%
Years of Dividend Growth	1
Payout Ratio	62.34%
Buyback Yield	4.50%
Shareholder Yield	8.65%
Earnings Yield	6.69%
FCF Yield	30.34%

Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	6

Principal Financial Group, Inc. (FRA:PG4)