Principal Financial Group, Inc. (FRA:PG4)

Principal Financial Group Statistics

Total Valuation

FRA:PG4 has a market cap or net worth of EUR 15.25 billion. The enterprise value is 16.07 billion.

Market Cap	15.25B
Enterprise Value	16.07B

Important Dates

The last earnings date was Thursday, October 23, 2025.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Sep 4, 2025

Share Statistics

Current Share Class	222.77M
Shares Outstanding	n/a
Shares Change (YoY)	-4.29%
Shares Change (QoQ)	-1.01%
Owned by Insiders (%)	0.56%
Owned by Institutions (%)	74.93%
Float	221.17M

Valuation Ratios

The trailing PE ratio is 15.71 and the forward PE ratio is 9.06.

PE Ratio	15.71
Forward PE	9.06
PS Ratio	1.18
PB Ratio	1.51
P/TBV Ratio	2.09
P/FCF Ratio	4.16
P/OCF Ratio	4.09
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.62, with an EV/FCF ratio of 4.39.

EV / Earnings	16.56
EV / Sales	1.23
EV / EBITDA	10.62
EV / EBIT	12.91
EV / FCF	4.39

Financial Position

The company has a current ratio of 1.47, with a Debt / Equity ratio of 0.35.

Current Ratio	1.47
Quick Ratio	0.30
Debt / Equity	0.35
Debt / EBITDA	2.37
Debt / FCF	0.97
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.39% and return on invested capital (ROIC) is 5.70%.

Return on Equity (ROE)	10.39%
Return on Assets (ROA)	0.29%
Return on Invested Capital (ROIC)	5.70%
Return on Capital Employed (ROCE)	0.48%
Revenue Per Employee	654,004
Profits Per Employee	49,262
Employee Count	19,700
Asset Turnover	0.05
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:PG4 has paid 123.55 million in taxes.

Income Tax	123.55M
Effective Tax Rate	10.74%

Stock Price Statistics

The stock price has decreased by -17.58% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-17.58%
50-Day Moving Average	68.83
200-Day Moving Average	71.11
Relative Strength Index (RSI)	43.56
Average Volume (20 Days)	27

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.93

Income Statement

In the last 12 months, FRA:PG4 had revenue of EUR 12.88 billion and earned 970.45 million in profits. Earnings per share was 4.22.

Revenue	12.88B
Gross Profit	5.82B
Operating Income	1.23B
Pretax Income	1.15B
Net Income	970.45M
EBITDA	1.44B
EBIT	1.23B
Earnings Per Share (EPS)	4.22

Balance Sheet

The company has 4.19 billion in cash and 3.55 billion in debt, giving a net cash position of -435.12 million.

Cash & Cash Equivalents	4.19B
Total Debt	3.55B
Net Cash	-435.12M
Net Cash Per Share	n/a
Equity (Book Value)	10.10B
Book Value Per Share	43.55
Working Capital	8.27B

Cash Flow

In the last 12 months, operating cash flow was 3.73 billion and capital expenditures -62.76 million, giving a free cash flow of 3.66 billion.

Operating Cash Flow	3.73B
Capital Expenditures	-62.76M
Free Cash Flow	3.66B
FCF Per Share	n/a

Margins

Gross margin is 45.15%, with operating and profit margins of 9.55% and 7.53%.

Gross Margin	45.15%
Operating Margin	9.55%
Pretax Margin	8.93%
Profit Margin	7.53%
EBITDA Margin	11.19%
EBIT Margin	9.55%
FCF Margin	28.44%

Dividends & Yields

This stock pays an annual dividend of 2.72, which amounts to a dividend yield of 3.99%.

Dividend Per Share	2.72
Dividend Yield	3.99%
Dividend Growth (YoY)	6.70%
Years of Dividend Growth	1
Payout Ratio	58.74%
Buyback Yield	4.29%
Shareholder Yield	8.28%
Earnings Yield	6.37%
FCF Yield	24.03%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5