Palomar Holdings, Inc. (FRA:PH8)
103.00
-2.00 (-1.90%)
At close: Nov 28, 2025
Palomar Holdings Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2019 |
Premiums & Annuity Revenue | 714.07 | 510.69 | 345.91 | 316.47 | 233.83 | 155.07 | Upgrade |
Total Interest & Dividend Income | 51.33 | 35.82 | 23.71 | 13.88 | 9.08 | 8.61 | Upgrade |
Gain (Loss) on Sale of Investments | 8.26 | 4.57 | 2.94 | -7.53 | 1.28 | 1.49 | Upgrade |
Other Revenue | 4.7 | 2.78 | 3.37 | 4.27 | 3.61 | 3.3 | Upgrade |
| 778.36 | 553.86 | 375.93 | 327.09 | 247.79 | 168.46 | Upgrade | |
Revenue Growth (YoY) | 54.59% | 47.33% | 14.93% | 32.00% | 47.09% | 48.69% | Upgrade |
Policy Benefits | 194.92 | 134.76 | 72.59 | 78.67 | 41.46 | 64.12 | Upgrade |
Policy Acquisition & Underwriting Costs | 337.11 | 250.09 | 181 | 168.37 | 143.57 | 95.96 | Upgrade |
Total Operating Expenses | 552.28 | 401.53 | 268.51 | 258.66 | 190.61 | 162.24 | Upgrade |
Operating Income | 226.09 | 152.33 | 107.42 | 68.42 | 57.18 | 6.22 | Upgrade |
Interest Expense | -0.39 | -1.14 | -3.78 | -0.87 | -0.04 | - | Upgrade |
Pretax Income | 225.7 | 151.2 | 103.64 | 67.55 | 57.14 | 6.22 | Upgrade |
Income Tax Expense | 49.83 | 33.62 | 24.44 | 15.38 | 11.29 | -0.03 | Upgrade |
Net Income | 175.87 | 117.57 | 79.2 | 52.17 | 45.85 | 6.26 | Upgrade |
Net Income to Common | 175.87 | 117.57 | 79.2 | 52.17 | 45.85 | 6.26 | Upgrade |
Net Income Growth | 62.09% | 48.45% | 51.81% | 13.79% | 632.73% | -41.09% | Upgrade |
Shares Outstanding (Basic) | 27 | 26 | 25 | 25 | 25 | 25 | Upgrade |
Shares Outstanding (Diluted) | 27 | 26 | 25 | 26 | 26 | 26 | Upgrade |
Shares Change (YoY) | 6.75% | 3.54% | -1.82% | -1.21% | 2.00% | 17.24% | Upgrade |
EPS (Basic) | 6.60 | 4.61 | 3.19 | 2.07 | 1.80 | 0.25 | Upgrade |
EPS (Diluted) | 6.40 | 4.48 | 3.13 | 2.02 | 1.76 | 0.24 | Upgrade |
EPS Growth | 51.73% | 43.13% | 54.95% | 14.77% | 633.34% | -51.02% | Upgrade |
Free Cash Flow | 364.18 | 260.91 | 116.09 | 169.27 | 87.8 | 57.36 | Upgrade |
Free Cash Flow Per Share | 13.26 | 9.95 | 4.58 | 6.56 | 3.36 | 2.24 | Upgrade |
Operating Margin | 29.05% | 27.50% | 28.57% | 20.92% | 23.08% | 3.69% | Upgrade |
Profit Margin | 22.60% | 21.23% | 21.07% | 15.95% | 18.50% | 3.71% | Upgrade |
Free Cash Flow Margin | 46.79% | 47.11% | 30.88% | 51.75% | 35.43% | 34.05% | Upgrade |
EBITDA | 230.02 | 154.04 | 109.12 | 69.94 | 58.62 | 6.46 | Upgrade |
EBITDA Margin | 29.55% | 27.81% | 29.03% | 21.38% | 23.66% | 3.83% | Upgrade |
D&A For EBITDA | 3.94 | 1.71 | 1.7 | 1.52 | 1.44 | 0.24 | Upgrade |
EBIT | 226.09 | 152.33 | 107.42 | 68.42 | 57.18 | 6.22 | Upgrade |
EBIT Margin | 29.05% | 27.50% | 28.57% | 20.92% | 23.08% | 3.69% | Upgrade |
Effective Tax Rate | 22.08% | 22.24% | 23.58% | 22.77% | 19.76% | - | Upgrade |
Revenue as Reported | 778.36 | 553.86 | 375.93 | 327.09 | 247.79 | 168.46 | Upgrade |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.