Palomar Holdings, Inc. (FRA:PH8)

Palomar Holdings Statistics

Total Valuation

FRA:PH8 has a market cap or net worth of EUR 2.79 billion. The enterprise value is 2.69 billion.

Market Cap	2.79B
Enterprise Value	2.69B

Important Dates

The next estimated earnings date is Wednesday, February 11, 2026.

Earnings Date	Feb 11, 2026
Ex-Dividend Date	n/a

Share Statistics

Current Share Class	26.50M
Shares Outstanding	n/a
Shares Change (YoY)	+6.75%
Shares Change (QoQ)	-0.66%
Owned by Insiders (%)	2.28%
Owned by Institutions (%)	91.15%
Float	25.88M

Valuation Ratios

The trailing PE ratio is 18.62 and the forward PE ratio is 14.26.

PE Ratio	18.62
Forward PE	14.26
PS Ratio	4.21
PB Ratio	3.73
P/TBV Ratio	4.01
P/FCF Ratio	8.99
P/OCF Ratio	8.99
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.57, with an EV/FCF ratio of 8.68.

EV / Earnings	17.98
EV / Sales	4.02
EV / EBITDA	13.57
EV / EBIT	13.85
EV / FCF	8.68

Financial Position

The company has a current ratio of 0.57

Current Ratio	0.57
Quick Ratio	0.28
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	579.71

Financial Efficiency

Return on equity (ROE) is 22.24% and return on invested capital (ROIC) is 17.87%.

Return on Equity (ROE)	22.24%
Return on Assets (ROA)	5.41%
Return on Invested Capital (ROIC)	17.87%
Return on Capital Employed (ROCE)	25.75%
Revenue Per Employee	2.62M
Profits Per Employee	592,466
Employee Count	253
Asset Turnover	0.30
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:PH8 has paid 42.47 million in taxes.

Income Tax	42.47M
Effective Tax Rate	22.08%

Stock Price Statistics

The stock price has increased by +0.98% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+0.98%
50-Day Moving Average	101.17
200-Day Moving Average	116.98
Relative Strength Index (RSI)	46.77
Average Volume (20 Days)	15

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	2.07

Income Statement

In the last 12 months, FRA:PH8 had revenue of EUR 663.40 million and earned 149.89 million in profits. Earnings per share was 5.46.

Revenue	663.40M
Gross Profit	209.95M
Operating Income	192.69M
Pretax Income	192.36M
Net Income	149.89M
EBITDA	196.05M
EBIT	192.69M
Earnings Per Share (EPS)	5.46

Balance Sheet

The company has 95.24 million in cash and n/a in debt, giving a net cash position of 95.24 million.

Cash & Cash Equivalents	95.24M
Total Debt	n/a
Net Cash	95.24M
Net Cash Per Share	n/a
Equity (Book Value)	748.41M
Book Value Per Share	28.25
Working Capital	-757.79M

Cash Flow

In the last 12 months, operating cash flow was 310.53 million and capital expenditures -139,777, giving a free cash flow of 310.39 million.

Operating Cash Flow	310.53M
Capital Expenditures	-139,777
Free Cash Flow	310.39M
FCF Per Share	n/a

Margins

Gross margin is 31.65%, with operating and profit margins of 29.05% and 22.59%.

Gross Margin	31.65%
Operating Margin	29.05%
Pretax Margin	29.00%
Profit Margin	22.59%
EBITDA Margin	29.55%
EBIT Margin	29.05%
FCF Margin	46.79%

Dividends & Yields

FRA:PH8 does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-6.75%
Shareholder Yield	-6.75%
Earnings Yield	5.37%
FCF Yield	11.12%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5