Primerica, Inc. (FRA:PI7)

Primerica Statistics

Total Valuation

Primerica has a market cap or net worth of EUR 7.05 billion. The enterprise value is 8.03 billion.

Market Cap	7.05B
Enterprise Value	8.03B

Important Dates

The last earnings date was Wednesday, February 11, 2026.

Earnings Date	Feb 11, 2026
Ex-Dividend Date	Nov 21, 2025

Share Statistics

Current Share Class	31.81M
Shares Outstanding	n/a
Shares Change (YoY)	-4.44%
Shares Change (QoQ)	-1.29%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	31.63M

Valuation Ratios

The trailing PE ratio is 11.06 and the forward PE ratio is 11.31.

PE Ratio	11.06
Forward PE	11.31
PS Ratio	2.52
PB Ratio	3.39
P/TBV Ratio	3.45
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	12.59
EV / Sales	2.87
EV / EBITDA	9.22
EV / EBIT	9.47
EV / FCF	n/a

Financial Position

The company has a current ratio of 3.47, with a Debt / Equity ratio of 0.78.

Current Ratio	3.47
Quick Ratio	1.11
Debt / Equity	0.78
Debt / EBITDA	1.86
Debt / FCF	n/a
Interest Coverage	41.68

Financial Efficiency

Return on equity (ROE) is 31.93% and return on invested capital (ROIC) is 17.82%.

Return on Equity (ROE)	31.93%
Return on Assets (ROA)	4.22%
Return on Invested Capital (ROIC)	17.82%
Return on Capital Employed (ROCE)	7.18%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.22M
Profits Per Employee	277,521
Employee Count	2,298
Asset Turnover	0.22
Inventory Turnover	n/a

Taxes

In the past 12 months, Primerica has paid 190.21 million in taxes.

Income Tax	190.21M
Effective Tax Rate	22.92%

Stock Price Statistics

The stock price has decreased by -18.66% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-18.66%
50-Day Moving Average	220.32
200-Day Moving Average	226.71
Relative Strength Index (RSI)	48.29
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	5.20

Income Statement

In the last 12 months, Primerica had revenue of EUR 2.80 billion and earned 637.74 million in profits. Earnings per share was 19.51.

Revenue	2.80B
Gross Profit	1.97B
Operating Income	850.44M
Pretax Income	830.04M
Net Income	637.74M
EBITDA	866.72M
EBIT	850.44M
Earnings Per Share (EPS)	19.51

Balance Sheet

The company has 654.98 million in cash and 1.62 billion in debt, with a net cash position of -978.30 million.

Cash & Cash Equivalents	654.98M
Total Debt	1.62B
Net Cash	-978.30M
Net Cash Per Share	n/a
Equity (Book Value)	2.08B
Book Value Per Share	65.49
Working Capital	2.31B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 70.40%, with operating and profit margins of 30.33% and 22.82%.

Gross Margin	70.40%
Operating Margin	30.33%
Pretax Margin	29.61%
Profit Margin	22.82%
EBITDA Margin	30.92%
EBIT Margin	30.33%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 3.71, which amounts to a dividend yield of 1.70%.

Dividend Per Share	3.71
Dividend Yield	1.70%
Dividend Growth (YoY)	21.45%
Years of Dividend Growth	16
Payout Ratio	n/a
Buyback Yield	4.44%
Shareholder Yield	6.14%
Earnings Yield	9.04%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4