Bank of Hawaii Corporation (FRA:PIV)

Bank of Hawaii Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	667.51	653.62	590.61	439.8	398.62
Interest Income on Investments	220.32	210.14	219.76	157.57	128.1
Total Interest Income	887.82	863.75	810.38	597.37	526.72
Interest Paid on Deposits	324.24	368.76	250.85	39.68	15.22
Interest Paid on Borrowings	26.05	28.41	62.5	17.13	14.21
Total Interest Expense	350.28	397.17	313.35	56.81	29.43
Net Interest Income	537.54	466.58	497.03	540.56	497.29
Net Interest Income Growth (YoY)	15.21%	-6.13%	-8.05%	8.70%	0.19%
Trust Income	49.32	47.49	43.6	43.8	46.07
Mortgage Banking Activities	3.66	4.11	4.26	4.15	12.9
Gain (Loss) on Sale of Investments	-23.4	-7.51	-11.46	-6.11	-1.3
Other Non-Interest Income	115.92	96.01	109.1	84.25	86.05
Total Non-Interest Income	179.09	172.53	176.61	155.71	169.29
Non-Interest Income Growth (YoY)	3.80%	-2.31%	13.42%	-8.02%	-10.10%
Revenues Before Loan Losses	716.63	639.11	673.63	696.27	666.58
Provision for Loan Losses	11.5	11.15	9	-7.8	-50.5
Revenue	705.13	627.96	664.63	704.07	717.08
Revenue Growth (YoY)	12.29%	-5.52%	-5.60%	-1.81%	26.51%
Salaries and Employee Benefits	219.74	205.67	204.63	235.27	228.29
Occupancy Expenses	42.02	26.33	24.53	23.97	26.24
Federal Deposit Insurance	11.17	17.85	28.31	6.55	6.54
Selling, General & Administrative	94.24	117.01	114.88	86.77	68.9
Other Non-Interest Expense	75.97	62.48	64.28	62.72	63.62
Total Non-Interest Expense	443.15	430.11	437.52	415.27	393.59
EBT Excluding Unusual Items	261.98	197.85	227.12	288.81	323.49
Asset Writedown	-	-	-	1.83	2.06
Pretax Income	261.98	197.85	227.12	290.63	325.55
Income Tax Expense	56.08	47.86	55.91	64.83	72.18
Net Income	205.9	149.99	171.2	225.8	253.37
Preferred Dividends & Other Adjustments	21.08	12.64	7.88	7.88	2.98
Net Income to Common	184.83	137.35	163.33	217.93	250.4
Net Income Growth	37.27%	-12.39%	-24.18%	-10.88%	64.74%
Basic Shares Outstanding	40	39	39	40	40
Diluted Shares Outstanding	40	40	39	40	40
Shares Change (YoY)	0.59%	0.69%	-0.90%	-0.66%	0.40%
EPS (Basic)	4.67	3.48	4.16	5.50	6.29
EPS (Diluted)	4.63	3.46	4.14	5.48	6.25
EPS Growth	33.81%	-16.43%	-24.45%	-12.32%	61.92%
Dividend Per Share	2.800	2.800	2.800	2.800	2.740
Dividend Growth	-	-	-	2.19%	2.24%
Effective Tax Rate	21.41%	24.19%	24.62%	22.31%	22.17%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.