PICC Property and Casualty Company Limited (FRA:PJC)
Germany flag Germany · Delayed Price · Currency is EUR
1.860
-0.080 (-4.12%)
Last updated: Dec 1, 2025, 9:50 PM CET

FRA:PJC Statistics

Total Valuation

FRA:PJC has a market cap or net worth of EUR 42.21 billion. The enterprise value is 46.80 billion.

Market Cap42.21B
Enterprise Value 46.80B

Important Dates

The next estimated earnings date is Monday, March 23, 2026.

Earnings Date Mar 23, 2026
Ex-Dividend Date Nov 4, 2025

Share Statistics

Current Share Class 6.90B
Shares Outstanding n/a
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) 14.03%
Float 6.90B

Valuation Ratios

The trailing PE ratio is 9.31 and the forward PE ratio is 8.22.

PE Ratio 9.31
Forward PE 8.22
PS Ratio 0.67
PB Ratio 1.26
P/TBV Ratio 1.29
P/FCF Ratio 9.09
P/OCF Ratio 8.43
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.43, with an EV/FCF ratio of 10.08.

EV / Earnings 10.32
EV / Sales 0.73
EV / EBITDA 6.43
EV / EBIT 6.86
EV / FCF 10.08

Financial Position

The company has a current ratio of 2.56, with a Debt / Equity ratio of 0.16.

Current Ratio 2.56
Quick Ratio 1.89
Debt / Equity 0.16
Debt / EBITDA 0.85
Debt / FCF 1.14
Interest Coverage 4.47

Financial Efficiency

Return on equity (ROE) is 14.48% and return on invested capital (ROIC) is 9.82%.

Return on Equity (ROE) 14.48%
Return on Assets (ROA) 3.96%
Return on Invested Capital (ROIC) 9.82%
Return on Capital Employed (ROCE) 6.72%
Revenue Per Employee 390,162
Profits Per Employee 27,988
Employee Count162,787
Asset Turnover 0.69
Inventory Turnover n/a

Taxes

In the past 12 months, FRA:PJC has paid 849.27 million in taxes.

Income Tax 849.27M
Effective Tax Rate 15.78%

Stock Price Statistics

The stock price has increased by +35.66% in the last 52 weeks.

Beta (5Y) n/a
52-Week Price Change +35.66%
50-Day Moving Average 2.00
200-Day Moving Average 1.78
Relative Strength Index (RSI) 43.45
Average Volume (20 Days) 91

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, FRA:PJC had revenue of EUR 63.19 billion and earned 4.53 billion in profits. Earnings per share was 0.20.

Revenue63.19B
Gross Profit 6.06B
Operating Income 5.81B
Pretax Income 5.38B
Net Income 4.53B
EBITDA 6.15B
EBIT 5.81B
Earnings Per Share (EPS) 0.20
Full Income Statement

Balance Sheet

The company has 17.22 billion in cash and 5.31 billion in debt, giving a net cash position of -4.19 billion.

Cash & Cash Equivalents 17.22B
Total Debt 5.31B
Net Cash -4.19B
Net Cash Per Share n/a
Equity (Book Value) 33.41B
Book Value Per Share 1.49
Working Capital 14.30B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 5.01 billion and capital expenditures -364.07 million, giving a free cash flow of 4.64 billion.

Operating Cash Flow 5.01B
Capital Expenditures -364.07M
Free Cash Flow 4.64B
FCF Per Share n/a
Full Cash Flow Statement

Margins

Gross margin is 9.59%, with operating and profit margins of 9.19% and 7.17%.

Gross Margin 9.59%
Operating Margin 9.19%
Pretax Margin 8.52%
Profit Margin 7.17%
EBITDA Margin 9.74%
EBIT Margin 9.19%
FCF Margin 7.34%

Dividends & Yields

This stock pays an annual dividend of 0.07, which amounts to a dividend yield of 3.54%.

Dividend Per Share 0.07
Dividend Yield 3.54%
Dividend Growth (YoY) -23.93%
Years of Dividend Growth 3
Payout Ratio 40.65%
Buyback Yield n/a
Shareholder Yield 3.54%
Earnings Yield 10.74%
FCF Yield 11.00%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 27, 2018. It was a forward split with a ratio of 1.5.

Last Split Date Jun 27, 2018
Split Type Forward
Split Ratio 1.5

Scores

Altman Z-Score n/a
Piotroski F-Score 6