FRA:PNP Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb '26 Feb 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	79,765	69,716	73,910	55,805	59,604	74,519
Market Cap Growth	5.52%	-5.67%	32.45%	-6.38%	-20.01%	44.39%
Last Close Price	192.00	177.61	176.97	129.76	129.07	152.77
PE Ratio	14.24	12.45	13.92	12.03	11.16	15.67
PS Ratio	4.20	3.67	3.69	2.97	3.09	4.24
PB Ratio	1.54	1.35	1.41	1.21	1.39	1.52
P/OCF Ratio	21.36	18.67	9.71	6.10	7.01	11.75
Debt / Equity Ratio	1.00	1.00	1.23	1.53	1.43	0.61
Net Debt / Equity Ratio	0.76	0.76	1.04	1.33	0.61	-0.95
Return on Equity (ROE)	12.16%	12.16%	11.27%	11.65%	12.04%	10.43%
Return on Assets (ROA)	1.23%	1.23%	1.06%	1.01%	1.10%	1.12%
Earnings Yield	7.02%	8.47%	7.70%	9.04%	9.48%	6.69%
Dividend Yield	3.02%	3.16%	3.44%	4.25%	4.17%	2.76%
Payout Ratio	42.43%	42.43%	49.06%	51.60%	44.56%	40.34%
Buyback Yield / Dilution	1.00%	1.00%	0.25%	2.67%	3.29%	0.23%
Total Shareholder Return	4.02%	4.17%	3.69%	6.92%	7.46%	3.00%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.