Prosperity Bancshares, Inc. (FRA:PPY)

Prosperity Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	1,315	1,313	1,149	831.19	869.91	975.9
Interest Income on Investments	299.4	310.55	295.55	263.65	177.02	168.02
Total Interest Income	1,614	1,624	1,445	1,095	1,047	1,144
Interest Paid on Deposits	399.2	408.62	272.35	68.11	52.91	102.5
Interest Paid on Borrowings	152.65	188.59	215.77	21.49	0.7	10.68
Total Interest Expense	551.85	597.22	488.11	89.6	53.62	113.18
Net Interest Income	1,063	1,026	956.43	1,005	993.31	1,031
Net Interest Income Growth (YoY)	9.14%	7.32%	-4.85%	1.20%	-3.63%	48.14%
Trust Income	14.45	14.75	13.27	12.25	10.28	9.6
Mortgage Banking Activities	3.72	3.1	2.3	1.4	8.3	10.78
Gain (Loss) on Sale of Assets	4.94	2.82	1.99	3.93	1.1	-5.53
Gain (Loss) on Sale of Investments	0.22	11.25	-	-	-	-
Other Non-Interest Income	75.61	70.09	74.66	68.05	61.22	61.59
Total Non-Interest Income	165.22	165.81	153.27	145.13	139.97	131.53
Non-Interest Income Growth (YoY)	3.14%	8.19%	5.61%	3.69%	6.41%	5.84%
Revenues Before Loan Losses	1,228	1,192	1,110	1,150	1,133	1,162
Provision for Loan Losses	-	9.07	18.54	-	-	20
Revenue	1,228	1,183	1,091	1,150	1,133	1,142
Revenue Growth (YoY)	9.17%	8.44%	-5.15%	1.51%	-0.79%	40.03%
Salaries and Employee Benefits	340.93	339.51	316.25	302.95	297.98	296.66
Occupancy Expenses	44.15	43.34	41.7	39.51	38.68	39.57
Federal Deposit Insurance	22.81	27.37	40.17	11.38	10.64	9.86
Amortization of Goodwill & Intangibles	15.53	15.67	12.68	10.34	11.55	13.17
Selling, General & Administrative	41.35	41.26	41.92	38.87	39.38	42.27
Other Non-Interest Expense	96.27	99.28	89.69	80.99	77.61	87.52
Total Non-Interest Expense	560.69	566.13	541.57	483.91	473.62	489.22
EBT Excluding Unusual Items	667.1	617.11	549.59	666.45	659.65	653.05
Pretax Income	667.04	612.67	534.46	666.17	659.65	645.03
Income Tax Expense	144.3	133.28	115.14	141.66	140.36	116.13
Net Income	522.74	479.39	419.32	524.52	519.3	528.9
Net Income to Common	522.74	479.39	419.32	524.52	519.3	528.9
Net Income Growth	21.65%	14.33%	-20.06%	1.00%	-1.82%	59.04%
Basic Shares Outstanding	95	95	93	92	93	93
Diluted Shares Outstanding	95	95	93	92	93	93
Shares Change (YoY)	1.10%	2.26%	1.42%	-1.14%	-0.43%	26.57%
EPS (Basic)	5.49	5.05	4.51	5.73	5.60	5.68
EPS (Diluted)	5.49	5.05	4.51	5.73	5.60	5.68
EPS Growth	20.55%	11.89%	-21.23%	2.25%	-1.41%	25.66%
Dividend Per Share	2.300	2.260	2.210	2.110	1.990	1.870
Dividend Growth	3.14%	2.26%	4.74%	6.03%	6.42%	10.65%
Effective Tax Rate	21.63%	21.75%	21.54%	21.26%	21.28%	18.00%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.