FRA:PQ3 Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	211.48	205.87	180.19	186.44	685.16
Investment Securities	3,467	1,053	768.85	765.48	786.47
Trading Asset Securities	-	179.33	105.16	151.19	66.5
Mortgage-Backed Securities	-	2,062	1,286	1,427	1,709
Total Investments	3,467	3,295	2,160	2,344	2,562
Gross Loans	19,517	18,669	10,884	10,263	9,595
Allowance for Loan Losses	-184.77	-193.43	-107.2	-88.02	-80.74
Other Adjustments to Gross Loans	-12.98	-9.54	-12.46	-14.14	-13.71
Net Loans	19,319	18,466	10,765	10,161	9,501
Property, Plant & Equipment	113.33	181.88	127.91	140.37	129.37
Goodwill	-	624.07	443.62	443.62	443.62
Other Intangible Assets	782.15	194.06	13.77	16.65	19.87
Loans Held for Sale	14.71	162.45	1.79	-	-
Accrued Interest Receivable	95.8	91.16	58.97	51.9	41.99
Restricted Cash	-	0.07	0.07	0.07	27.3
Long-Term Deferred Tax Assets	-	223.63	71.58	82.23	22.96
Other Real Estate Owned & Foreclosed	2.02	9.47	11.65	2.12	8.73
Other Long-Term Assets	859.48	485.48	297.72	286.81	305.21
Total Assets	24,981	24,052	14,211	13,783	13,781
Interest Bearing Deposits	3,947	14,046	7,871	7,811	8,100
Institutional Deposits	929.99	789.34	218.55	108.18	368.28
Non-Interest Bearing Deposits	14,402	3,789	2,203	2,644	2,766
Total Deposits	19,279	18,624	10,293	10,563	11,234
Short-Term Borrowings	-	559.55	688.83	608.39	62.47
Current Portion of Long-Term Debt	-	996.49	72.16	98	116.76
Current Portion of Leases	-	13.17	-	-	-
Long-Term Debt	2,519	405.32	10.73	10.49	10.28
Federal Home Loan Bank Debt, Long-Term	-	635.24	1,300	753.37	510.01
Long-Term Leases	-	52.06	60.04	63.37	50.24
Pension & Post-Retirement Benefits	-	13.47	13.07	13.92	18.67
Other Long-Term Liabilities	350.28	151.52	83.03	75.16	81.66
Total Liabilities	22,147	21,451	12,520	12,186	12,084
Common Stock	1.38	1.38	0.83	0.83	0.83
Additional Paid-In Capital	1,845	1,834	989.06	981.14	969.82
Retained Earnings	1,154	989.11	974.54	918.16	814.53
Treasury Stock	-91.29	-88.42	-127.83	-127.15	-79.6
Comprehensive Income & Other	-76.18	-135.36	-146.01	-175.27	-8.48
Shareholders' Equity	2,833	2,601	1,691	1,598	1,697
Total Liabilities & Equity	24,981	24,052	14,211	13,783	13,781
Total Debt	2,519	2,662	2,132	1,534	749.77
Net Cash (Debt)	-2,307	-2,277	-1,846	-1,196	1.9
Net Cash Per Share	-17.68	-20.75	-24.66	-15.99	0.02
Filing Date Shares Outstanding	130.62	130.49	75.31	74.73	76.21
Total Common Shares Outstanding	130.62	130.49	75.25	74.57	76.07
Book Value Per Share	21.69	19.93	22.47	21.43	22.31
Tangible Book Value	2,051	1,783	1,233	1,137	1,234
Tangible Book Value Per Share	15.70	13.66	16.39	15.25	16.22

Source: S&P Global Market Intelligence. Banks template. Financial Sources.