Protector Forsikring ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	2,164	1,539	1,509	1,379	1,232	979.2	Upgrade
Depreciation & Amortization	77	77	66	57.2	29.43	28.78	Upgrade
Other Operating Activities	-2,603	-322	-1,547	-1,558	-291.6	-1,050	Upgrade
Operating Cash Flow	-362	1,294	28	-121.4	969.95	-41.73	Upgrade
Operating Cash Flow Growth	-	4521.43%	-	-	-	-	Upgrade
Capital Expenditures	-95	-72	-72	-43.8	-52.82	-15.8	Upgrade
Investing Cash Flow	-95	-72	-72	-43.8	-52.82	-15.8	Upgrade
Long-Term Debt Issued	-	-	647	-	350.63	498.75	Upgrade
Total Debt Repaid	-	-	-	-140	-439	-269	Upgrade
Net Debt Issued (Repaid)	1,295	-	647	-140	-88.37	229.75	Upgrade
Common Dividends Paid	-742	-742	-824	-947.3	-659.54	-	Upgrade
Other Financing Activities	-191	-166	-95	-66.6	-61.62	-61.67	Upgrade
Financing Cash Flow	362	-908	-272	-1,154	-809.52	168.09	Upgrade
Foreign Exchange Rate Adjustments	-25	31	68	-7.9	-12.53	46.47	Upgrade
Miscellaneous Cash Flow Adjustments	1	1	-	0.1	-	0	Upgrade
Net Cash Flow	-119	346	-248	-1,327	95.08	157.02	Upgrade
Free Cash Flow	-457	1,222	-44	-165.2	917.13	-57.54	Upgrade
Free Cash Flow Margin	-3.32%	10.13%	-0.45%	-2.39%	15.79%	-1.05%	Upgrade
Free Cash Flow Per Share	-5.53	14.82	-0.53	-2.00	11.14	-0.70	Upgrade
Cash Interest Paid	191	166	95	66.6	61.62	61.67	Upgrade
Cash Income Tax Paid	986	806	363	320.6	173.89	39.41	Upgrade
Levered Free Cash Flow	-840.75	-17,659	17,718	1,100	419.64	-761.42	Upgrade
Unlevered Free Cash Flow	-767.63	-17,607	17,758	1,121	419.64	-761.42	Upgrade

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.