Protector Forsikring ASA Cash Flow Statement

Financials in millions NOK. Fiscal year is January - December.

Millions NOK. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	2,646	1,539	1,509	1,379	1,232
Depreciation & Amortization	-	77	66	57.2	29.43
Other Operating Activities	-2,741	-322	-1,547	-1,558	-291.6
Operating Cash Flow	-95	1,294	28	-121.4	969.95
Operating Cash Flow Growth	-	4521.43%	-	-	-
Capital Expenditures	-106	-72	-72	-43.8	-52.82
Investing Cash Flow	-106	-72	-72	-43.8	-52.82
Long-Term Debt Issued	1,643	-	647	-	350.63
Total Debt Repaid	-500	-	-	-140	-439
Net Debt Issued (Repaid)	1,143	-	647	-140	-88.37
Common Dividends Paid	-989	-742	-824	-947.3	-659.54
Other Financing Activities	-209	-166	-95	-66.6	-61.62
Financing Cash Flow	-55	-908	-272	-1,154	-809.52
Foreign Exchange Rate Adjustments	1	31	68	-7.9	-12.53
Miscellaneous Cash Flow Adjustments	-	1	-	0.1	-
Net Cash Flow	-255	346	-248	-1,327	95.08
Free Cash Flow	-201	1,222	-44	-165.2	917.13
Free Cash Flow Margin	-1.37%	10.13%	-0.45%	-2.39%	15.79%
Free Cash Flow Per Share	-2.41	14.82	-0.53	-2.00	11.14
Cash Interest Paid	208	166	95	66.6	61.62
Cash Income Tax Paid	907	806	363	320.6	173.89
Levered Free Cash Flow	24,017	-17,659	17,718	1,100	419.64
Unlevered Free Cash Flow	24,092	-17,607	17,758	1,121	419.64

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.