Protector Forsikring ASA (FRA:PR4)

Protector Forsikring ASA Statistics

Total Valuation

FRA:PR4 has a market cap or net worth of EUR 3.28 billion. The enterprise value is 3.55 billion.

Market Cap	3.28B
Enterprise Value	3.55B

Important Dates

The last earnings date was Thursday, October 23, 2025.

Earnings Date	Oct 23, 2025
Ex-Dividend Date	Jul 16, 2025

Share Statistics

Current Share Class	82.33M
Shares Outstanding	n/a
Shares Change (YoY)	+0.57%
Shares Change (QoQ)	-0.41%
Owned by Insiders (%)	2.20%
Owned by Institutions (%)	60.57%
Float	75.78M

Valuation Ratios

The trailing PE ratio is 17.79 and the forward PE ratio is 17.20.

PE Ratio	17.79
Forward PE	17.20
PS Ratio	2.80
PB Ratio	5.90
P/TBV Ratio	6.00
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 13.33, with an EV/FCF ratio of -91.13.

EV / Earnings	19.25
EV / Sales	3.00
EV / EBITDA	13.33
EV / EBIT	13.70
EV / FCF	-91.13

Financial Position

The company has a current ratio of 1.52, with a Debt / Equity ratio of 0.49.

Current Ratio	1.52
Quick Ratio	1.42
Debt / Equity	0.49
Debt / EBITDA	1.03
Debt / FCF	-6.97
Interest Coverage	25.70

Financial Efficiency

Return on equity (ROE) is 36.95% and return on invested capital (ROIC) is 22.38%.

Return on Equity (ROE)	36.95%
Return on Assets (ROA)	6.98%
Return on Invested Capital (ROIC)	22.38%
Return on Capital Employed (ROCE)	28.14%
Revenue Per Employee	1.98M
Profits Per Employee	310,874
Employee Count	594
Asset Turnover	0.51
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:PR4 has paid 62.04 million in taxes.

Income Tax	62.04M
Effective Tax Rate	25.15%

Stock Price Statistics

The stock price has increased by +77.95% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+77.95%
50-Day Moving Average	41.04
200-Day Moving Average	34.72
Relative Strength Index (RSI)	44.12
Average Volume (20 Days)	136

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:PR4 had revenue of EUR 1.17 billion and earned 184.66 million in profits. Earnings per share was 2.23.

Revenue	1.17B
Gross Profit	402.68M
Operating Income	256.59M
Pretax Income	246.70M
Net Income	184.66M
EBITDA	260.67M
EBIT	256.59M
Earnings Per Share (EPS)	2.23

Balance Sheet

The company has 2.22 billion in cash and 271.95 million in debt, giving a net cash position of -266.75 million.

Cash & Cash Equivalents	2.22B
Total Debt	271.95M
Net Cash	-266.75M
Net Cash Per Share	n/a
Equity (Book Value)	556.62M
Book Value Per Share	6.79
Working Capital	813.39M

Cash Flow

In the last 12 months, operating cash flow was -30.89 million and capital expenditures -8.11 million, giving a free cash flow of -39.00 million.

Operating Cash Flow	-30.89M
Capital Expenditures	-8.11M
Free Cash Flow	-39.00M
FCF Per Share	n/a

Margins

Gross margin is 34.31%, with operating and profit margins of 21.86% and 15.73%.

Gross Margin	34.31%
Operating Margin	21.86%
Pretax Margin	21.02%
Profit Margin	15.73%
EBITDA Margin	22.21%
EBIT Margin	21.86%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.76, which amounts to a dividend yield of 1.92%.

Dividend Per Share	0.76
Dividend Yield	1.92%
Dividend Growth (YoY)	-1.52%
Years of Dividend Growth	n/a
Payout Ratio	34.29%
Buyback Yield	-0.57%
Shareholder Yield	1.34%
Earnings Yield	5.62%
FCF Yield	-1.19%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3