Vanquis Banking Group plc (FRA:PRVA)

Vanquis Banking Group Cash Flow Statement

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-77.9	-119.3	-11.7	77.4	-32.1	-83.4
Depreciation & Amortization	5.2	13.7	17	19.6	19	20.5
Other Amortization	9.2	10.7	10.6	8.5	7.1	5.4
Loss (Gain) From Sale of Investments	-1.5	-1.2	-1.1	-1.6	-5.3	0.7
Asset Writedown & Restructuring Costs	80.8	83.2	4.1	-	-2.3	0.7
Stock-Based Compensation	1	2.7	4.6	5.1	3	1.4
Change in Accounts Payable	4.5	0.6	-22	-31.2	30.7	-6.8
Change in Other Net Operating Assets	175.4	413.3	555.2	-249.1	134.8	368.1
Other Operating Activities	20.4	36.2	26.2	-37.1	-29.8	71.3
Operating Cash Flow	210.2	440.2	584.7	-204.9	163.1	363.9
Operating Cash Flow Growth	-77.03%	-24.71%	-	-	-55.18%	262.81%
Capital Expenditures	1.4	-2.2	-3.3	-3.6	-1.3	-5.9
Sale of Property, Plant & Equipment	-	-	-	-	3.8	0.7
Cash Acquisitions	-	-	-2.9	-	-	-
Sale (Purchase) of Intangibles	-1.6	-	-19	-29.2	-24.8	-16.3
Investment in Securities	-110.5	4.3	6.4	-	-	-
Investing Cash Flow	-110.7	2.1	-18.8	-32.8	-22.3	-21.5
Long-Term Debt Issued	-	5	-	330	746	926.8
Long-Term Debt Repaid	-	-183.7	-249.7	-299.2	-1,091	-701.5
Net Debt Issued (Repaid)	-65.9	-178.7	-249.7	30.8	-345.1	225.3
Issuance of Common Stock	-	-	0.1	0.2	0.1	0.1
Repurchase of Common Stock	-1.3	-0.1	-	-0.7	-	-0.3
Common Dividends Paid	-	-2.5	-38.4	-42.8	-	-
Financing Cash Flow	-67.2	-181.3	-288	-12.5	-345	225.1
Net Cash Flow	32.3	261	277.9	-250.2	-204.2	567.5
Free Cash Flow	211.6	438	581.4	-208.5	161.8	358
Free Cash Flow Growth	-76.76%	-24.66%	-	-	-54.80%	282.07%
Free Cash Flow Margin	76.25%	162.58%	178.89%	-49.95%	37.52%	147.39%
Free Cash Flow Per Share	0.83	1.71	2.30	-0.82	0.64	1.41
Cash Interest Paid	103.3	103	76.1	48.8	71.3	63.1
Cash Income Tax Paid	-	-8.2	6	13.4	6.1	23.6

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.