PT Bank Pan Indonesia Tbk (FRA:PTQ)

PT Bank Pan Indonesia Tbk Income Statement

Financials in millions IDR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	15,284,321	15,017,082	14,136,964	13,367,323	13,851,827	15,795,662
Interest Paid on Deposits	6,928,610	6,545,430	5,381,905	3,957,460	4,792,084	7,378,410
Net Interest Income	8,355,711	8,471,652	8,755,059	9,409,863	9,059,743	8,417,252
Net Interest Income Growth (YoY)	-0.57%	-3.24%	-6.96%	3.86%	7.63%	-0.44%
Income From Trading Activities	-	-	-	-	-	45,835
Gain (Loss) on Sale of Investments	289,975	60,309	181,928	59,940	1,218,998	1,784,165
Gain (Loss) on Sale of Equity Investments	24,915	32,283	53,149	87,579	42,038	24,995
Other Non-Interest Income	2,457,405	2,531,421	2,792,629	2,386,939	2,344,758	1,811,959
Total Non-Interest Income	2,767,595	2,624,013	3,027,706	2,534,458	3,605,794	3,666,954
Non-Interest Income Growth (YoY)	2.21%	-13.33%	19.46%	-29.71%	-1.67%	51.13%
Revenues Before Loan Losses	11,123,306	11,095,665	11,782,765	11,944,321	12,665,537	12,084,206
Provision for Loan Losses	1,999,875	1,682,728	2,769,587	2,819,053	5,248,624	2,685,422
Revenue	9,123,431	9,412,937	9,013,178	9,125,268	7,416,913	9,398,784
Revenue Growth (YoY)	1.81%	4.44%	-1.23%	23.03%	-21.09%	0.72%
Salaries and Employee Benefits	2,798,462	2,847,455	2,701,814	2,387,475	2,348,978	2,345,901
Selling, General & Administrative	1,987,069	2,015,526	1,859,090	1,954,571	1,820,222	1,761,512
Other Non-Interest Expense	764,028	853,730	784,607	738,790	696,847	1,368,390
Total Non-Interest Expense	5,584,662	5,758,043	5,237,452	5,036,375	4,902,577	5,326,992
EBT Excluding Unusual Items	3,538,769	3,654,894	3,775,726	4,088,893	2,514,336	4,071,792
Pretax Income	3,538,769	3,654,894	3,775,726	4,088,893	2,514,336	4,071,792
Income Tax Expense	772,263	788,131	770,190	815,883	697,360	947,587
Earnings From Continuing Operations	2,766,506	2,866,763	3,005,536	3,273,010	1,816,976	3,124,205
Minority Interest in Earnings	-97,120	-128,620	-473,641	-231,334	246,497	-20,957
Net Income	2,669,386	2,738,143	2,531,895	3,041,676	2,063,473	3,103,248
Net Income to Common	2,669,386	2,738,143	2,531,895	3,041,676	2,063,473	3,103,248
Net Income Growth	15.85%	8.15%	-16.76%	47.41%	-33.51%	-6.44%
Basic Shares Outstanding	24,087	24,082	24,082	24,082	24,082	24,088
Diluted Shares Outstanding	24,087	24,082	24,082	24,082	24,082	24,088
Shares Change (YoY)	0.02%	-	-	-	-0.03%	0.00%
EPS (Basic)	110.82	113.70	105.14	126.31	85.69	128.83
EPS (Diluted)	110.82	113.70	105.14	126.31	85.69	128.83
EPS Growth	15.82%	8.15%	-16.76%	47.41%	-33.49%	-6.44%
Dividend Per Share	-	42.000	-	-	20.000	-
Effective Tax Rate	21.82%	21.56%	20.40%	19.95%	27.73%	23.27%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.