TFS Financial Income Statement

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Interest Income on Loans	719.28	706.48	663.69	565.61	395.69	381.89
Interest Income on Investments	54.91	56.7	70.39	46.31	13.64	7.46
Total Interest Income	774.18	763.18	734.07	611.92	409.33	389.35
Interest Paid on Deposits	310.02	308.76	292.73	174.2	76.94	97.32
Interest Paid on Borrowings	164.12	161.73	162.89	154.15	64.99	60.4
Total Interest Expense	474.14	470.49	455.62	328.35	141.94	157.72
Net Interest Income	300.05	292.69	278.46	283.57	267.4	231.63
Net Interest Income Growth (YoY)	8.05%	5.11%	-1.80%	6.05%	15.44%	-4.39%
Other Non-Interest Income	23.77	23.44	21.96	20.93	22.67	22.22
Total Non-Interest Income	30.33	28.78	24.7	21.43	23.8	55.3
Non-Interest Income Growth (YoY)	21.84%	16.51%	15.27%	-9.98%	-56.95%	3.85%
Revenues Before Loan Losses	330.37	321.47	303.16	305	291.2	286.93
Provision for Loan Losses	3	2.5	-1.5	-1.5	1	-9
Revenue	327.37	318.97	304.66	306.5	290.2	295.93
Revenue Growth (YoY)	7.48%	4.70%	-0.60%	5.62%	-1.94%	1.17%
Salaries and Employee Benefits	103.74	99.86	98.28	102.78	98.33	95.16
Occupancy Expenses	30.26	29.35	28.31	27.73	26.78	25.71
Federal Deposit Insurance	13.83	14.17	14.57	13.45	9.36	9.09
Selling, General & Administrative	30.86	28.28	29.23	35.29	32.27	32.89
Other Non-Interest Expense	33.86	32.61	33.95	33.87	31.4	33
Total Non-Interest Expense	212.55	204.26	204.35	213.13	198.15	195.84
EBT Excluding Unusual Items	114.82	114.72	100.31	93.37	92.05	100.09
Pretax Income	114.82	114.72	100.31	93.37	92.05	100.09
Income Tax Expense	24.02	23.76	20.73	18.12	17.49	19.09
Net Income	90.81	90.96	79.59	75.25	74.57	81.01
Preferred Dividends & Other Adjustments	1.46	1.46	1.43	1.57	1.51	1.56
Net Income to Common	89.35	89.5	78.16	73.68	73.06	79.45
Net Income Growth	11.68%	14.29%	5.76%	0.92%	-7.95%	-2.77%
Basic Shares Outstanding	279	279	278	277	277	277
Diluted Shares Outstanding	281	280	279	279	279	279
Shares Change (YoY)	0.50%	0.22%	0.20%	-0.04%	0.04%	0.28%
EPS (Basic)	0.32	0.32	0.28	0.27	0.26	0.29
EPS (Diluted)	0.32	0.32	0.28	0.26	0.26	0.29
EPS Growth	11.43%	14.29%	7.69%	0%	-9.45%	-0.98%
Dividend Per Share	1.130	1.130	1.130	1.130	1.130	1.123
Dividend Growth	-	-	-	-	0.67%	1.13%
Effective Tax Rate	20.92%	20.71%	20.66%	19.40%	19.00%	19.07%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.