TFS Financial Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Cash & Equivalents	456.71	429.44	463.72	466.75	369.56	488.33
Investment Securities	-	53.96	72.78	63.46	3.62	-
Trading Asset Securities	-	0.27	0.4	0.01	-	0.53
Mortgage-Backed Securities	454.49	466.7	453.48	444.87	454.29	421.78
Total Investments	454.49	520.93	526.65	508.34	457.91	422.31
Gross Loans	15,817	15,742	15,404	15,243	14,330	12,622
Allowance for Loan Losses	-74.98	-74.24	-70	-77.32	-72.9	-64.29
Other Adjustments to Gross Loans	-	-4.93	-11.69	-	-	-48.2
Net Loans	15,742	15,663	15,322	15,166	14,257	12,509
Property, Plant & Equipment	40.45	57.51	51.03	72.23	64.72	65.34
Goodwill	-	9.73	9.73	9.73	-	9.73
Loans Held for Sale	14.44	57.66	17.78	3.26	9.66	8.85
Accrued Interest Receivable	60.3	62.55	59.4	53.91	40.26	31.11
Other Current Assets	-	6.91	7.84	-	-	-
Long-Term Deferred Tax Assets	-	12.04	11.73	-	9.17	8.75
Other Real Estate Owned & Foreclosed	1.98	1.92	0.17	1.44	1.19	0.29
Other Long-Term Assets	494.61	398.95	392.19	389.48	368.06	350.93
Total Assets	17,499	17,456	17,091	16,918	15,790	14,057
Accrued Expenses	109.95	53.25	51.66	54.03	41.01	45.21
Interest Bearing Deposits	10,372	8,899	8,888	8,594	8,185	8,298
Institutional Deposits	-	1,533	1,284	845.38	733.3	693.38
Total Deposits	10,372	10,432	10,172	9,439	8,919	8,992
Short-Term Borrowings	3,220	3,248	2,965	3,742	3,550	2,450
Current Portion of Leases	-	5.22	5.5	5.48	4.95	5.13
Accrued Interest Payable	-	14.72	23.19	10.36	2.24	1.85
Long-Term Debt	42.26	30.33	28.75	29.81	1,273	41.48
Federal Home Loan Bank Debt, Long-Term	1,720	1,622	1,828	1,532	-	641.82
Long-Term Leases	-	12.77	12.81	12.73	10.82	13.33
Long-Term Deferred Tax Liabilities	-	-	-	13.18	-	-
Other Long-Term Liabilities	133.61	143.28	141.45	151.93	144.27	134.6
Total Liabilities	15,598	15,562	15,228	14,991	13,946	12,325
Common Stock	3.32	3.32	3.32	3.32	3.32	3.32
Additional Paid-In Capital	1,756	1,758	1,754	1,755	1,751	1,747
Retained Earnings	954.16	946.78	915.49	886.98	870.05	853.66
Treasury Stock	-774.31	-774.34	-772.2	-776.1	-771.99	-768.04
Comprehensive Income & Other	-38.57	-39.65	-38.36	58.13	-8.27	-103.55
Shareholders' Equity	1,901	1,894	1,863	1,927	1,844	1,732
Total Liabilities & Equity	17,499	17,456	17,091	16,918	15,790	14,057
Total Debt	4,982	4,919	4,840	5,322	4,839	3,152
Net Cash (Debt)	-4,525	-4,489	-4,376	-4,855	-4,470	-2,663
Net Cash Per Share	-16.12	-16.05	-15.68	-17.43	-16.04	-9.56
Filing Date Shares Outstanding	278.75	278.67	278.44	277.65	277.27	277.19
Total Common Shares Outstanding	278.75	278.75	278.44	277.65	277.44	277.19
Book Value Per Share	6.82	6.79	6.69	6.94	6.65	6.25
Tangible Book Value	1,901	1,884	1,853	1,918	1,844	1,723
Tangible Book Value Per Share	6.82	6.76	6.65	6.91	6.65	6.21

Source: S&P Global Market Intelligence. Banks template. Financial Sources.