TFS Financial Ratios and Metrics

Market cap in millions EUR. Fiscal year is October - September.

Millions EUR. Fiscal year is Oct - Sep.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 30, 2026	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Market Capitalization	3,303	3,130	3,209	3,099	3,677	4,554
Market Cap Growth	-2.78%	-2.47%	3.55%	-15.71%	-19.27%	31.89%
Last Close Price	11.70	10.98	10.27	9.24	10.22	11.71
PE Ratio	43.40	41.03	45.79	44.52	49.35	66.44
PS Ratio	11.85	11.51	11.75	10.70	12.42	17.84
PB Ratio	2.04	1.94	1.92	1.70	1.96	3.05
P/FCF Ratio	-	51.75	41.85	38.31	99.52	64.52
P/OCF Ratio	-	44.56	40.40	36.16	92.61	63.48
Debt / Equity Ratio	2.62	2.60	2.60	2.76	2.62	1.82
Debt / FCF Ratio	-	69.31	56.58	62.15	133.57	38.52
Return on Equity (ROE)	4.76%	4.84%	4.20%	3.99%	4.17%	4.76%
Return on Assets (ROA)	0.53%	0.53%	0.47%	0.46%	0.50%	0.56%
Earnings Yield	2.30%	2.48%	2.22%	2.29%	2.07%	1.54%
FCF Yield	-	1.93%	2.39%	2.61%	1.00%	1.55%
Dividend Yield	8.42%	8.77%	9.87%	11.55%	11.28%	8.27%
Payout Ratio	-	65.45%	74.07%	77.47%	78.18%	69.92%
Buyback Yield / Dilution	-0.50%	-0.22%	-0.20%	0.04%	-0.04%	-0.28%
Total Shareholder Return	7.92%	8.55%	9.67%	11.59%	11.24%	7.99%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.