QBE Insurance Group Limited (FRA:QBE)

QBE Insurance Group Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 19, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	19,409	17,001	17,277	13,644	12,681	10,715
Market Cap Growth	4.13%	-1.60%	26.62%	7.60%	18.35%	35.41%
Enterprise Value	21,517	18,564	18,715	15,959	14,782	12,737
PE Ratio	10.69	9.36	10.35	11.56	25.24	17.41
PS Ratio	1.22	1.07	0.98	0.70	0.70	0.90
PB Ratio	1.95	1.71	1.67	1.50	1.53	1.37
P/FCF Ratio	5.42	4.75	7.02	10.19	4.84	4.47
P/OCF Ratio	5.40	4.73	6.95	10.03	4.78	4.43
EV/Sales Ratio	1.28	1.17	1.06	0.81	0.82	1.07
EV/EBITDA Ratio	7.51	6.96	7.30	8.25	15.00	12.56
EV/EBIT Ratio	7.73	7.03	7.40	8.42	15.69	13.19
EV/FCF Ratio	6.01	5.19	7.60	11.92	5.64	5.32
Debt / Equity Ratio	0.34	0.34	0.27	0.31	0.34	0.41
Debt / EBITDA Ratio	1.23	1.23	1.07	1.41	2.73	2.99
Debt / FCF Ratio	0.94	0.94	1.14	2.09	1.09	1.33
Net Debt / Equity Ratio	0.20	0.20	0.14	0.20	0.27	0.34
Net Debt / EBITDA Ratio	0.75	0.75	0.58	0.93	2.29	2.60
Net Debt / FCF Ratio	0.56	0.56	0.61	1.35	0.86	1.10
Quick Ratio	3.10	3.10	5.03	4.42	5.30	0.47
Current Ratio	8.48	8.48	14.47	10.22	13.03	0.73
Asset Turnover	0.41	0.41	0.43	0.53	0.44	0.28
Return on Equity (ROE)	19.33%	19.33%	17.21%	14.44%	6.71%	8.71%
Return on Assets (ROA)	4.20%	4.20%	3.81%	3.22%	1.42%	1.43%
Return on Invested Capital (ROIC)	15.12%	16.14%	15.28%	12.43%	7.26%	7.47%
Earnings Yield	9.36%	10.81%	9.95%	8.98%	4.33%	6.16%
FCF Yield	18.44%	21.05%	14.24%	9.81%	20.66%	22.36%
Dividend Yield	4.31%	5.58%	4.73%	4.59%	3.28%	3.03%
Payout Ratio	37.41%	37.41%	37.89%	32.55%	59.11%	21.60%
Buyback Yield / Dilution	-0.59%	-0.59%	-0.93%	-0.47%	-0.74%	-4.29%
Total Shareholder Return	3.72%	4.98%	3.79%	4.12%	2.54%	-1.26%

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.