QBE Insurance Group Limited (FRA:QBE)

QBE Insurance Group Statistics

Total Valuation

FRA:QBE has a market cap or net worth of EUR 16.41 billion. The enterprise value is 17.96 billion.

Market Cap	16.41B
Enterprise Value	17.96B

Important Dates

The last earnings date was Thursday, November 27, 2025.

Earnings Date	Nov 27, 2025
Ex-Dividend Date	Aug 19, 2025

Share Statistics

Current Share Class	1.51B
Shares Outstanding	n/a
Shares Change (YoY)	+1.03%
Shares Change (QoQ)	+0.26%
Owned by Insiders (%)	0.08%
Owned by Institutions (%)	52.91%
Float	1.51B

Valuation Ratios

The trailing PE ratio is 9.89 and the forward PE ratio is 9.86.

PE Ratio	9.89
Forward PE	9.86
PS Ratio	0.83
PB Ratio	1.77
P/TBV Ratio	2.18
P/FCF Ratio	6.23
P/OCF Ratio	6.18
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.19, with an EV/FCF ratio of 6.82.

EV / Earnings	10.82
EV / Sales	0.90
EV / EBITDA	7.19
EV / EBIT	7.44
EV / FCF	6.82

Financial Position

The company has a current ratio of 55.63, with a Debt / Equity ratio of 0.36.

Current Ratio	55.63
Quick Ratio	23.65
Debt / Equity	0.36
Debt / EBITDA	1.35
Debt / FCF	1.27
Interest Coverage	17.17

Financial Efficiency

Return on equity (ROE) is 19.04% and return on invested capital (ROIC) is 12.55%.

Return on Equity (ROE)	19.04%
Return on Assets (ROA)	3.91%
Return on Invested Capital (ROIC)	12.55%
Return on Capital Employed (ROCE)	5.99%
Revenue Per Employee	1.49M
Profits Per Employee	125,015
Employee Count	13,275
Asset Turnover	0.52
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:QBE has paid 482.80 million in taxes.

Income Tax	482.80M
Effective Tax Rate	22.03%

Stock Price Statistics

The stock price has decreased by -9.92% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-9.92%
50-Day Moving Average	11.39
200-Day Moving Average	12.16
Relative Strength Index (RSI)	44.09
Average Volume (20 Days)	223

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:QBE had revenue of EUR 19.73 billion and earned 1.66 billion in profits. Earnings per share was 1.09.

Revenue	19.73B
Gross Profit	2.64B
Operating Income	2.40B
Pretax Income	2.19B
Net Income	1.66B
EBITDA	2.43B
EBIT	2.40B
Earnings Per Share (EPS)	1.09

Balance Sheet

The company has 5.38 billion in cash and 3.34 billion in debt, giving a net cash position of -1.53 billion.

Cash & Cash Equivalents	5.38B
Total Debt	3.34B
Net Cash	-1.53B
Net Cash Per Share	n/a
Equity (Book Value)	9.28B
Book Value Per Share	6.14
Working Capital	13.91B

Cash Flow

In the last 12 months, operating cash flow was 2.66 billion and capital expenditures -21.29 million, giving a free cash flow of 2.63 billion.

Operating Cash Flow	2.66B
Capital Expenditures	-21.29M
Free Cash Flow	2.63B
FCF Per Share	n/a

Margins

Gross margin is 13.40%, with operating and profit margins of 12.15% and 8.63%.

Gross Margin	13.40%
Operating Margin	12.15%
Pretax Margin	11.11%
Profit Margin	8.63%
EBITDA Margin	12.33%
EBIT Margin	12.15%
FCF Margin	13.35%

Dividends & Yields

This stock pays an annual dividend of 0.54, which amounts to a dividend yield of 4.98%.

Dividend Per Share	0.54
Dividend Yield	4.98%
Dividend Growth (YoY)	25.64%
Years of Dividend Growth	3
Payout Ratio	42.57%
Buyback Yield	-1.03%
Shareholder Yield	3.95%
Earnings Yield	10.11%
FCF Yield	16.06%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5