QBE Insurance Group Limited (FRA:QBE)

QBE Insurance Group Statistics

Total Valuation

FRA:QBE has a market cap or net worth of EUR 19.41 billion. The enterprise value is 21.52 billion.

Market Cap	19.41B
Enterprise Value	21.52B

Important Dates

The last earnings date was Thursday, February 19, 2026.

Earnings Date	Feb 19, 2026
Ex-Dividend Date	Aug 19, 2025

Share Statistics

Current Share Class	1.51B
Shares Outstanding	n/a
Shares Change (YoY)	+0.59%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	1.50B

Valuation Ratios

The trailing PE ratio is 10.69 and the forward PE ratio is 11.43.

PE Ratio	10.69
Forward PE	11.43
PS Ratio	1.22
PB Ratio	1.95
P/TBV Ratio	2.36
P/FCF Ratio	5.42
P/OCF Ratio	5.40
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.51, with an EV/FCF ratio of 6.01.

EV / Earnings	11.85
EV / Sales	1.28
EV / EBITDA	7.51
EV / EBIT	7.73
EV / FCF	6.01

Financial Position

The company has a current ratio of 8.48, with a Debt / Equity ratio of 0.34.

Current Ratio	8.48
Quick Ratio	3.10
Debt / Equity	0.34
Debt / EBITDA	1.23
Debt / FCF	0.94
Interest Coverage	17.13

Financial Efficiency

Return on equity (ROE) is 19.33% and return on invested capital (ROIC) is 15.12%.

Return on Equity (ROE)	19.33%
Return on Assets (ROA)	4.19%
Return on Invested Capital (ROIC)	15.12%
Return on Capital Employed (ROCE)	6.63%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.21M
Profits Per Employee	137,604
Employee Count	13,275
Asset Turnover	0.41
Inventory Turnover	n/a

Taxes

In the past 12 months, FRA:QBE has paid 579.16 million in taxes.

Income Tax	579.16M
Effective Tax Rate	23.90%

Stock Price Statistics

The stock price has increased by +2.44% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	+2.44%
50-Day Moving Average	11.38
200-Day Moving Average	11.91
Relative Strength Index (RSI)	68.26
Average Volume (20 Days)	338

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, FRA:QBE had revenue of EUR 15.94 billion and earned 1.82 billion in profits. Earnings per share was 1.19.

Revenue	15.94B
Gross Profit	2.90B
Operating Income	2.64B
Pretax Income	2.42B
Net Income	1.82B
EBITDA	2.67B
EBIT	2.64B
Earnings Per Share (EPS)	1.19

Balance Sheet

The company has 3.85 billion in cash and 3.35 billion in debt, with a net cash position of -1.99 billion.

Cash & Cash Equivalents	3.85B
Total Debt	3.35B
Net Cash	-1.99B
Net Cash Per Share	n/a
Equity (Book Value)	9.94B
Book Value Per Share	6.60
Working Capital	11.34B

Cash Flow

In the last 12 months, operating cash flow was 3.60 billion and capital expenditures -18.74 million, giving a free cash flow of 3.58 billion.

Operating Cash Flow	3.60B
Capital Expenditures	-18.74M
Free Cash Flow	3.58B
FCF Per Share	n/a

Margins

Gross margin is 18.18%, with operating and profit margins of 16.57% and 11.53%.

Gross Margin	18.18%
Operating Margin	16.57%
Pretax Margin	15.20%
Profit Margin	11.53%
EBITDA Margin	16.74%
EBIT Margin	16.57%
FCF Margin	22.45%

Dividends & Yields

This stock pays an annual dividend of 0.54, which amounts to a dividend yield of 4.31%.

Dividend Per Share	0.54
Dividend Yield	4.31%
Dividend Growth (YoY)	25.64%
Years of Dividend Growth	4
Payout Ratio	37.41%
Buyback Yield	-0.59%
Shareholder Yield	3.72%
Earnings Yield	9.36%
FCF Yield	18.44%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5