FRA:QC10 Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	5,894	15,430	11,475	2,032	2,211
Investment Securities	65	2,178	2,968	4,589	3,082
Trading Asset Securities	-	25	138	234	-
Mortgage-Backed Securities	15,701	8,573	6,563	4,789	2,790
Total Investments	15,766	10,776	9,669	9,612	5,872
Gross Loans	60,732	68,441	84,877	69,086	45,833
Allowance for Loan Losses	-1,030	-1,201	-992	-393	-199
Other Adjustments to Gross Loans	-	-169	-258	-85	-95
Net Loans	59,702	67,071	83,627	68,608	45,539
Property, Plant & Equipment	477	978	1,078	610	519
Goodwill	-	-	-	2,426	2,426
Other Intangible Assets	381	488	625	287	-
Loans Held for Sale	265	899	1,182	1,115	-
Accrued Interest Receivable	-	312	461	323	214
Restricted Cash	-	-	-	50	-
Other Real Estate Owned & Foreclosed	11	14	14	12	8
Other Long-Term Assets	5,016	3,265	4,737	3,802	2,004
Total Assets	87,512	100,160	114,057	90,144	59,527
Interest Bearing Deposits	53,940	49,791	53,133	42,917	30,525
Institutional Deposits	-	12,595	7,894	3,749	-
Non-Interest Bearing Deposits	12,060	13,484	20,499	12,055	4,534
Total Deposits	66,000	75,870	81,526	58,721	35,059
Short-Term Borrowings	-	35	1,554	2,936	-
Current Portion of Long-Term Debt	-	3,750	-	-	-
Current Portion of Leases	-	70	-	-	-
Accrued Interest Payable	-	51	50	37	18
Long-Term Debt	448	444	438	432	1,096
Federal Home Loan Bank Debt, Long-Term	11,151	9,650	19,250	17,525	15,105
Long-Term Leases	-	393	446	122	249
Trust Preferred Securities	585	582	579	575	361
Pension & Post-Retirement Benefits	-	-	-	7	10
Long-Term Deferred Tax Liabilities	-	51	517	107	384
Other Long-Term Liabilities	1,184	1,096	1,330	858	201
Total Liabilities	79,368	91,992	105,690	81,320	52,483
Preferred Stock, Non-Redeemable	503	503	503	503	503
Preferred Stock, Convertible	1	1	-	-	-
Total Preferred Equity	504	504	503	503	503
Common Stock	4	4	2	7	5
Additional Paid-In Capital	9,303	9,282	8,236	8,130	6,126
Retained Earnings	-988	-763	443	1,041	741
Treasury Stock	-190	-219	-218	-237	-246
Comprehensive Income & Other	-489	-640	-599	-620	-85
Total Common Equity	7,640	7,664	7,864	8,321	6,541
Shareholders' Equity	8,144	8,168	8,367	8,824	7,044
Total Liabilities & Equity	87,512	100,160	114,057	90,144	59,527
Total Debt	12,184	14,924	22,267	21,590	16,811
Net Cash (Debt)	-6,290	531	-10,654	-19,324	-14,600
Net Cash Per Share	-15.14	1.61	-44.79	-119.50	-94.27
Filing Date Shares Outstanding	415.98	414.72	258.37	227.63	155.66
Total Common Shares Outstanding	415.98	414.93	240.69	227.07	155.01
Book Value Per Share	18.37	18.47	32.67	36.64	42.20
Tangible Book Value	7,259	7,176	7,239	5,608	4,115
Tangible Book Value Per Share	17.45	17.29	30.08	24.70	26.55

Source: S&P Global Market Intelligence. Banks template. Financial Sources.