Flagstar Bank, National Association (FRA:QC10)

FRA:QC10 Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	8,484	15,430	11,475	2,032	2,211	1,948
Investment Securities	2,780	2,178	2,968	4,589	3,082	2,892
Trading Asset Securities	23	25	138	234	-	-
Mortgage-Backed Securities	12,327	8,573	6,563	4,789	2,790	3,038
Total Investments	15,130	10,776	9,669	9,612	5,872	5,930
Gross Loans	62,798	68,441	84,877	69,086	45,833	43,000
Allowance for Loan Losses	-1,071	-1,201	-992	-393	-199	-194
Other Adjustments to Gross Loans	-137	-169	-258	-85	-95	-116
Net Loans	61,590	67,071	83,627	68,608	45,539	42,690
Property, Plant & Equipment	853	978	1,078	610	519	554
Goodwill	-	-	-	2,426	2,426	2,426
Other Intangible Assets	407	488	625	287	-	-
Loans Held for Sale	535	899	1,182	1,115	-	117
Accrued Interest Receivable	303	312	461	323	214	234
Restricted Cash	75	-	-	50	-	-
Other Real Estate Owned & Foreclosed	21	14	14	12	8	8
Other Long-Term Assets	3,473	3,265	4,737	3,802	2,004	1,685
Total Assets	91,668	100,160	114,057	90,144	59,527	56,306
Interest Bearing Deposits	49,266	49,791	53,133	42,917	30,525	29,357
Institutional Deposits	7,930	12,595	7,894	3,749	-	-
Non-Interest Bearing Deposits	11,956	13,484	20,499	12,055	4,534	3,080
Total Deposits	69,152	75,870	81,526	58,721	35,059	32,437
Short-Term Borrowings	22	35	1,554	2,936	-	-
Current Portion of Long-Term Debt	2,500	3,750	-	-	-	-
Current Portion of Leases	-	70	-	-	-	-
Accrued Interest Payable	47	51	50	37	18	19
Long-Term Debt	448	444	438	432	1,096	1,096
Federal Home Loan Bank Debt, Long-Term	9,650	9,650	19,250	17,525	15,105	14,628
Long-Term Leases	438	393	446	122	249	267
Trust Preferred Securities	584	582	579	575	361	360
Pension & Post-Retirement Benefits	-	-	-	7	10	12
Long-Term Deferred Tax Liabilities	-	51	517	107	384	420
Other Long-Term Liabilities	718	1,096	1,330	858	201	225
Total Liabilities	83,559	91,992	105,690	81,320	52,483	49,464
Preferred Stock, Non-Redeemable	503	503	503	503	503	503
Preferred Stock, Convertible	1	1	-	-	-	-
Total Preferred Equity	504	504	503	503	503	503
Common Stock	4	4	2	7	5	5
Additional Paid-In Capital	9,300	9,282	8,236	8,130	6,126	6,123
Retained Earnings	-1,006	-763	443	1,041	741	494
Treasury Stock	-198	-219	-218	-237	-246	-258
Comprehensive Income & Other	-495	-640	-599	-620	-85	-25
Total Common Equity	7,605	7,664	7,864	8,321	6,541	6,339
Shareholders' Equity	8,109	8,168	8,367	8,824	7,044	6,842
Total Liabilities & Equity	91,668	100,160	114,057	90,144	59,527	56,306
Total Debt	13,642	14,924	22,267	21,590	16,811	16,351
Net Cash (Debt)	-5,135	531	-10,654	-19,324	-14,600	-14,403
Net Cash Per Share	-12.36	1.61	-44.79	-119.50	-94.27	-93.27
Filing Date Shares Outstanding	415.76	414.72	258.37	227.63	155.66	155.23
Total Common Shares Outstanding	415.61	414.93	240.69	227.07	155.01	154.63
Book Value Per Share	18.30	18.47	32.67	36.64	42.20	40.99
Tangible Book Value	7,198	7,176	7,239	5,608	4,115	3,913
Tangible Book Value Per Share	17.32	17.29	30.08	24.70	26.55	25.30

Source: S&P Global Market Intelligence. Banks template. Financial Sources.