Credit Saison Co., Ltd. (FRA:QC9)

Credit Saison Ratios and Metrics

Market cap in millions EUR. Fiscal year is April - March.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 1, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Market Capitalization	3,100	3,268	3,175	1,818	1,510	1,599
Market Cap Growth	-1.49%	2.91%	74.62%	20.45%	-5.56%	-3.67%
Enterprise Value	22,107	23,805	21,422	20,206	19,780	19,602
Last Close Price	21.40	21.80	18.59	11.06	8.40	8.60
PE Ratio	8.24	7.97	7.10	6.02	5.76	5.74
PS Ratio	1.02	1.07	1.23	0.69	0.56	0.64
PB Ratio	0.75	0.74	0.72	0.44	0.36	0.39
P/TBV Ratio	0.92	0.91	0.92	0.59	0.51	0.58
EV/Sales Ratio	7.53	7.83	8.32	7.63	7.35	7.82
EV/EBITDA Ratio	30.55	34.30	39.46	38.93	37.98	38.71
EV/EBIT Ratio	41.51	48.94	62.50	67.11	65.98	68.56
Debt / Equity Ratio	4.87	4.74	4.25	4.68	4.56	4.57
Debt / EBITDA Ratio	29.85	30.31	34.41	37.42	36.56	36.96
Asset Turnover	0.12	0.11	0.10	0.10	0.10	0.10
Inventory Turnover	1.07	0.94	0.85	0.84	0.75	0.63
Quick Ratio	14.58	12.52	10.55	12.18	11.49	11.68
Current Ratio	15.24	13.08	11.00	12.69	11.99	12.27
Return on Equity (ROE)	9.29%	9.38%	11.12%	7.54%	6.50%	7.12%
Return on Assets (ROA)	1.13%	1.09%	0.85%	0.72%	0.72%	0.69%
Return on Capital (ROIC)	1.27%	1.25%	0.97%	0.83%	0.83%	0.79%
Return on Capital Employed (ROCE)	1.90%	1.80%	1.40%	1.20%	1.20%	1.20%
Earnings Yield	12.13%	12.55%	14.09%	16.60%	17.37%	17.41%
FCF Yield	-35.31%	-51.05%	-44.91%	-55.49%	-42.66%	-10.52%
Dividend Yield	3.44%	3.40%	2.80%	4.38%	4.85%	4.03%
Payout Ratio	27.66%	26.04%	15.00%	19.73%	19.89%	19.46%
Buyback Yield / Dilution	7.33%	2.56%	-3.05%	-0.02%	-0.02%	1.97%
Total Shareholder Return	10.78%	5.96%	-0.25%	4.36%	4.83%	6.00%

Source: S&P Global Market Intelligence. Standard template. Financial Sources.