ACRES Commercial Realty Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	28.6	29.27	22.39	10.62	33.92	-197.71
Depreciation & Amortization	13.39	9.69	5.19	7.49	13.99	6.52
Loss (Gain) From Sale of Investments	-	-	-	-	-0.88	186.55
Provision for Credit Losses	-7.61	4.79	10.9	12.3	-21.26	30.82
Loss (Gain) on Equity Investments	2.48	0.7	-	-	-	-
Stock-Based Compensation	2.61	2.96	2.58	3.56	1.72	3.14
Change in Accounts Payable	-4.83	-4.83	4.54	3.73	4.06	0.98
Change in Other Net Operating Assets	-14.86	-3.52	1.11	2.74	3.65	-5.09
Other Operating Activities	2.36	-0.57	-0.54	0.26	4.04	-1.79
Operating Cash Flow	-1.46	19.39	45.61	32.7	40.59	31.81
Operating Cash Flow Growth	-	-57.50%	39.49%	-19.45%	27.61%	-26.59%
Capital Expenditures	-0.11	-0.01	-	-0.74	-0.06	-0.01
Investment in Securities	-9.16	-0.88	-	-	2.96	17.89
Net Decrease (Increase) in Loans Originated / Sold - Investing	215.88	324.42	184.9	-169.09	-364.78	238.89
Other Investing Activities	0.28	0.3	0.3	0.3	0.3	-11.88
Investing Cash Flow	328.8	299.07	161.32	-232.55	-390.51	244.89
Long-Term Debt Issued	-	55.49	50.32	526.15	2,428	1,106
Total Debt Issued	1,038	55.49	50.32	526.15	2,428	1,106
Long-Term Debt Repaid	-	-378.1	-244.48	-481.32	-1,919	-1,357
Total Debt Repaid	-1,342	-378.1	-244.48	-481.32	-1,919	-1,357
Net Debt Issued (Repaid)	-303.95	-322.62	-194.16	44.83	509.07	-250.9
Issuance of Preferred Stock	-	-	-	-	115.19	-
Preferred Share Repurchases	-	-2.16	-	-	-	-
Issuance of Common Stock	-	-	-	0	-	-
Repurchase of Common Stock	-14.89	-7.88	-7.41	-9.13	-18.4	-5.37
Common Dividends Paid	-	-	-	-	-	-8.77
Preferred Dividends Paid	-21.51	-20.04	-19.42	-19.42	-14.35	-10.35
Total Dividends Paid	-21.51	-20.04	-19.42	-19.42	-14.35	-19.12
Other Financing Activities	-15.34	-0.04	1.14	4.45	-25.41	-28.02
Financing Cash Flow	-355.7	-352.74	-219.85	20.74	566.1	-303.4
Net Cash Flow	-28.36	-34.28	-12.93	-179.12	216.19	-26.69
Free Cash Flow	-1.56	19.38	45.61	31.96	40.53	31.81
Free Cash Flow Growth	-	-57.52%	42.72%	-21.16%	27.44%	-26.60%
Free Cash Flow Margin	-1.76%	24.62%	56.85%	50.82%	56.82%	163.22%
Free Cash Flow Per Share	-0.20	2.44	5.32	3.63	4.15	2.96
Cash Interest Paid	90.72	115.43	124.05	70.03	42.35	44.68
Cash Income Tax Paid	0.19	0.08	0.1	0.23	-	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.