Radian Group Inc. (FRA:RAG)
Germany · Delayed Price · Currency is EUR 27.20
+0.20 (0.74%)
At close: Jan 30, 2026
Radian Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
Premiums & Annuity Revenue | 952 | 951.28 | 919.58 | 981.13 | 1,037 | 1,115 |
Total Interest & Dividend Income | 276.17 | 292.69 | 258.43 | 195.66 | 147.91 | 154.04 |
Gain (Loss) on Sale of Investments | -11.07 | -8.46 | 0.14 | -65.11 | 17.1 | 44.13 |
Non-Insurance Activities Revenue | 50.27 | 50.27 | 46.09 | 92.22 | 125.83 | 105.39 |
Other Revenue | 5.86 | 4.5 | 16.35 | -13.17 | 1.92 | 19.74 |
| 1,273 | 1,290 | 1,241 | 1,191 | 1,330 | 1,439 | |
Revenue Growth (YoY) | 2.49% | 4.01% | 4.19% | -10.47% | -7.56% | -5.79% |
Policy Benefits | 44.98 | -2.51 | -42.53 | -338.24 | 20.88 | 485.12 |
Policy Acquisition & Underwriting Costs | 28.04 | 27.32 | 24.58 | 23.92 | 29.03 | 30.99 |
Amortization of Goodwill & Intangibles | - | - | 5.48 | 4.31 | 3.45 | 5.14 |
Non-Insurance Activities Expense | 38.27 | 38.27 | 38.49 | 82.36 | 103.71 | 86.07 |
Other Operating Expenses | 321.56 | 320.51 | 334.5 | 366.3 | 320.13 | 272.95 |
Total Operating Expenses | 432.84 | 383.58 | 360.52 | 138.64 | 477.2 | 880.27 |
Operating Income | 840.38 | 906.7 | 880.07 | 1,052 | 852.74 | 558.35 |
Interest Expense | -87.66 | -108.01 | -89.7 | -84.45 | -84.34 | -71.15 |
EBT Excluding Unusual Items | 752.72 | 798.69 | 790.37 | 967.63 | 768.39 | 487.2 |
Merger & Restructuring Charges | -9.07 | - | - | - | - | - |
Impairment of Goodwill | - | - | -9.8 | - | - | - |
Asset Writedown | -17.4 | -27.4 | -13.08 | -14.85 | -3.56 | -7.76 |
Pretax Income | 726.26 | 771.29 | 767.49 | 952.78 | 764.83 | 479.44 |
Income Tax Expense | 159 | 166.85 | 164.37 | 209.85 | 164.16 | 85.82 |
Earnings From Continuing Ops. | 567.26 | 604.44 | 603.12 | 742.93 | 600.67 | 393.63 |
Earnings From Discontinued Ops. | 8.83 | - | - | - | - | - |
Net Income | 576.09 | 604.44 | 603.12 | 742.93 | 600.67 | 393.63 |
Net Income to Common | 576.09 | 604.44 | 603.12 | 742.93 | 600.67 | 393.63 |
Net Income Growth | -3.80% | 0.22% | -18.82% | 23.68% | 52.60% | -41.45% |
Shares Outstanding (Basic) | 143 | 152 | 158 | 168 | 188 | 195 |
Shares Outstanding (Diluted) | 144 | 154 | 160 | 171 | 190 | 197 |
Shares Change (YoY) | -7.17% | -3.71% | -6.17% | -10.30% | -3.24% | -6.51% |
EPS (Basic) | 4.04 | 3.96 | 3.81 | 4.42 | 3.19 | 2.01 |
EPS (Diluted) | 4.00 | 3.92 | 3.77 | 4.35 | 3.16 | 2.00 |
EPS Growth | 3.60% | 3.98% | -13.33% | 37.66% | 58.00% | -37.50% |
Free Cash Flow | -561.67 | -666.75 | 513.15 | 370.63 | 544.51 | 641.42 |
Free Cash Flow Per Share | -3.89 | -4.32 | 3.21 | 2.17 | 2.86 | 3.26 |
Dividend Per Share | 1.010 | 0.980 | 0.900 | 0.800 | 0.545 | 0.500 |
Dividend Growth | 5.21% | 8.89% | 12.50% | 46.79% | 9.00% | 4900.00% |
Operating Margin | 66.00% | 70.27% | 70.94% | 88.36% | 64.12% | 38.81% |
Profit Margin | 45.25% | 46.85% | 48.62% | 62.39% | 45.17% | 27.36% |
Free Cash Flow Margin | -44.11% | -51.67% | 41.36% | 31.13% | 40.94% | 44.59% |
EBITDA | 893.84 | 958.05 | 946.1 | 1,114 | 924.65 | 622.32 |
EBITDA Margin | 70.20% | 74.25% | 76.26% | 93.54% | 69.53% | 43.26% |
D&A For EBITDA | 53.45 | 51.35 | 66.03 | 61.73 | 71.91 | 63.97 |
EBIT | 840.38 | 906.7 | 880.07 | 1,052 | 852.74 | 558.35 |
EBIT Margin | 66.00% | 70.27% | 70.94% | 88.36% | 64.12% | 38.81% |
Effective Tax Rate | 21.89% | 21.63% | 21.42% | 22.02% | 21.46% | 17.90% |
Revenue as Reported | 1,273 | 1,290 | 1,241 | 1,191 | 1,330 | 1,439 |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.