Radian Group Inc. (FRA:RAG)
27.40
0.00 (0.00%)
At close: Feb 20, 2026
Radian Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 941.87 | 939.24 | 909.36 | 981.13 | 1,037 |
Total Interest & Dividend Income | 248.76 | 264.81 | 252.09 | 195.66 | 147.91 |
Gain (Loss) on Sale of Investments | -5.11 | -8.49 | 0.12 | -65.11 | 17.1 |
Non-Insurance Activities Revenue | - | - | - | 92.22 | 125.83 |
Other Revenue | 11.57 | 10.74 | 15.73 | -13.17 | 1.92 |
Total Revenue | 1,197 | 1,206 | 1,177 | 1,191 | 1,330 |
Revenue Growth (YoY) | -0.76% | 2.46% | -1.13% | -10.47% | -7.56% |
Policy Benefits | 66.77 | -2.25 | -42.14 | -338.24 | 20.88 |
Policy Acquisition & Underwriting Costs | 25.04 | 27.32 | 24.58 | 23.92 | 29.03 |
Amortization of Goodwill & Intangibles | - | - | - | 4.31 | 3.45 |
Non-Insurance Activities Expense | - | - | - | 82.36 | 103.71 |
Other Operating Expenses | 224.32 | 230.36 | 240.13 | 366.3 | 320.13 |
Total Operating Expenses | 316.13 | 255.43 | 222.57 | 138.64 | 477.2 |
Operating Income | 880.95 | 950.87 | 954.73 | 1,052 | 852.74 |
Interest Expense | -68.29 | -88.01 | -86.19 | -84.45 | -84.34 |
EBT Excluding Unusual Items | 812.66 | 862.87 | 868.55 | 967.63 | 768.39 |
Merger & Restructuring Charges | -11 | - | - | - | - |
Asset Writedown | -10.44 | -17.26 | -4.67 | -14.85 | -3.56 |
Pretax Income | 791.23 | 845.61 | 863.88 | 952.78 | 764.83 |
Income Tax Expense | 173.05 | 185.29 | 188.02 | 209.85 | 164.16 |
Earnings From Continuing Ops. | 618.18 | 660.32 | 675.86 | 742.93 | 600.67 |
Earnings From Discontinued Ops. | -35.54 | -55.88 | -72.74 | - | - |
Net Income | 582.64 | 604.44 | 603.12 | 742.93 | 600.67 |
Net Income to Common | 582.64 | 604.44 | 603.12 | 742.93 | 600.67 |
Net Income Growth | -3.61% | 0.22% | -18.82% | 23.68% | 52.60% |
Shares Outstanding (Basic) | 139 | 152 | 158 | 168 | 188 |
Shares Outstanding (Diluted) | 141 | 154 | 160 | 171 | 190 |
Shares Change (YoY) | -8.68% | -3.71% | -6.17% | -10.30% | -3.24% |
EPS (Basic) | 4.18 | 3.96 | 3.81 | 4.42 | 3.19 |
EPS (Diluted) | 4.14 | 3.92 | 3.77 | 4.35 | 3.16 |
EPS Growth | 5.62% | 4.03% | -13.43% | 37.66% | 58.00% |
Free Cash Flow | 115.66 | -665.14 | 520.9 | 370.63 | 544.51 |
Free Cash Flow Per Share | 0.82 | -4.31 | 3.25 | 2.17 | 2.86 |
Dividend Per Share | 1.020 | 0.980 | 0.900 | 0.800 | 0.545 |
Dividend Growth | 4.08% | 8.89% | 12.50% | 46.79% | 9.00% |
Operating Margin | 73.59% | 78.83% | 81.09% | 88.36% | 64.12% |
Profit Margin | 48.67% | 50.11% | 51.23% | 62.39% | 45.17% |
Free Cash Flow Margin | 9.66% | -55.14% | 44.25% | 31.13% | 40.94% |
EBITDA | 916.95 | 995.36 | 1,008 | 1,114 | 924.65 |
EBITDA Margin | 76.60% | 82.51% | 85.61% | 93.54% | 69.53% |
D&A For EBITDA | 36 | 44.49 | 53.22 | 61.73 | 71.91 |
EBIT | 880.95 | 950.87 | 954.73 | 1,052 | 852.74 |
EBIT Margin | 73.59% | 78.83% | 81.09% | 88.36% | 64.12% |
Effective Tax Rate | 21.87% | 21.91% | 21.77% | 22.02% | 21.46% |
Revenue as Reported | 1,197 | 1,206 | 1,177 | 1,191 | 1,330 |
Source: S&P Global Market Intelligence. Insurance template. Financial Sources.