Radian Group Inc. (FRA:RAG)

Radian Group Statistics

Total Valuation

Radian Group has a market cap or net worth of EUR 4.16 billion. The enterprise value is 5.24 billion.

Market Cap	4.16B
Enterprise Value	5.24B

Important Dates

The next estimated earnings date is Wednesday, February 4, 2026.

Earnings Date	Feb 4, 2026
Ex-Dividend Date	Nov 24, 2025

Share Statistics

Current Share Class	135.49M
Shares Outstanding	n/a
Shares Change (YoY)	-7.17%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	1.20%
Owned by Institutions (%)	94.62%
Float	133.82M

Valuation Ratios

The trailing PE ratio is 8.46 and the forward PE ratio is 7.93.

PE Ratio	8.46
Forward PE	7.93
PS Ratio	3.83
PB Ratio	1.05
P/TBV Ratio	1.05
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.78, with an EV/FCF ratio of -10.94.

EV / Earnings	10.67
EV / Sales	4.78
EV / EBITDA	6.78
EV / EBIT	7.25
EV / FCF	-10.94

Financial Position

The company has a current ratio of 2.52, with a Debt / Equity ratio of 0.27.

Current Ratio	2.52
Quick Ratio	0.67
Debt / Equity	0.27
Debt / EBITDA	1.42
Debt / FCF	-2.27
Interest Coverage	9.59

Financial Efficiency

Return on equity (ROE) is 12.13% and return on invested capital (ROIC) is 8.35%.

Return on Equity (ROE)	12.13%
Return on Assets (ROA)	6.32%
Return on Invested Capital (ROIC)	8.35%
Return on Capital Employed (ROCE)	11.79%
Revenue Per Employee	1.09M
Profits Per Employee	491,000
Employee Count	1,000
Asset Turnover	0.15
Inventory Turnover	n/a

Taxes

In the past 12 months, Radian Group has paid 135.52 million in taxes.

Income Tax	135.52M
Effective Tax Rate	21.89%

Stock Price Statistics

The stock price has decreased by -8.48% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-8.48%
50-Day Moving Average	29.52
200-Day Moving Average	29.37
Relative Strength Index (RSI)	56.38
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.06

Income Statement

In the last 12 months, Radian Group had revenue of EUR 1.09 billion and earned 491.00 million in profits. Earnings per share was 3.41.

Revenue	1.09B
Gross Profit	990.32M
Operating Income	716.26M
Pretax Income	618.99M
Net Income	491.00M
EBITDA	761.82M
EBIT	716.26M
Earnings Per Share (EPS)	3.41

Balance Sheet

The company has 502.73 million in cash and 1.08 billion in debt, giving a net cash position of -1.07 billion.

Cash & Cash Equivalents	502.73M
Total Debt	1.08B
Net Cash	-1.07B
Net Cash Per Share	n/a
Equity (Book Value)	3.97B
Book Value Per Share	29.27
Working Capital	1.40B

Cash Flow

In the last 12 months, operating cash flow was -474.35 million and capital expenditures -4.36 million, giving a free cash flow of -478.71 million.

Operating Cash Flow	-474.35M
Capital Expenditures	-4.36M
Free Cash Flow	-478.71M
FCF Per Share	n/a

Margins

Gross margin is 91.26%, with operating and profit margins of 66.00% and 45.25%.

Gross Margin	91.26%
Operating Margin	66.00%
Pretax Margin	57.04%
Profit Margin	45.25%
EBITDA Margin	70.20%
EBIT Margin	66.00%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.91, which amounts to a dividend yield of 3.01%.

Dividend Per Share	0.91
Dividend Yield	3.01%
Dividend Growth (YoY)	0.20%
Years of Dividend Growth	6
Payout Ratio	25.60%
Buyback Yield	7.17%
Shareholder Yield	10.18%
Earnings Yield	11.81%
FCF Yield	-11.52%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 21, 2001. It was a forward split with a ratio of 2.

Last Split Date	Jun 21, 2001
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	3