Radian Group Inc. (FRA:RAG)

Radian Group Statistics

Total Valuation

Radian Group has a market cap or net worth of EUR 3.85 billion. The enterprise value is 4.85 billion.

Market Cap	3.85B
Enterprise Value	4.85B

Important Dates

The last earnings date was Wednesday, February 18, 2026.

Earnings Date	Feb 18, 2026
Ex-Dividend Date	Nov 24, 2025

Share Statistics

Current Share Class	136.27M
Shares Outstanding	n/a
Shares Change (YoY)	-8.68%
Shares Change (QoQ)	+0.23%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	133.63M

Valuation Ratios

The trailing PE ratio is 7.77 and the forward PE ratio is 6.85.

PE Ratio	7.77
Forward PE	6.85
PS Ratio	3.78
PB Ratio	0.95
P/TBV Ratio	0.95
P/FCF Ratio	39.13
P/OCF Ratio	37.75
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.21, with an EV/FCF ratio of 49.20.

EV / Earnings	9.77
EV / Sales	4.77
EV / EBITDA	6.21
EV / EBIT	6.48
EV / FCF	49.20

Financial Position

The company has a current ratio of 3.96, with a Debt / Equity ratio of 0.25.

Current Ratio	3.96
Quick Ratio	1.99
Debt / Equity	0.25
Debt / EBITDA	1.30
Debt / FCF	10.32
Interest Coverage	12.90

Financial Efficiency

Return on equity (ROE) is 13.15% and return on invested capital (ROIC) is 11.57%.

Return on Equity (ROE)	13.15%
Return on Assets (ROA)	6.55%
Return on Invested Capital (ROIC)	11.57%
Return on Capital Employed (ROCE)	12.16%
Weighted Average Cost of Capital (WACC)	n/a
Revenue Per Employee	1.02M
Profits Per Employee	496,234
Employee Count	1,000
Asset Turnover	0.14
Inventory Turnover	n/a

Taxes

In the past 12 months, Radian Group has paid 147.39 million in taxes.

Income Tax	147.39M
Effective Tax Rate	21.87%

Stock Price Statistics

The stock price has decreased by -10.46% in the last 52 weeks.

Beta (5Y)	n/a
52-Week Price Change	-10.46%
50-Day Moving Average	28.55
200-Day Moving Average	29.27
Relative Strength Index (RSI)	44.65
Average Volume (20 Days)	n/a

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	4.47

Income Statement

In the last 12 months, Radian Group had revenue of EUR 1.02 billion and earned 496.23 million in profits. Earnings per share was 3.52.

Revenue	1.02B
Gross Profit	941.36M
Operating Income	750.31M
Pretax Income	673.89M
Net Income	496.23M
EBITDA	780.97M
EBIT	750.31M
Earnings Per Share (EPS)	3.52

Balance Sheet

The company has 1.39 billion in cash and 1.02 billion in debt, with a net cash position of -995.31 million.

Cash & Cash Equivalents	1.39B
Total Debt	1.02B
Net Cash	-995.31M
Net Cash Per Share	n/a
Equity (Book Value)	4.07B
Book Value Per Share	30.06
Working Capital	2.22B

Cash Flow

In the last 12 months, operating cash flow was 102.09 million and capital expenditures -3.58 million, giving a free cash flow of 98.50 million.

Operating Cash Flow	102.09M
Capital Expenditures	-3.58M
Free Cash Flow	98.50M
FCF Per Share	n/a

Margins

Gross margin is 92.33%, with operating and profit margins of 73.59% and 48.67%.

Gross Margin	92.33%
Operating Margin	73.59%
Pretax Margin	66.10%
Profit Margin	48.67%
EBITDA Margin	76.60%
EBIT Margin	73.59%
FCF Margin	9.66%

Dividends & Yields

This stock pays an annual dividend of 0.91, which amounts to a dividend yield of 3.31%.

Dividend Per Share	0.91
Dividend Yield	3.31%
Dividend Growth (YoY)	0.20%
Years of Dividend Growth	7
Payout Ratio	25.76%
Buyback Yield	8.68%
Shareholder Yield	11.99%
Earnings Yield	12.88%
FCF Yield	2.56%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 21, 2001. It was a forward split with a ratio of 2.

Last Split Date	Jun 21, 2001
Split Type	Forward
Split Ratio	2

Scores

Altman Z-Score	n/a
Piotroski F-Score	4