Renasant Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	1,128	806.3	716.46	479.91	435.46
Interest Income on Investments	134.25	81.48	80.86	61.9	33.22
Total Interest Income	1,262	887.78	797.32	541.81	468.69
Interest Paid on Deposits	412.55	346.59	232.33	35.21	28.98
Interest Paid on Borrowings	45.74	28.99	45.66	25.3	15.71
Total Interest Expense	458.29	375.58	277.99	60.51	44.68
Net Interest Income	803.97	512.2	519.33	481.3	424
Net Interest Income Growth (YoY)	56.96%	-1.37%	7.90%	13.51%	-0.66%
Trust Income	31.2	23.56	22.13	22.34	20.46
Mortgage Banking Activities	37.35	36.38	32.41	35.79	109.6
Gain (Loss) on Sale of Assets	-	53.35	-	-	-
Gain (Loss) on Sale of Investments	-	-	-41.79	-	2.17
Other Non-Interest Income	61.4	48.6	61.12	51.16	58.19
Total Non-Interest Income	181.88	203.66	113.08	149.25	226.98
Non-Interest Income Growth (YoY)	-10.69%	80.11%	-24.24%	-34.24%	-3.63%
Revenues Before Loan Losses	985.85	715.86	632.4	630.55	650.99
Provision for Loan Losses	107.46	9.27	15.59	23.87	-2.17
Revenue	878.39	706.58	616.81	606.68	653.15
Revenue Growth (YoY)	24.32%	14.56%	1.67%	-7.12%	13.50%
Salaries and Employee Benefits	368.56	269.89	268.05	250.15	270.55
Occupancy Expenses	63.65	38.88	38.67	44.82	38.54
Amortization of Goodwill & Intangibles	27.1	4.69	5.38	5.12	6.04
Selling, General & Administrative	67.59	74	73.35	60.56	72.95
Other Non-Interest Expense	73.77	59.96	53.91	32.66	35.5
Total Non-Interest Expense	602.33	448.27	439.62	392.85	429.96
EBT Excluding Unusual Items	276.06	258.31	177.19	213.83	223.2
Pretax Income	226.73	244.97	177.19	211.31	222.83
Income Tax Expense	45.46	49.51	32.51	45.24	46.94
Net Income	181.27	195.46	144.68	166.07	175.89
Net Income to Common	181.27	195.46	144.68	166.07	175.89
Net Income Growth	-7.26%	35.10%	-12.88%	-5.58%	110.27%
Basic Shares Outstanding	87	59	56	56	56
Diluted Shares Outstanding	88	60	56	56	56
Shares Change (YoY)	46.47%	5.85%	0.42%	-0.37%	-0.08%
EPS (Basic)	2.09	3.29	2.58	2.97	3.13
EPS (Diluted)	2.07	3.27	2.56	2.95	3.12
EPS Growth	-36.70%	27.73%	-13.22%	-5.45%	110.81%
Dividend Per Share	0.890	0.880	0.880	0.880	0.880
Dividend Growth	1.14%	-	-	-	-
Effective Tax Rate	20.05%	20.21%	18.35%	21.41%	21.06%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.