Regions Financial Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	3,112	2,893	2,635	1,997	1,350
Investment Securities	7,795	5,660	5,832	5,169	4,325
Trading Asset Securities	-	1,816	2,105	2,609	1,111
Mortgage-Backed Securities	33,166	27,544	25,516	25,555	26,771
Total Investments	40,961	35,020	33,453	33,333	32,207
Gross Loans	95,637	96,727	98,379	97,009	87,784
Allowance for Loan Losses	-1,556	-1,613	-1,576	-1,464	-1,479
Net Loans	94,081	95,114	96,803	95,545	86,305
Property, Plant & Equipment	1,659	2,126	2,104	2,192	2,356
Goodwill	5,733	5,733	5,733	5,733	5,744
Other Intangible Assets	140	169	205	249	305
Loans Held for Sale	511	594	400	354	1,003
Accrued Interest Receivable	571	572	614	511	319
Restricted Cash	-	7,819	4,166	9,230	28,061
Other Real Estate Owned & Foreclosed	17	14	15	13	10
Other Long-Term Assets	12,768	7,108	6,048	6,048	5,262
Total Assets	159,553	157,302	152,194	155,220	162,938
Interest Bearing Deposits	91,598	85,665	82,820	80,395	80,132
Institutional Deposits	-	2,800	2,600	-	571
Non-Interest Bearing Deposits	39,530	39,138	42,368	51,348	58,369
Total Deposits	131,128	127,603	127,788	131,743	139,072
Short-Term Borrowings	750	3,051	2,691	3,378	1,012
Current Portion of Long-Term Debt	-	900	100	-	-
Current Portion of Leases	-	96	-	-	-
Long-Term Debt	4,134	3,093	2,230	2,284	2,407
Federal Home Loan Bank Debt, Long-Term	-	2,000	-	-	-
Long-Term Leases	-	431	535	553	529
Pension & Post-Retirement Benefits	-	74	82	127	156
Other Long-Term Liabilities	4,438	2,144	1,275	1,184	1,436
Total Liabilities	140,450	139,392	134,701	139,269	144,612
Preferred Stock, Redeemable	1,369	1,715	1,659	1,659	1,659
Common Stock	9	9	10	10	10
Additional Paid-In Capital	10,366	11,394	11,757	11,988	12,189
Retained Earnings	10,205	9,060	8,186	7,004	5,550
Treasury Stock	-1,371	-1,371	-1,371	-1,371	-1,371
Comprehensive Income & Other	-1,535	-2,928	-2,812	-3,343	289
Total Common Equity	17,674	16,164	15,770	14,288	16,667
Minority Interest	60	31	64	4	-
Shareholders' Equity	19,103	17,910	17,493	15,951	18,326
Total Liabilities & Equity	159,553	157,302	152,194	155,220	162,938
Total Debt	4,884	9,571	5,556	6,215	3,948
Net Cash (Debt)	6,023	-4,862	-816	-1,609	-1,487
Net Cash Per Share	6.72	-5.30	-0.87	-1.71	-1.54
Filing Date Shares Outstanding	868	905.47	918.86	934.56	937.15
Total Common Shares Outstanding	868	908.48	922.34	934.49	941.91
Book Value Per Share	20.36	17.79	17.10	15.29	17.69
Tangible Book Value	11,801	10,262	9,832	8,306	10,618
Tangible Book Value Per Share	13.60	11.30	10.66	8.89	11.27

Source: S&P Global Market Intelligence. Banks template. Financial Sources.