Regions Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	1,893	2,074	2,245	2,521
Depreciation & Amortization	144	236	353	371
Gain (Loss) on Sale of Investments	208	5	1	-3
Provision for Credit Losses	487	553	271	-524
Net Decrease (Increase) in Loans Originated / Sold - Operating	-190	-56	591	981
Accrued Interest Receivable	-831	194	-2,242	-231
Change in Other Net Operating Assets	-196	-768	1,968	-63
Other Operating Activities	132	115	-55	251
Operating Cash Flow	1,598	2,308	3,102	3,030
Operating Cash Flow Growth	-30.76%	-25.60%	2.38%	30.38%
Cash Acquisitions	-	-	-	-1,182
Investment in Securities	-1,281	437	-3,151	-2,207
Purchase / Sale of Intangibles	-146	-157	-288	-72
Net Decrease (Increase) in Loans Originated / Sold - Investing	1,323	-1,696	-9,408	689
Other Investing Activities	-158	-191	-94	-93
Investing Cash Flow	-262	-1,607	-12,941	-2,865
Short-Term Debt Issued	500	-	-	-
Long-Term Debt Issued	3,740	2,000	-	647
Total Debt Issued	4,240	2,000	-	647
Short-Term Debt Repaid	-	-	-	-102
Long-Term Debt Repaid	-100	-2,000	-	-1,779
Total Debt Repaid	-100	-2,000	-	-1,881
Net Debt Issued (Repaid)	4,140	-	-	-1,234
Repurchase of Common Stock	-375	-287	-254	-489
Preferred Stock Issued	489	-	-	390
Preferred Share Repurchases	-500	-	-	-500
Common Dividends Paid	-890	-787	-663	-608
Preferred Dividends Paid	-104	-98	-99	-108
Total Dividends Paid	-994	-885	-762	-716
Net Increase (Decrease) in Deposit Accounts	-185	-3,955	-7,329	13,836
Other Financing Activities	-	-	-	3
Financing Cash Flow	2,575	-5,127	-8,345	11,290
Net Cash Flow	3,911	-4,426	-18,184	11,455
Cash Interest Paid	2,219	1,441	303	185
Cash Income Tax Paid	64	376	336	367

Source: S&P Global Market Intelligence. Banks template. Financial Sources.