Dah Sing Banking Group Limited (FRA:RY2)

Dah Sing Banking Group Income Statement

Financials in millions HKD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	11,260	12,147	11,486	6,965	5,170	6,210
Interest Paid on Deposits	5,734	6,859	6,670	2,582	1,226	2,515
Net Interest Income	5,526	5,288	4,815	4,383	3,944	3,696
Net Interest Income Growth (YoY)	8.67%	9.82%	9.87%	11.13%	6.72%	-9.28%
Income From Trading Activities	411.02	258.93	164.84	142.85	179	310.44
Gain (Loss) on Sale of Assets	-1.68	-1.76	2.83	-2.45	-7.41	-3.03
Gain (Loss) on Sale of Investments	0.66	-15.06	-552.01	-1,683	-752.21	-517.55
Other Non-Interest Income	1,507	1,388	935.81	2,300	1,261	1,243
Total Non-Interest Income	1,917	1,630	551.47	757.77	680.3	1,032
Non-Interest Income Growth (YoY)	75.11%	195.57%	-27.22%	11.39%	-34.11%	1.15%
Revenues Before Loan Losses	7,443	6,918	5,367	5,141	4,625	4,728
Provision for Loan Losses	1,975	1,791	731.31	803.1	373.34	646.97
Revenue	5,467	5,127	4,636	4,338	4,251	4,081
Revenue Growth (YoY)	8.02%	10.60%	6.87%	2.04%	4.17%	-13.86%
Salaries and Employee Benefits	2,361	2,247	2,115	2,047	1,971	1,984
Occupancy Expenses	649.82	646.25	575.3	632.14	628.31	595.29
Selling, General & Administrative	133.05	139.18	149.58	142.75	132.64	139.23
Other Non-Interest Expense	288.55	288.21	314.49	197.34	288.5	179.51
Total Non-Interest Expense	2,731	2,629	2,453	2,333	2,290	2,155
EBT Excluding Unusual Items	2,736	2,497	2,183	2,004	1,961	1,926
Asset Writedown	-101.88	-101.88	-41.09	-38.31	4.64	-84.24
Other Unusual Items	-	-	-	3.85	-	65.69
Pretax Income	2,635	2,395	2,142	1,970	1,966	1,809
Income Tax Expense	391.38	335.02	281.27	361.18	308.12	316.4
Earnings From Continuing Operations	2,243	2,060	1,860	1,609	1,658	1,493
Minority Interest in Earnings	-	-	-	-	-	0.12
Net Income	2,243	2,060	1,860	1,609	1,658	1,493
Net Income to Common	2,243	2,060	1,860	1,609	1,658	1,493
Net Income Growth	4.60%	10.75%	15.63%	-2.94%	11.01%	-33.34%
Basic Shares Outstanding	1,406	1,406	1,406	1,406	1,406	1,406
Diluted Shares Outstanding	1,406	1,406	1,406	1,406	1,406	1,406
Shares Change (YoY)	-	-	-	-	-	0.00%
EPS (Basic)	1.60	1.47	1.32	1.14	1.18	1.06
EPS (Diluted)	1.49	1.37	1.23	1.07	1.18	1.06
EPS Growth	5.58%	11.57%	14.33%	-9.06%	11.01%	-33.34%
Dividend Per Share	0.700	0.660	0.600	0.390	0.340	0.300
Dividend Growth	-7.90%	10.00%	53.85%	14.71%	13.33%	-37.50%
Effective Tax Rate	14.86%	13.99%	13.13%	18.33%	15.68%	17.49%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.