Skandinaviska Enskilda Banken AB (publ) (FRA:SEBC)

FRA:SEBC Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	31,246	35,865	38,116	26,877	25,423	15,746
Depreciation & Amortization	1,879	1,555	1,365	1,277	1,323	1,313
Other Amortization	749	749	763	832	812	738
Total Asset Writedown	8	8	-	1	187	-14
Change in Trading Asset Securities	-5,242	-69,573	-79,179	10,887	35,465	-18,792
Change in Other Net Operating Assets	-122,284	-51,842	86,478	-246,918	-130,855	-35,465
Other Operating Activities	-4,614	-20,256	5,632	32,961	-26,921	16,882
Operating Cash Flow	-98,258	-103,494	53,175	-174,083	-94,566	-19,592
Capital Expenditures	-1,189	-1,189	-1,038	-1,026	-644	-
Sale of Property, Plant and Equipment	15	15	33	12	7	311
Cash Acquisitions	-3,694	-3,694	-	-	-	-
Investment in Securities	-132	-132	399	209	-210	-255
Other Investing Activities	3,481	-	-1	-	1	-
Investing Cash Flow	-1,519	-5,000	-607	-805	-846	56
Long-Term Debt Issued	-	16,245	9,555	5,201	5,571	-
Long-Term Debt Repaid	-	-	-9,446	-5,422	-10,057	-10,257
Net Debt Issued (Repaid)	16,245	16,245	109	-221	-4,486	-10,257
Repurchase of Common Stock	-11,396	-8,340	-5,245	-4,722	-1,362	-
Common Dividends Paid	-23,709	-23,709	-14,195	-12,884	-17,740	-
Net Increase (Decrease) in Deposit Accounts	-78,913	69,061	-91,562	103,917	226,218	209,908
Other Financing Activities	7,966	1	-	-1	-	-
Financing Cash Flow	-89,807	53,258	-110,893	86,089	202,630	199,651
Foreign Exchange Rate Adjustments	-4,467	18,059	-3,767	26,055	7,251	-8,203
Net Cash Flow	-194,050	-37,177	-62,093	-62,744	114,469	171,913
Free Cash Flow	-99,447	-104,683	52,137	-175,109	-95,210	-19,592
Free Cash Flow Margin	-130.01%	-129.24%	65.80%	-280.31%	-172.71%	-44.94%
Free Cash Flow Per Share	-49.02	-50.57	24.71	-81.33	-43.69	-9.00
Cash Interest Paid	103,046	103,046	84,377	21,384	6,266	13,906
Cash Income Tax Paid	12,067	12,067	6,891	7,034	14,338	4,392

Source: S&P Global Market Intelligence. Banks template. Financial Sources.